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Sunday, 22 March 2026

Property Updates: Why Some Singaporeans Are Considering A Second Home In Malaysia Without Leaving Singapore — Thanks To MM2H


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Claude:


Why Singaporeans Are Eyeing Malaysia's MM2H Programme as a Second Home Option

The Malaysia My Second Home (MM2H) programme, traditionally associated with retirees, is attracting growing interest from a broader range of Singaporeans — including professionals, entrepreneurs, and families — following recent framework revisions.

The New Tiered Structure: The updated MM2H now offers three tiers:

  • Platinum – 20-year visa; RM2M property + USD$1M fixed deposit
  • Gold – 15-year visa; RM1M property + USD$500K fixed deposit
  • Silver – 5-year visa; RM600K property + USD$150K fixed deposit

Notably, MM2H is not a pathway to permanent residency.

Why It's Gaining Traction: The impending launch of the Johor Bahru-Singapore Rapid Transit System (RTS) by end-2026 is making cross-border living increasingly practical. Remote and hybrid work arrangements have also made extended stays in cities like Kuala Lumpur or Penang more feasible, without giving up Singapore as a primary home.

Lifestyle and Financial Appeal: Malaysian cities offer larger living spaces, a slower pace of life, and significantly lower property prices. Landed homes in Penang, for instance, start from RM2.96 million — a fraction of equivalent Singapore properties, where landed home prices are projected to rise at least 5% this year. Currency diversification through Ringgit-denominated assets is another draw.

Popular Locations: Johor Bahru (especially near the upcoming RTS), Kuala Lumpur's Mont Kiara and Bangsar, and Penang remain top choices among Singaporean buyers.

Key Risks to Consider: Policy changes, long-term financial commitments, tax implications, property liquidity, and varying foreign ownership rules across Malaysian states all warrant careful evaluation before committing.

For most Singaporeans, MM2H is less about relocating and more about expanding regional lifestyle flexibility.

Investing Updates: Webull Review (2026): My likes and dislikes of this trading platform


Source:



Claude:


Webull Singapore Review (2026): A Strong Low-Cost Trading Platform

Webull Singapore, launched in 2026, has established itself as a competitive digital brokerage licensed by MAS, offering access to US, Singapore, Hong Kong, and China A-share markets. Backed by its NASDAQ-listed parent company, it serves over 26 million users globally.

What stands out:

Low Fees – Webull charges zero platform fees for US stocks, with commissions at just 0.025% (min. USD$0.50) during regular hours. US options cost USD$0.55 per contract. Singapore stock traders enjoy one year of commission-free trading, with a total fee of 0.05% thereafter — the lowest among major competitors like Moomoo and Tiger Brokers.

Advanced Tools – The platform offers sophisticated charting features, 13 options strategies, an options screener, and free Level 2 market data access — making it particularly attractive for active and options traders.

Useful Features – Highlights include fractional US share trading from just US$1, Regular Savings Plans (both fixed and dynamic/value-averaging), and Moneybull — a cash management tool earning up to 3.72% p.a. on idle funds with T+0 availability for trading.

Areas for Improvement:

  • No access to the London Stock Exchange, limiting popular ETFs like CSPX and VWRA
  • Limited educational content and no research reports or advanced portfolio analysis tools

vs. Competitors: Webull edges out Moomoo and Tiger Brokers on fees across US, Singapore, and options trading, though Moomoo and Tiger offer broader market access including Japan and Australia respectively.

Verdict: Webull Singapore is an excellent choice for cost-conscious investors and active traders who prioritise low fees and powerful trading tools over educational resources or broader market coverage.

Toys Updates: McDonald’s S’pore Super Mario Galaxy Happy Meal Toys & Book (26 Mar-29 Apr 26)


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Claude:


McDonald's Singapore Super Mario Galaxy Happy Meal (26 Mar – 29 Apr 2026)

McDonald's Singapore is launching a Super Mario Galaxy-themed Happy Meal promotion from 26 March to 29 April 2026, available at all outlets islandwide. Tied to the Super Mario Galaxy Movie, the campaign features a collectible toy series and a special activity book.

10 Toys Over 5 Weeks: Two new toy designs drop every Thursday at 11am (while stocks last), featuring beloved characters from the Mushroom Kingdom:

  • Week 1 (26 Mar – 1 Apr): Mario, Bowser Jr.
  • Week 2 (2 Apr – 8 Apr): Princess Peach, Bowser
  • Week 3 (9 Apr – 15 Apr): Frog Luigi, Toad
  • Week 4 (16 Apr – 22 Apr): Yoshi, Princess Rosalina
  • Week 5 (23 Apr – 29 Apr): Wonder Bowser Jr., Luma

Each toy sports a star-themed design suited for both play and display.

Book Option: Families can opt for the Mario's Big Adventure Happy Meal Readers book instead of a toy. Inspired by the movie, the activity-packed book follows Mario, Peach, and friends on a quest to save the Mushroom Kingdom — a fun way to encourage reading alongside mealtime.

Tips for Collectors:

  • Visit early on Thursdays to secure popular characters
  • High-demand toys may be substituted with alternatives
  • Display toys at outlets are not for sale

All items are available while stocks last across all McDonald's Singapore locations. Whether you're collecting, playing, or reading, this limited-time promotion is a cheerful Nintendo-themed treat for families and fans alike.

Gaming Updates: Gnosia is Among Us with a vibrant anime twist that's debuting for the first time on mobile


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Claude:


Gnosia: A Single-Player Social Deduction Game Now on Mobile

Gnosia, a narrative-driven social deduction game with a vibrant anime aesthetic, has officially launched on iOS and Android. Developed by Playism, the release coincides with the conclusion of Gnosia's anime adaptation, making it a fitting moment to introduce the game to a mobile audience.

The concept: Set aboard a spaceship being quietly infiltrated by alien bodysnatchers called Gnosias — creatures that mimic humans — players must discuss and deliberate with crewmates to decide who gets placed into cryosleep, with the goal of isolating the Gnosias before they outnumber the rest of the crew.

More than just Among Us: While the social deduction premise draws obvious comparisons to Among Us, Gnosia is a purely single-player experience, removing the pressure of multiplayer entirely. Think of it as a blend of Among Us, Danganronpa, and a traditional visual novel. NPCs operate on a complex internal parameter system, reacting dynamically to your choices and behaviour.

The time loop twist: Central to the gameplay is a time loop mechanic. Each loop isn't simply a reset — players gradually accumulate new skills and build influence over their colourful cast of crewmates, slowly peeling back a dense, layered storyline that can only be fully uncovered across multiple playthroughs.

Why it stands out: Gnosia offers the tension and intrigue of social deduction without the anxiety of online multiplayer, making it an ideal pick for fans of mystery, visual novels, or games like Danganronpa. With its ambitious NPC systems and rich narrative, it promises significant depth and replayability for those willing to dive in.

LifeStyle Updates: You Can Earn Up To $75 In RedeemSG Supermarket Vouchers By Completing Walking Trails Around SG


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Claude:


Walking Trails@CDC: Earn Up to $75 in Supermarket Vouchers

The Community Development Council (CDC), in collaboration with GovTech Singapore, has launched five new routes under the Walking Trails@CDC initiative this March 2026. Singapore Citizens and Permanent Residents aged 15 and above with Singpass and CrowdTaskSG accounts can participate.

How it works: Participants complete physical trails around Singapore, stopping at five checkpoints to collect CDC Trail badges by completing tasks like photographing landmarks or answering trivia. Finishing all five checkpoints earns a $5 RedeemSG voucher. Spotting all six hidden digital owl mascots (Ollie) on the map during a trail adds an extra $10 voucher — bringing the total to $15 per trail.

With five new trails available, completing all of them could earn you up to $75 in vouchers.

The five new trails are:

  • Central – Peranakan Museum to Jalan Besar Stadium (4km, ~1.25 hrs)
  • North – Woodlands North MRT to Marsiling Lane Market (4.4km, ~1.5 hrs)
  • East – Siglap to Simpang Bedok (4.1km, ~1 hr)
  • East – Tampines East MRT to Tampines Central Park (4.1km, ~1.25 hrs)
  • West – Jurong Town Hall to Jurong Market (4.6km, ~1.25 hrs)

Getting started: Log in to CrowdTaskSG via Singpass, tap "Join quest," and select your trail — no app download needed. Trails are mobile-only and can be done at your own pace.

Only the first 5,000 participants per trail receive rewards, and spots are still available. Vouchers can be spent at major supermarkets including FairPrice, Giant, Cold Storage, and Sheng Siong.

Monday, 16 March 2026

Investing Updates: What to Expect in the Week Ahead (PPI, FOMC Press Conference, and Earnings from MU, FDX, LULU and DLTR)


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ChatGPT:


The coming week is expected to be pivotal for markets, with key economic data, a major Federal Reserve decision, and several important corporate earnings reports shaping investor sentiment.

Rising geopolitical tensions in the Middle East have pushed oil prices close to $100 per barrel, reviving inflation concerns and pressuring transportation and discretionary consumer stocks. Against this backdrop, investors are focused on the upcoming Federal Reserve policy meeting on Wednesday. While markets widely expect the Fed to hold interest rates steady, attention will center on the updated “dot plot,” which could reveal policymakers’ outlook for potential rate cuts in 2026. The Producer Price Index (PPI) data released the same day will also offer insight into inflation trends.

On the corporate side, several key earnings reports will provide signals about the broader economy and specific industries.

The week begins Monday with results from Dollar Tree (DLTR), where investors will look for evidence of “trade-down” behavior among U.S. consumers shifting toward discount retailers. However, rising wages and logistics costs may continue to squeeze margins.

On Tuesday, Lululemon Athletica (LULU) will report its holiday quarter earnings. While the brand remains strong, investors are cautious about slowing growth in North America and are watching for progress in international markets, particularly China.

Wednesday’s spotlight falls on Micron Technology (MU), a key player in the AI supply chain. Analysts expect strong results driven by demand for High Bandwidth Memory (HBM) used in AI servers. Investors will evaluate whether Micron can maintain strong pricing as traditional PC and smartphone memory markets recover.

Thursday features results from FedEx (FDX), often seen as a global economic barometer. Investors will watch for signs of margin pressure from higher fuel costs and changing shipping volumes.

Meanwhile, the AI investment narrative continues shifting toward hardware and infrastructure, highlighted by developments around NVIDIA and growing demand for AI computing capacity. Overall, the week’s macro signals and earnings results will provide important clues about inflation, consumer behavior, and the strength of the AI-driven tech cycle.

Comments:

Bonus distribution for many corporate workers this month.

Be steady and assign to your respective allocations! πŸ˜€

Friday, 13 March 2026

Happy Term 1 School Holidays!


Gemini: create an image that says "Happy Term 1 School Holidays!"

Rewards Updates: How to Maximise KrisFlyer Miles: Ranking the Best to Worst Redemptions


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ChatGPT:


KrisFlyer miles can be easy for many Singaporeans to accumulate through credit cards, sign-up bonuses, and everyday spending. However, deciding how to redeem those miles effectively is often more challenging. The key issue is that not all redemption options deliver the same value. Some provide excellent returns per mile, while others offer little more than a small discount.

A useful way to evaluate redemptions is by calculating value per mile (VPM)—the dollar value received for each mile spent. As a rule of thumb, below 1 cent per mile is poor value, 1.5–2 cents is reasonable, and above 2–3 cents is considered excellent.

The best value redemptions typically involve premium flights. Business class or long-haul premium cabin tickets often cost several thousand dollars in cash but require far fewer miles than their equivalent price suggests. For example, a return business class flight from Singapore to London with Singapore Airlines can cost $4,000–$6,000 in cash but about 184,000 miles as a Saver award, giving strong value per mile. Many travellers therefore save their miles specifically for premium cabins they might not otherwise pay for.

Good value can also be found in premium economy on long routes or economy flights on expensive routes, especially during peak travel seasons when ticket prices surge. Because award charts remain fixed, miles can deliver higher value during holidays or last-minute bookings.

At the other end of the spectrum, some options deliver poor returns. Cheap short-haul economy flights, shopping or merchandise rewards, and conversions to KrisPay usually yield about 1 cent per mile or less.

Timing also matters. Saver awards, which require fewer miles but have limited availability, generally provide the best value compared to Advantage awards.

Overall, travellers can maximise their miles by targeting expensive flights—especially premium cabins—and checking the value per mile before redeeming. ✈️

Comments:

Good information on valuing miles.

Crypto Updates: Lido launches stablecoin yield product to expand beyond ether


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Lido has launched a new stablecoin-focused yield product as it expands beyond its traditional focus on ether-based services. The initiative introduces EarnUSD, a vault designed to help users generate returns on stablecoins without needing to actively manage decentralized finance (DeFi) strategies themselves.

The product is part of a revamped platform called Lido Earn, which now consists of two simplified vaults: EarnUSD for stablecoins and EarnETH for ether-related assets. Both aim to make crypto yield generation more accessible by automating the process of allocating funds across different DeFi opportunities.

In a vault-based system, users deposit their crypto into a pooled investment structure. The platform then automatically deploys those funds into various yield-generating strategies. With EarnUSD, users can deposit popular stablecoins such as USD Coin and Tether. The vault distributes these funds across DeFi platforms on Ethereum, including lending markets and other income-generating protocols. In return, depositors receive a token representing their share of the vault, with rewards accumulating over time.

The EarnETH vault operates similarly but focuses on ether-based assets such as ETH, WETH, and Lido’s staking token stETH. Funds are automatically distributed among several DeFi protocols, including Aave, Uniswap, and Morpho, with the system dynamically shifting allocations toward higher-performing strategies.

The launch reflects the growing importance of stablecoins in DeFi. According to Lido, roughly half of all DeFi activity on Ethereum now involves dollar-pegged tokens. By introducing EarnUSD, the platform aims to serve stablecoin users who previously had fewer options within its ecosystem.

Overall, the move marks a strategic step for Lido as it diversifies its offerings and seeks to simplify crypto yield opportunities for a broader range of investors.

Comments:

Interesting time to launch new products by Lido.

Might consider to diversify some USDC into this for better risk management in future.

Gaming Updates: Apple Arcade’s April lineup adding two of the most acclaimed recent indie games


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Apple Arcade will expand its library in April with three new titles, including two widely acclaimed indie games. Starting April 2, subscribers will gain access to Dredge+, Unpacking+, and My Very Hungry Caterpillar+.

The biggest additions are the indie hits DREDGE and Unpacking, both of which previously achieved strong critical reception and popularity outside the Arcade ecosystem.

DREDGE+ brings the complete edition of the eerie fishing adventure to Apple Arcade. Players explore foggy archipelagos, dredge up hidden treasures, and uncover dark mysteries beneath the sea. The Arcade version includes all previously released downloadable content, such as The Pale Reach, The Iron Rig, Blackstone Key, and a custom rod. This means subscribers will experience the full storyline and gameplay expansions without extra purchases.

Unpacking+ offers a relaxing puzzle experience centered on unpacking moving boxes and arranging items in a new home. Blending block-fitting puzzles with interior decoration, the game gradually reveals a character’s life story through the belongings being unpacked. The title received recognition as a Cultural Impact winner in the 2023 App Store Awards, highlighting its emotional storytelling and calming gameplay. The Arcade version arrives fully unlocked for subscribers.

The third addition, My Very Hungry Caterpillar+, is based on the famous children’s character from Eric Carle’s books. In the game, players care for a caterpillar by feeding it, playing with it, and exploring its environment. As the creature grows, it unlocks new activities before eventually forming a cocoon and transforming into a butterfly, recreating the classic story in interactive form.

Beyond the new games, Apple Arcade will also introduce updates to existing titles, including a Star Wars-inspired event in Disney SpellStruck on March 19 and a Garden mode update for Puyo Puyo Puzzle Pop on April 9.

Apple Arcade costs $6.99 per month after a one-month free trial and supports Family Sharing for up to five users, offering an ad-free gaming experience with no in-app purchases.

Comments:

Nice additions to the service.