Investing Updates : SGX Added Two More Hong Kong Singapore Depository Receipts: Here’s What You Need to Know

Source : 

https://thesmartinvestor.com.sg/sgx-added-two-more-hong-kong-singapore-depository-receipts-heres-what-you-need-to-know/

Apple Intelligence : 

SGX added two more Hong Kong SDRs, CATL and Pop Mart, bringing the total to 23. SDRs offer lower brokerage costs, convenience, and diversification by providing access to a wide range of stocks from different sectors. The addition of CATL and Pop Mart broadens the coverage of the Hang Seng Index and the Stock Exchange of Thailand (SET) 50 Index.

Opinion :

Nice additions.

Will not be adding any into portfolio.

Good for the development of local market.

Investing Updates : The Fed Is About to Cut Rates. History Shows It's Time to Look at Battered Tech Stocks

Source : 

https://www.moomoo.com/news/post/56882242/the-fed-is-about-to-cut-rates-history-shows-it?level=1&data_ticket=1755137009108042

Apple Intelligence : 

Historical data shows that when easing cycles aren’t triggered by a systemic crisis, the broader market tends to strengthen, with Technology often emerging as the primary beneficiary. Financials present a more nuanced picture, while sectors like Health Care and Consumer Discretionary often deliver steady post-cut performance. Energy is frequently decoupled from the domestic rate cycle, making its response to Fed easing less predictable.

Opinion : 

Looking bullish.

Expecting the unexpected. A pullback of some sort should be happening.

Investing Updates : Weekly Earnings Preview: Grab rewards by guessing the market winner!

Source : 

https://www.moomoo.com/community/feed/weekly-earnings-preview-grab-rewards-by-guessing-the-market-winner-114990918205853

ChatGPT : 

From Aug 11–15, companies including BigBear.ai, Sea, Circle, CoreWeave, and Tencent will release earnings. Moomoo invites users to view its earnings and economic calendars, then guess which stocks will perform best for a chance to win rewards. The preview encourages tracking market reactions to these reports.

Opinion : 

Market's too bullish.

Hoping for some pullback 😛

Investing Updates : What to Expect in the Week Ahead (Earnings from Palantir, Pfizer, AMD)

Source : 

https://www.moomoo.com/news/post/56339084/what-to-expect-in-the-week-ahead-earnings-from-palantir?data_ticket=1753929179702393&level=2

ChatGPT : 

Earnings Preview (Aug 5–9):

Palantir (Mon) may deliver a strong quarter post-$10B Army deal.

DuPont, Caterpillar, Pfizer (Tue): DuPont’s breakup progress, Caterpillar’s infra boost, and Pfizer’s trial results are key.

Disney, McDonald's (Wed): Streaming, parks, and menu updates drive interest.

Eli Lilly (Thu): Market watches GLP-1 rivalry with Novo Nordisk.

Macroeconomics:

The Fed stays on hold until Sept, awaiting more data. Tariff hikes from Trump’s order raise effective rates to 15–20%, fueling market caution amid a seasonally weak period.

Opinion : 

Nothing ground breaking this week.

Last week's tariff impact will roll over to this week.

Predicting the bull market to continue. Buy the dip if you have at least 10 years+ time horizon.

Investing Updates : Why MAS Is Paying For Research Reports To Promote Stocks In Singapore

Source : 

https://dollarsandsense.sg/why-mas-paying-research-reports-stocks-singapore/

ChatGPT : 

To boost Singapore’s struggling equities market, MAS launched the $5 billion Equity Market Development Programme (EQDP) and will initially allocate $1.1 billion to three fund managers (Avanda, Fullerton, and JP Morgan) focusing on small- and mid-cap stocks. Another $50 million will enhance the GEMS grant scheme to support equity research, offering up to $6,000 per report. This encourages wider analyst coverage, but investors must be cautious — these are still paid reports. While GEMS promotes market vibrancy, some firms may exist just to tap the funding. Always DYODD (Do Your Own Due Diligence).

Opinion : 

Good article for awareness.

We need better coverage on SG firms for sure.

But we need game changing companies even more 😅. 

My fault for not contributing as entrepreneur as well 🤪.

Investing Updates : Ethereum Turns 10: What's Coming in the Next Decade?

Source : 

https://decrypt.co/332724/ethereum-turns-10-whats-coming-next-decade

ChatGPT :

As Ethereum marks its 10th anniversary, experts are looking ahead to a transformative decade that could see the network evolve into the “base layer of the global economy.”

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🔧 What’s Coming in the Next 5 Years

- Major Upgrades Ahead: Upcoming updates like Fusaka (2025) and Glamsterdam (2026) aim to improve data efficiency, user experience, and network capabilities.

- 10x Scaling Goal: Vitalik Buterin and others project 10x scaling of Layer 1 (L1) by 2026, alongside improved Layer 2 (L2) interoperability.

- Interoperability Focus: Ethereum’s challenge is to make L2 networks feel like one unified system—seamless, fast, and low-cost.

- "Surge," "Scourge," "Verge," "Purge," "Splurge": These grouped upgrades will enhance transaction speed, simplify node operation, and boost network decentralization.

---

🧩 The Endgame Vision (Next 10 Years)

- Danksharding & Verkle Trees: Planned innovations will reduce node hardware needs and make Ethereum more scalable and efficient.

- Zero-Knowledge (ZK) Tech: Expected integration into Ethereum's base layer could unlock privacy-preserving digital IDs and stronger institutional trust.

- Institutional Adoption: With ETF inflows growing and firms like BlackRock tokenizing assets on Ethereum, it’s increasingly seen as Wall Street’s settlement layer.

- Tokenization of Everything: From bonds to equities, experts predict most real-world assets will be represented on-chain.

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⚛️ Quantum Threats? Ethereum Says: “We’re Ready”

- While quantum computing may pose future risks, Ethereum leaders believe the network is the most prepared to adapt, with quantum-resistant cryptography already in development.

---

🔮 Final Outlook

- Ethereum’s next phase is about mainstream adoption, usability, and infrastructure dominance.

- Experts believe Ethereum could surpass Bitcoin in value and utility as it becomes a trustworthy, programmable financial layer for global systems.

“The first decade was about idealism,” said one Ethereum leader. “The next will be about adoption.”

Opinion :

Bullish for Ethereum.

Predicting the top 2 to be BTC, ETH for some time.

Not sure who will be number 3.

Investing Updates : GIC's 20-year annualised real return dips to 5-year low of 3.8%, warns of volatile returns ahead

Source : 

https://www.channelnewsasia.com/business/gics-20-year-annualised-real-return-dips-38-warns-volatile-returns-amid-world-in-flux-5256121

ChatGPT : 

GIC’s 20-year annualised real return slipped to 3.8%, its lowest in five years, amid global uncertainty. CEO Lim Chow Kiat and CIO Bryan Yeo warned of more volatile returns due to structural shifts like AI, climate change, and geopolitical tensions. GIC plans to boost portfolio resilience by prioritising “granularity and agility” beyond diversification. The US remains its largest investment market, with equities rising to 51% of the portfolio. GIC is also investing in AI-related firms and testing AI tools to enhance investment decision-making while remaining cautious of risks.

Investing Updates : What to Expect in the Week Ahead (Earnings from Alphabet and Tesla; Powell Speech and Housing Stats)

Source : 

https://www.moomoo.com/news/post/55654689/what-to-expect-in-the-week-ahead-earnings-from-alphabet?level=1&data_ticket=1752898809311001

ChatGPT : 

The upcoming week features key earnings reports from Alphabet (GOOGL) and Tesla (TSLA), leading the Magnificent Seven, alongside results from Coca-Cola, Lockheed Martin, RTX, GM, AT&T, IBM, Intel, and American Airlines.

- Alphabet may post its slowest revenue growth in 2 years, with focus on AI investments, including a $2.4B Windsurf deal.

- Tesla is expected to meet earnings targets, with attention on autonomous driving advancements as vehicle sales slow and clean-energy tax credits decline.

Macroeconomic highlights:

- Fed Chair Powell speaks on bank regulation Tuesday, while Fed Governor Bowman and OpenAI CEO Altman discuss AI in banking.

- Housing data signals weaker existing home sales (-1.5%) but slight improvement in new home sales after May’s drop.

- Durable goods orders may fall, while jobless claims show mixed trends.

Opinion : 

Results of the "Magnificient 2" have to be good for S&P to go higher.

I think it's likely. 1 August tariff will crash market a little. Then it goes higher yet again 😆.

Stay invested. Ride the volatility.

Investing Updates : Is the 1-year T-bill better than the 6-month T-bill and fixed deposits?

Source : 

https://growbeansprout.com/1-year-t-bill-vs-6-month-t-bill-jul-2025

Apple Intelligence : 

• Yield Comparison: The 1-year T-bill yield (1.76%) is similar to the 6-month T-bill yield.

• Re-investment Risk: 1-year T-bill investors may face lower re-investment risks compared to 6-month T-bill investors.

• Fixed Deposit Rates: Fixed deposit rates in Singapore have declined in recent months.

• Singapore Bond Yield Trend: Singapore 10-year government bond yield and 1-year T-bill yield have declined in recent months.

• Reasons for Decline: Market expectations of US interest rate cuts and strong demand for Singapore government bonds due to economic uncertainty.

• Investment Consideration: Investing in two consecutive 6-month T-bills could be an alternative to a 1-year T-bill, but potential reinvestment risk exists if yields fall further.

• Current Yield Comparison: The 1-year Singapore T-bill yield (1.76%) is close to the 6-month T-bill auction yield (1.79%) and below the breakeven yield for CPF OA applications.

• Interest Rate Expectation: Markets anticipate the first U.S. interest rate cut in September 2025, potentially leading to lower yields on shorter-term T-bills.

• Investment Decision Considerations: Consider reinvestment risk, potential for lower yields, and economic uncertainty (e.g., tariffs and inflation) when deciding between a 1-year or 6-month T-bill.

• Fixed Deposit Rate: 2.45% for deposits below S$20,000 and 1.65% p.a. for larger deposits.

• 1-Year T-Bill Yield: 1.76%, slightly lower than the 6-month T-bill yield but offers certainty compared to reinvesting.

• Singapore Savings Bonds (SSB): Offers a 1-year return of 1.82%, a 10-year average annual return of 2.29%, and flexibility to redeem before maturity.

• T-bill Auction Date: The 1-year Singapore T-bill auction will be held on Thursday 24 July 2025.

• Application Deadline: Cash applications close at 9pm on 23 July 2025, while CPF-OA applications close 1-2 business days before the auction date.

Opinion :

A combination of T-Bills, SSBs and Cash Management is still my favourite combination for safer cash investments. 

There are not many alternatives to cash investments without taking greater risks.

I think we will not return to > 3% anytime soon. So, the rates should fall or remain side-ways for quite some time.

Investing Updates : Trump's Bold Gamble: Could a $9T Pension Shift to Crypto Shake Market?

Source : 

https://www.moomoo.com/news/post/55621108/trump-s-bold-gamble-could-a-9t-pension-shift-to?level=1&data_ticket=1752898809311001

Apple Intelligence : 

• Executive Order: President Trump is expected to sign an executive order opening the $9 trillion 401(k) pension market to cryptocurrencies, gold, and private equity.

• Potential Impact: The order could shift retirement funds from traditional assets to high-risk digital assets, potentially “rewiring” how Americans manage their savings.

• Trump’s Stance on Crypto: Trump has been a vocal advocate for cryptocurrencies, criticising strict regulations and investing heavily in digital assets through his company.

• Congressional Action on Crypto: The House passed three bills: the CLARITY Act, GENIUS Act, and Anti-CBDC Surveillance State Act.

• GENIUS Act Impact: Legitimises stablecoins as payment-grade assets, potentially benefiting large issuers like Circle.

• Potential Consequences: Increased user activity, higher transaction fees, and potential dominance of established players in the stablecoin and exchange space.

• Stablecoin Adoption: PayPal and Visa now support stablecoins for cross-border and online payments.

• Banking Opportunities: Banks like JPMorgan, Bank of America, Citigroup, and Wells Fargo can benefit from managing stablecoin reserves and offering crypto custody services.

• Fintech Advantages: Fintechs like SoFi can leverage their technological expertise to offer comprehensive crypto services, potentially undercutting banks on fees.

• Potential Risks: Steep fees, high leverage ratios, and opaque asset valuations associated with illiquid private equity assets.

• Regulatory Challenges: Balancing innovation with investor protection in the retirement market.

• Impact on Retirement Savings: Potential for broader access to technological dividends but also exposure to novel risks.

Opinion : 

Very bullish for stablecoins.

I think DeFi Aave stablecoin yields will increase in demand.

ETH gas fees are still low during weekends.

Investing Updates : What to Expect in the Week Ahead (Earnings from JPM,BAC and Netflix; Inflation Data, PPI and Fed Speakers)

Source : 

https://www.moomoo.com/community/feed/114845290135557?share_code=0fZyCi

Eney : 

Upcoming Week Financial Overview

• Earnings Reports: Key earnings announcements are expected from major companies including JPMorgan Chase (JPM), Bank of America (BAC), and Netflix.

• Inflation Data: Investors should prepare for inflation data releases which could impact market dynamics.

• Producer Price Index (PPI): The PPI report will provide insights into inflation at the wholesale level, affecting economic forecasts.

• Federal Reserve Communications: Fed officials are scheduled to speak, potentially offering clues on monetary policy and interest rate adjustments.

• Market Considerations: The week's events will likely influence stock market trends, investor sentiment, and economic outlooks.

Investing Updates : Mapping Temasek's 2025 Portfolio: Net Value Achieving Historic Highs Amid Global Tensions

Source : 

https://www.moomoo.com/community/feed/114827991449606?global_content=%7B%22promote_content%22%3A%22mm%3Afeed%3A114827991449606%22%2C%22invite%22%3A103096561%7D&futusource=news_hotnews_list&client_hour_clock=24&clientlang=2&clienttype=121&clientver=15.22.12108&is_visitor=0&main_broker=WwoJMTAwOApdCg%3D%3D&my_cid=103096561&sg_cid=103096561&skintype=3&us_cid=103096561&user_id=103096561&user_id_type=3

ChatGPT :

Summary: Mapping Temasek's 2025 Portfolio — Net Value at Record High Amid Global Tensions

Temasek Holdings’ net portfolio value hit a historic high of S$434 billion (up 11.6%) in FY ending March 2025, boosted by strong returns from Singapore-listed firms and global investments, especially in the U.S., China, and India. Including mark-to-market gains from unlisted assets, the total would be S$469 billion.

Key Portfolio Segments:

- Singapore Portfolio Companies (41%): Anchored by firms like DBS, SIA, Singtel, and ST Engineering, delivering stability, steady dividends, and strong growth.

- Global Direct Investments (36%): Includes Tencent, Sea, Adyen, and BlackRock, capturing global tech and healthcare growth.

- Partnerships & Funds (23%): Investments via asset managers and private equity funds like Brookfield, Seviora, and Vertex.

Regional Allocation:

- Singapore remains top (27%), followed by the Americas (24%), China (18%), India (8%), and others (23%).

Growth Drivers:

- Singapore blue-chips rebounded strongly.

- U.S. tech firms, especially NVIDIA, Microsoft, and Apple, led global gains.

- China investments targeted green economy and tech (e.g., Tencent, Meituan).

- India saw rising focus on consumer and healthcare sectors (Haldiram Snacks, Manipal Health).

AI & Future Strategy:

Temasek is investing across the AI value chain—Nvidia, Broadcom, Databricks, Waymo—and joined the AI Infrastructure Partnership with Microsoft and BlackRock. It’s also expanding into renewable energy (Keppel, Sembcorp) and digital infrastructure (data centers, telcos).

Outlook:

Despite global challenges, Temasek’s disciplined, adaptive, and diversified approach has delivered 7% annual returns over 20 years, balancing resilience and innovation for sustained long-term growth.