Investing Updates : U.S. Entry into Israel-Iran Conflict: Which Industries Stand to Be Affected?

Source : 

https://www.moomoo.com/community/feed/u-s-entry-into-israel-iran-conflict-which-industries-stand-114731808129029

Apple Intelligence : 

• Oil Price Impact: Oil prices surged by over 4% following the US entry into the Israel-Iran conflict, with WTI crude nearing $77 per barrel and Brent crude futures exceeding $80 per barrel.

• Potential Oil Disruption: Iran’s parliament voted to close the Strait of Hormuz, a crucial oil passageway, potentially leading to oil prices reaching $100 per barrel.

• Historical Market Resilience: Stock markets have historically recovered from geopolitical conflicts, indicating potential resilience in the face of the current situation.

• Stock Market Performance: Remained relatively stable during the initial stages of the Israel-Iran conflict.

• Impact of Geopolitical Events: Historical examples, like the Russia-Ukraine conflict, show that markets can recover from initial shocks.

• Short-Term Industry Effects: Oil and defense stocks saw increases due to potential impacts of the conflict.

• Safe-Haven Asset: Spot gold is near its record high as investors seek safe-haven assets.

• Gold Mining Companies: Newmont, Agnico Eagle, Wheaton Precious Metals, and Barrick Mining.

• Uranium Mining Companies: Cameco, NexGen Energy, Centrus Energy, and Uranium Energy.

Investing Updates : What to Expect in the Week Ahead (Micron, Carnival, and Nike Earnings; PCE Inflation)

Source : 

https://www.moomoo.com/community/feed/114726078775302?global_content=%7B%22promote_content%22%3A%22mm%3Afeed%3A114726078775302%22%2C%22invite%22%3A103096561%7D&futusource=news_hotnews_list&client_hour_clock=24&clientlang=2&clienttype=121&clientver=15.18.11708&is_visitor=0&main_broker=WwoJMTAwOApdCg%3D%3D&my_cid=103096561&sg_cid=103096561&skintype=3&us_cid=103096561&user_id=103096561&user_id_type=3

Apple Intelligence : 

• Earnings Reporting: Carnival, FedEx, Micron Technology, and Nike will report quarterly earnings.

• Micron Technology Earnings: Micron Technology is expected to report EPS of $1.438 and revenue of $8.83 billion for the third fiscal quarter of 2025.

• Micron Technology Growth Drivers: Strong demand for Micron’s products, particularly in data centers and AI applications, and robust sales of HBM offerings.

• Micron’s Gross Margin Trend: Declining non-GAAP gross margin, potentially due to competitive pricing or product mix changes.

• Housing Market Outlook: Declining new-home sales volumes and downward pressure on prices due to rising mortgage rates and excess inventory.

• Inflation Projection: Modest increase in core PCE price index, with year-on-year inflation rates expected to rise due to base effects.

Investing Updates : “Equity”, “ETF”, and “GDP” are the top financial terms Singaporeans don’t understand

Source : 

https://theindependent.sg/equity-etf-and-gdp-are-the-top-financial-terms-singaporeans-dont-understand/

Apple Intelligence : 

• Most Confusing Financial Term: “Equity” is the most confusing financial term for Singaporeans, referring to the value an owner truly owns after settling debts.

• Second Most Confusing Term: “ETF” is the second most confusing term, referring to a ready-made investment portfolio that trades on the market.

• Financial Literacy in Singapore: More younger adults in Singapore are interested in investing but struggle to understand financial jargon.

• Financial Terms Singaporeans Search: GDP, arrears, correlation, yield, annuity, capital, APR, and principal.

• Financial Illiteracy in Singapore: 55% of Singaporeans reported being financially illiterate, with 52% unaware of their monthly spending.

• Impact of Financial Illiteracy: Those with low financial literacy are worse off financially, even with similar income levels to their literate peers.

Investing Updates : Is STI increasingly a REIT index?

Source : 

https://drwealth.com/is-sti-increasingly-a-reit-index/

Apple Intelligence : 

• STI Composition: The Straits Times Index (STI) is still dominated by banks, but REITs are gaining ground.

• REITs in STI: REITs currently account for 10% of the STI’s weightage and will increase with the inclusion of Keppel DC REIT.

• Investor Sentiment: The increasing weightage of REITs in the STI reflects investor confidence in the sector.

• STI Composition: The STI will include eight REITs out of 30 constituents, with real estate-linked counters making up approximately 14.71% of the index’s weightage.

• Singapore’s Economy: Singapore’s economy is heavily influenced by real estate, with a mature REIT sector and a land-scarce environment.

• Investor Sentiment: Despite the global rise of technology stocks, the STI’s skew towards financials and real estate reflects investor preferences and the economic realities of Singapore.

• Investor Preference: Singaporean investors, particularly retail ones, favor income-generating assets like REITs and bank stocks for their dividends and defensive nature.

• Future Trend: REITs are expected to gain a larger proportion of the STI’s weight due to falling interest rates and a focus on consumption, while banks may experience mean reversion due to high valuations and decreasing interest rates.

• REIT Expansion: Capitaland Investment and Link REIT are expanding their REIT offerings, providing Singaporean investors with more options in high-quality REITs globally.

Investing Updates : What to Expect in the Week Ahead (Inflation Data, ORCL and ADBE Earnings)

Source : 

https://www.moomoo.com/community/feed/what-to-expect-in-the-week-ahead-inflation-data-orcl-114646291251205

Apple Intelligence : 

• Earnings Reports: GameStop and Oracle will report their earnings.

• GameStop Earnings: Revenue is projected to decline, but the company is expected to return to profitability. Key discussion points include the company’s Bitcoin investment and store closure strategy.

• Oracle Earnings: Oracle’s cloud infrastructure segment has shown strong growth. Analysts expect revenue and earnings per share to increase, but the company has missed revenue estimates in three straight quarters. The company’s AI partnerships will be a key focus.

• Adobe Earnings Estimation: Analysts expect Adobe to report $5.80 billion in revenue and $3.86 in EPS for Q2 2025.

• Adobe Stock Performance: Despite consistent revenue growth, Adobe’s stock has declined after the last three earnings reports due to concerns about the pace of AI monetization.

• Macroeconomic Indicators: May’s jobs data showed a resilient labor market, but inflation remains a key focus, with expectations for a mild May CPI reading and potential upward pressure on producer prices.

Investing Updates : From 2% to 6%: 5 Reasons T-Bill Investors Should Switch to REITs

Source : 

https://drwealth.com/from-2-to-6-5-reasons-t-bill-investors-should-switch-to-reits/

Apple Intelligence : 

• T-bill Yield Decline: Singapore Treasury Bills (T-bills) yields have declined from a peak of over 4% in 2023 to 2.12% currently, making them less attractive than CPF OA interest.

• Reinvestment Risk: Investors face reinvestment risk as maturing T-bills can no longer be rolled over into equally attractive investments.

• Inflation Impact: The current T-bill yield of 2.12% is below Singapore’s long-term average inflation rate of 2.59%, resulting in a loss of purchasing power.

• Investment Alternative: REITs offer higher yields compared to T-bills, making them an attractive option for income-seeking investors.

• Yield Comparison: Singapore-listed REITs offer an average yield of 6.9%, significantly higher than the 2.12% yield of 1-year T-bills.

• Risk Considerations: REITs come with higher risk compared to T-bills, including price volatility and no capital guarantee, but these risks can be managed through diversification and a long-term perspective.

• Risk and Return: REITs offer a better risk-reward profile than regular stocks, with lower volatility and higher dividend yields.

• Investment Option: REIT ETFs provide diversification across multiple REITs, simplifying the investment process.

• Potential Opportunity: Falling REIT prices due to rising interest rates present attractive entry points for contrarian investors.

• Interest Rate Impact: Declining interest rates, as seen in Singapore’s SORA, benefit REITs by improving margins and potentially boosting capital gains.

• Investment Characteristics: REITs offer long-term income potential with dividends, avoiding reinvestment risk associated with fixed-maturity investments like T-bills.

• Liquidity and Flexibility: REITs provide greater liquidity and flexibility compared to T-bills, allowing for dollar-cost averaging and easy trading on exchanges.

• Investment Advantages: REITs offer ongoing income, flexible entry, and better liquidity compared to traditional real estate investments.

• Accessibility and Simplicity: REITs provide a straightforward and familiar investment option, especially for conservative investors, with business models centered around property ownership and rental income.

• Diversification and Tax Benefits: REITs offer diversification across a portfolio of properties without the high capital outlay of direct ownership, and they enjoy tax transparency, resulting in higher net yields for investors.

• Diversification Strategy: Diversify across income-generating assets like REITs and T-bills to build a resilient portfolio.

• Economic Environment and Asset Performance: REITs perform well during inflation and economic growth, while treasuries are favored during rising interest rates.

• Current Investment Recommendation: Rebalance portfolios by considering REITs, which offer higher yields (6.9%) compared to T-bills (2.12%), in the current low-interest-rate environment.

Investing Updates : Singapore Savings Bonds Offers Up to 2.49% p.a. in Latest Issue, Apply by 25 Jun 2025

Source : 

https://singpromos.com/banks-credit-cards/singapore-savings-bonds-offers-up-to-2-49-p-a-in-latest-issue-apply-by-25-jun-2025-290505/

Apple Intelligence : 

• Investment Opportunity: Singapore Savings Bonds (SSB) offer an annual return of up to 2.49% with a minimum investment of $500.

• Application Deadline: Investors can apply for SSB until 25 Jun 2025.

• Investment Features: SSB is a government-backed, low-risk investment with a maximum holding limit of $200,000 per individual.

• Investment Term: Ten-year maturity period with progressively increasing interest rates.

• Liquidity: Investors can withdraw funds at any time without penalties.

• Interest Rate: Increases from 2.06% in the first year to 3.22% in the tenth year.

Investing Updates : Can the TACO Trade Push U.S. Stocks Back to Record Highs?

Source : 

https://www.moomoo.com/community/feed/can-the-taco-trade-push-u-s-stocks-back-to-114596105486341

Apple Intelligence : 

• Market Reaction to Tariff Ruling: Brief market rally on May 28, 2025, due to a U.S. court ruling declaring President Trump’s “Liberation Day” tariffs unlawful, followed by a temporary stay on May 29, 2025.

• TACO Trade and Market Recovery: The “TACO Trade” (Trump Always Chickens Out), where investors anticipate and capitalize on President Trump’s tendency to backtrack on tariff threats, contributed to the S&P 500 Index’s rebound in 2025.

• Impact of Tariffs on Stocks: While tariffs could potentially hinder the market’s upward trajectory, investors are anticipating the TACO Trade to mitigate any negative effects.

• Market Impact of Tariffs: Trump’s tariff announcements and subsequent pauses caused significant market fluctuations, with steep tariffs leading to market drops and pauses triggering surges.

• Tariff Rollercoaster on Specific Countries: Tariffs on Chinese goods were initially spiked to 145% before being cut to 30%, while threats of tariffs on EU goods were delayed, impacting the markets.

• Factors for Market Growth: Potential rate cuts, sustained corporate earnings growth, and projected foreign investment could contribute to the market reaching new highs.

• Tech Giants’ Performance: The “Magnificent 7” tech giants are regaining momentum, trading at 42x trailing P/E ratios, with potential for further gains.

• Lagging Stocks: Stocks like NVIDIA and Tesla are still below their all-time highs, indicating potential for growth compared to the broader market.

• Investor Sentiment: Investors are optimistic about TACO-driven rebounds and strong fundamentals, anticipating further market gains.

Investing Updates : Millennials and Gen Z Are Using AI to Improve Their Investing—Should You?

Source : 

https://www.investopedia.com/millennials-genz-ai-investing-11717048

Apple Intelligence : 

• AI Adoption in Investing: Millennials and Gen Z are more likely to use AI for investing compared to other generations.

• AI Tools in Investing: AI tools for investing include robo-advisors, chatbots, and analytics engines.

• AI-Driven Investment Management: 41% of millennials and Gen Z would trust an AI assistant to manage their investments.

• AI Adoption in Investment: Millennials and Gen Zers are significantly more comfortable using AI tools for investment management compared to older generations.

• AI Usage in Personal Finance: A large percentage of Gen Zers and millennials utilize AI for managing personal finances, including saving, budgeting, and credit score improvement.

• AI-Powered Investment Tools: Retail investors have access to a variety of AI-enabled tools, such as robo-advisors, algorithmic trading bots, AI-powered ETFs, and AI assistants, to simplify the investment process.

• AI in Investment: AI tools like Kavout’s K Score use deep learning to analyze equities and investor sentiment.

• AI Benefits: AI can remove human error, process vast amounts of data, and provide personalized investment advice.

• AI Risks: AI models may struggle with unexpected market shifts, lack transparency, and pose data privacy concerns.

• AI in Personal Finance: AI is already being used in personal finance by Millennials and Gen Zers.

• AI-Powered Financial Tools: Robo-advisors, AI-powered ETFs, and AI research assistants are available for financial management.

• Limitations of AI in Finance: AI should complement, not replace, sound financial judgment.

Investing Updates : Retail Investors Aren't Scared Of The Stock Market. That Will Only Make The Selloff Worse

Source : 

https://ttmblog.com/news/2538637504?edition=fundamental&utm_source=news&utm_campaign=2538637504&utm_medium=copy&platform=iOS&shareID=8c64a14506c5185976a3762bed5545b1&invite=KDXR9K&lang=en_US

Apple Intelligence : 

• Retail Investor Behavior: Retail investors are aggressively “buying the dip” in the stock market.

• Market Implication: This behavior suggests the stock market is near a significant top.

• Historical Data: High “Buy on Dips Confidence Index” readings, indicating investor optimism, have historically preceded worse stock market performance.

• Current Market Sentiment: Retail investors are currently buying stocks aggressively, indicating a bullish sentiment.

• Market Bottom Indicator: A market bottom is likely when investors are selling stocks during market upticks due to fear.

• Future Market Prediction: The current bullish sentiment suggests a potential severe downturn is needed to shift investor sentiment and pave the way for a significant market rebound.