Investing Updates : Lowest SSB demand in more than 2 years

URL: https://www.businesstimes.com.sg/companies-markets/demand-singapore-savings-bond-slides-lowest-february-2022-10-year-average-return-2-56

Here's a brief summary of the article:

1. Lowest Demand Since February 2022: The demand for the latest Singapore Savings Bond (SSB) issuance reached its lowest level by absolute value since February 2022.

2. 10-Year Average Return: The 10-year average return for the latest issuance is 2.56%, which is a new low for 2024.

3. Applications and Allotment: The November issuance received applications totaling S$99.6 million for the S$600 million on offer, with S$92.2 million being fully allotted.

4. Comparison with Previous Issuance: In comparison, the October issuance received S$206.6 million in applications for the S$800 million on offer.

5. Interest Rates: The latest issuance offered a first-year interest rate of 2.25%, down from the October issuance's 2.59%.

   
   

   "As expected, lots of retail investors are seeking better returns elsewhere. If you believe the bull market still has legs, it's not too late to hop on the stock market bandwagon. 

   
   

   Personally, I've invested additional funds into EndowUS Flagship CPF Portfolio using CPF OA. It's generated 5%+ return for me so far over 3 years and I'm predicting it will continue to do well."

Investing Updates : MooMoo Inflation Explained

URL: https://live.moomoo.com/course/content-detail?channel=task&course_id=111290&data_ticket=6e57d87b937d72d93b59ca3f6f5e9886&lang=en-us&open_type=graphics+How+to+Preserve+Your+Wealth+in+a+High+Inflation+Environment&section_id=230905116&source=share&subchannel=&type=1

Investing Updates : T-Bills vs Fixed Deposit vs SSB Oct '24

URL: https://growbeansprout.com/tbills-vs-fixed-deposit-vs-ssb-yield-oct-2024

OpenAI

The article from Growbeansprout.com discusses the best options for parking cash to earn a higher yield, focusing on T-bills, fixed deposits, and Singapore Savings Bonds.

• Interest Rates: The article notes that interest rates have been falling recently, with the yield of Singapore 6-month T-bills and SSBs declining. Banks have also cut their interest rates.

• Comparison: It compares the latest interest rates, advantages, and disadvantages of each option.

• Recommendations: The author shares their strategy for deciding where to park cash to earn a higher yield.

  
  

  
  

  
  

Investing Updates : U.S. Federal Reserve System

https://www.moomoo.com/sg/learn/detail-how-to-analyze-the-federal-reserve-s-monetary-policy-117307-240700242

OpenAI - "Summarise this article in 5 points"

Here’s a summary of the article:

1. Federal Reserve's Role: The Federal Reserve (Fed) manages U.S. monetary policy to ensure economic stability by influencing interest rates and money supply.

2. Tools Used: The Fed primarily uses tools like the federal funds rate, open market operations, and the discount rate to implement policy.

3. Policy Indicators: Analysts examine economic indicators like inflation, unemployment, and GDP to predict Fed actions.

4. Market Impact: Changes in Fed policy can significantly affect financial markets.

5. Analysis Tips: Understanding the Fed's dual mandate (inflation and employment) helps in analyzing its policy decisions.

My Thoughts

• A good read. Helps to understand the role of U.S. Federal Reserve System.

Investing Updates : July's Market Events

Feeling bullish at the moment.

https://www.moomoo.com/community/feed/july-s-must-see-financial-events-jobs-report-cpi-data-112694059925509?topic_idx=448&global_content=%7B%22promote_id%22%3A13643%2C%22sub_promote_id%22%3A36%7D 

Investing Updates : Interest Rate Projections

• Imo, we are early mid-way in the bull run.
• AI may crash within next 3 - 5 years.
• But there's sufficient time to put funds to ride the wave now.

https://www.moomoo.com/community/feed/major-central-bank-interest-rate-projections-who-will-be-the-112608011943941?global_content=%7B%22promote_id%22%3A13643%2C%22sub_promote_id%22%3A64%7D&futusource=nnq_personal_guest&feed_source=12

https://www.moomoo.com/community/feed/112608855457797?is_recommendation=0&is_recommend_pos=0&futusource=news_headline_list

LifeStyle Updates : Trust Setup 2024

• Important for people especially like me with 3 kids.
• Plan to do this in future.

https://dollarbureau.com/blog/trusts-singapore/

Investing Updates : T-Bills Falls to 3.65%

• T-Bills falling but still relatively attractive
• Still DCAing monthly
• Expecting it to drop further

https://www.businesstimes.com.sg/companies-markets/latest-singapore-6-month-t-bill-cut-yield-falls-3-65?prefer_reader_view=1&prefer_safari=1