Investing Updates: Analysts Boost Targets for US Stocks to New Highs. What Opportunities Lie Ahead?

URL: https://www.moomoo.com/community/feed/113548778733573 is_recommendation=0&is_recommend_pos=0&futusource=news_headline_list

Analysts predict strong gains for U.S. stocks, with Deutsche Bank targeting a 7,000 S&P 500 level by 2025, citing economic resilience and optimism post-election. Key sectors include quantum computing (boosted by tech investment), nuclear energy (driven by sustainability needs), and space tech (aligned with national security and exploration goals). Stocks in these areas, like $Rocket Lab (RKLB.US)$ and $NuScale Power (SMR.US)$, have seen significant surges. Long-term trends favor innovation-driven growth, supported by easing inflation and political stability.

Investing Updates : Portfolio Strategy

• I think a lot of people's portfolios are at all time high right now.
• So the question on many people's minds might be what's next to add? 😋

• For me, I will be continuing to adjust my portfolio ratios to the targeted 30/30/30/10 percentages. (See Portfolio link)
• As Crypto goes higher, I will gradually sell to realise gains and move the crypto ratio closer to 10%

• Imo, many SG-based financial influencers have recommended either SG Banks or REITs for local market investments. I've chosen REITs as a larger percentage of portfolio allocation because it fits my investing strategy and principles. I want to enjoy a bit along the way with dividends while riding on some capital gains.

• For overseas market, I will stick with VWRA and VUAA investments for exposure to U.S. If Trump really pushes the market higher for the coming years, these 2 ETFs should do well and they are Ireland-domiciled which can avoid estate tax complications.

• On earning activities, I've re-assigned more allocations to DeFi platforms throughout the year. I see the potential upcoming altcoin season as being bullish to the DeFi space.

• I'm pondering how I can make more side income e.g. starting casual YouTube channel with AI prompts, besides the ones I am currently using. Platform referrals have worked well and I like to thank all those who read my blog and used my referral codes 👍

• Congrats to all of us investing this year 💥

Investing Updates : Lowest SSB demand in more than 2 years

URL: https://www.businesstimes.com.sg/companies-markets/demand-singapore-savings-bond-slides-lowest-february-2022-10-year-average-return-2-56

Here's a brief summary of the article:

1. Lowest Demand Since February 2022: The demand for the latest Singapore Savings Bond (SSB) issuance reached its lowest level by absolute value since February 2022.

2. 10-Year Average Return: The 10-year average return for the latest issuance is 2.56%, which is a new low for 2024.

3. Applications and Allotment: The November issuance received applications totaling S$99.6 million for the S$600 million on offer, with S$92.2 million being fully allotted.

4. Comparison with Previous Issuance: In comparison, the October issuance received S$206.6 million in applications for the S$800 million on offer.

5. Interest Rates: The latest issuance offered a first-year interest rate of 2.25%, down from the October issuance's 2.59%.

   
   

   "As expected, lots of retail investors are seeking better returns elsewhere. If you believe the bull market still has legs, it's not too late to hop on the stock market bandwagon. 

   
   

   Personally, I've invested additional funds into EndowUS Flagship CPF Portfolio using CPF OA. It's generated 5%+ return for me so far over 3 years and I'm predicting it will continue to do well."

Investing Updates : MooMoo Inflation Explained

URL: https://live.moomoo.com/course/content-detail?channel=task&course_id=111290&data_ticket=6e57d87b937d72d93b59ca3f6f5e9886&lang=en-us&open_type=graphics+How+to+Preserve+Your+Wealth+in+a+High+Inflation+Environment&section_id=230905116&source=share&subchannel=&type=1

Investing Updates : T-Bills vs Fixed Deposit vs SSB Oct '24

URL: https://growbeansprout.com/tbills-vs-fixed-deposit-vs-ssb-yield-oct-2024

OpenAI

The article from Growbeansprout.com discusses the best options for parking cash to earn a higher yield, focusing on T-bills, fixed deposits, and Singapore Savings Bonds.

• Interest Rates: The article notes that interest rates have been falling recently, with the yield of Singapore 6-month T-bills and SSBs declining. Banks have also cut their interest rates.

• Comparison: It compares the latest interest rates, advantages, and disadvantages of each option.

• Recommendations: The author shares their strategy for deciding where to park cash to earn a higher yield.

  
  

  
  

  
  

Investing Updates : U.S. Federal Reserve System

https://www.moomoo.com/sg/learn/detail-how-to-analyze-the-federal-reserve-s-monetary-policy-117307-240700242

OpenAI - "Summarise this article in 5 points"

Here’s a summary of the article:

1. Federal Reserve's Role: The Federal Reserve (Fed) manages U.S. monetary policy to ensure economic stability by influencing interest rates and money supply.

2. Tools Used: The Fed primarily uses tools like the federal funds rate, open market operations, and the discount rate to implement policy.

3. Policy Indicators: Analysts examine economic indicators like inflation, unemployment, and GDP to predict Fed actions.

4. Market Impact: Changes in Fed policy can significantly affect financial markets.

5. Analysis Tips: Understanding the Fed's dual mandate (inflation and employment) helps in analyzing its policy decisions.

My Thoughts

• A good read. Helps to understand the role of U.S. Federal Reserve System.

Investing Updates : July's Market Events

Feeling bullish at the moment.

https://www.moomoo.com/community/feed/july-s-must-see-financial-events-jobs-report-cpi-data-112694059925509?topic_idx=448&global_content=%7B%22promote_id%22%3A13643%2C%22sub_promote_id%22%3A36%7D 

Investing Updates : Interest Rate Projections

• Imo, we are early mid-way in the bull run.
• AI may crash within next 3 - 5 years.
• But there's sufficient time to put funds to ride the wave now.

https://www.moomoo.com/community/feed/major-central-bank-interest-rate-projections-who-will-be-the-112608011943941?global_content=%7B%22promote_id%22%3A13643%2C%22sub_promote_id%22%3A64%7D&futusource=nnq_personal_guest&feed_source=12

https://www.moomoo.com/community/feed/112608855457797?is_recommendation=0&is_recommend_pos=0&futusource=news_headline_list

LifeStyle Updates : Trust Setup 2024

• Important for people especially like me with 3 kids.
• Plan to do this in future.

https://dollarbureau.com/blog/trusts-singapore/

Investing Updates : T-Bills Falls to 3.65%

• T-Bills falling but still relatively attractive
• Still DCAing monthly
• Expecting it to drop further

https://www.businesstimes.com.sg/companies-markets/latest-singapore-6-month-t-bill-cut-yield-falls-3-65?prefer_reader_view=1&prefer_safari=1