Rewards Updates : Discover the Top Air Miles Credit Cards in Singapore for a Luxurious Travel Experience

Source : 

https://lobangsiah.sg/discover-the-top-air-miles-credit-cards-in-singapore-for-a-luxurious-travel-experience/

ChatGPT : 

✈️ Top Air Miles Credit Cards in Singapore (2025)

1. Citi PremierMiles

- ⭐ 1.2 mpd (local), 2 mpd (overseas), no expiry.

- ✅ Lounge access, travel insurance, flexible airline/hotel transfers.

- 🎁 Welcome gifts via SingSaver (e.g. $400 cash or Dyson Airwrap).

2. DBS Altitude

- ⭐ 1.3 mpd (local), 2.2 mpd (overseas), up to 3 mpd for flight/hotel bookings.

- ✅ No expiry, $1M travel insurance, 2 lounge visits/year.

- 🎁 Sign-up perks via SingSaver.

3. OCBC 90°N

- ⭐ 1.3 mpd (local), 2.1 mpd (foreign), bonus with Agoda.

- ✅ No expiry, flexible redemption in 1,000-mile blocks.

- ✅ DragonPass lounge, spa/dining perks.

4. Standard Chartered Journey

- ⭐ 1.2 mpd (local), 2 mpd (overseas), 3 mpd (online transport/food/groceries).

- ✅ Points don’t expire, 2 lounge visits/year, travel insurance.

- 💡 Good for Grab/Deliveroo/RedMart users.

5. Amex KrisFlyer

- ⭐ 1.1 mpd (local), 2 mpd (overseas), 3.1 mpd (Singapore Airlines/Scoot).

- ✅ Miles go directly to KrisFlyer with no manual conversion.

6. UOB PRVI Miles

- ⭐ 1.4 mpd (local), 2.4 mpd (overseas), 6 mpd (online flight/hotel bookings).

- ✅ Uncapped miles, travel insurance, valid for 2 years.

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🧠 What to Consider in a Miles Card:

- ✅ High earn rates (at least 1.2 mpd local).

- ✅ No expiry or long validity on miles.

- ✅ Bonus categories: travel, online, dining.

- ⚠️ Watch out for earn caps and foreign currency fees.

- 🎁 Use welcome bonuses to jumpstart your miles.

- ✈️ Look for perks: lounge access, insurance, easy redemptions.

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💡 Tip:

Use rewards cards as pseudo-miles cards by maximizing high-mpd categories and converting points to miles. Always pay full balances to avoid negating rewards.

Rewards Updates : 2025 Edition: Best Credit Cards for Hotels

Source : 

https://milelion.com/2025/07/14/best-credit-cards-for-hotels/

ChatGPT : 

Best Credit Cards for Hotels (2025 Edition)

By Aaron Wong | July 14, 2025

Hotel bookings can earn up to 10 miles per dollar (mpd) if you use the right credit card — but it depends on how and where you book and pay.

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🔍 Key Factors to Consider:

- Merchant Category Code (MCC): Determines how your transaction is classified

- Direct hotels: MCC 3500–3999 (major chains) / 7011 (others, incl. Airbnb)

- OTAs (Agoda, Booking, etc.): MCC 4722

- Payment Mode:

- Online (prepaid) = likely to earn online bonus

- Offline (pay at hotel) = depends on card/payment method

- Currency:

- Use FCY-friendly cards for overseas stays

- Avoid Dynamic Currency Conversion (DCC) scams — always pay in foreign currency

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🏨 Best Cards for Direct Hotel Bookings:

Earn up to 4 mpd with:

- UOB Lady’s / Solitaire (choose “Travel” category)

- DBS Woman’s World Card (online only)

- HSBC Revolution

- UOB Preferred Platinum / Visa Signature (check payment method conditions)

- DCS Imperium, Maybank, StanChart, BOC cards — especially for FCY spend

❌ Citi Rewards Card excluded — no bonus miles for travel-related categories.

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🌐 Best Cards for Online Travel Agents (OTAs):

For public OTA pages:

- Same cards as above (e.g., DBS WWMC, UOB Lady’s, etc.)

For special cardholder landing pages:

- Citi PremierMiles: Up to 10 mpd on Kaligo, 7.2 mpd on Agoda

- UOB PRVI Miles: Up to 8 mpd

- OCBC 90°N: Up to 7 mpd

🛑 Be cautious: special pages might have marked-up prices.

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🪙 Buying Hotel Points (via Points.com):

Not coded as hotel spend — use:

- Citi Rewards Card, DCS Imperium, UOB Visa Signature, or similar FCY-optimized cards

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⚠️ Tips & Caveats:

- Agoda (Mastercard payments) charges 1% cross-border fee — avoid with Atome or Visa.

- Some prepaid hotel rates still charge offline — check with the hotel if unsure.

- Bonus caps and rules vary; refer to each card’s T&Cs for limits and payment conditions.

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✅ Bottom Line:

To maximize miles on hotel stays:

- Know how your booking codes (MCC)

- Choose the right card for online vs offline and SGD vs FCY payments

- Compare prices before booking through bonus-miles landing pages — more miles aren’t worth it if you’re overpaying!

Rewards Updates : FlyAnywhere now supports award flight redemptions

Source : 

https://milelion.com/2025/07/11/flyanywhere-now-supports-award-flight-redemptions/

ChatGPT : 

Summary:

HeyMax’s FlyAnywhere now supports redemptions for award flight taxes and surcharges, not just commercial tickets. You can redeem Max Miles at 1.8 cents each, but full redemptions are required again (no partial redemptions).

Redemptions apply to any flight—budget/full-service, any airline—even award tickets not booked via HeyMax partners. Redemptions can be made for others and for flights taken in the past month.

This gives users more ways to cash out Max Miles, though the value has dropped from the previous 2 cents. FlyAnywhere now effectively sets a floor value for Max Miles at 1.8 cents

Rewards Updates : Kris+ offering 25% milesback on selected voucher redemptions

Source : 

https://milelion.com/2025/07/08/kris-offering-25-milesback-on-selected-voucher-redemptions/

BoltAI : 

Kris+ is running a promotion from now until 15 July 2025, offering a 25% milesback on selected voucher redemptions. This promotion enhances the value of KrisFlyer miles to as high as 1.67 cents per mile at various eateries and cafes, such as Bangkok Jam and Huggs Coffee. Although typically not seen as the best use of miles, this offer provides a more attractive value for those with expiring miles who frequent these venues.

New Kris+ users can also receive S$5 (equivalent to 750 KrisPay miles) when signing up with a specific code and making their first transaction. To benefit from the 25% milesback, users must register via the app, and the rebate will be credited within 14 days after the promotion ends. 

The promotion covers a range of voucher options, with different values per mile depending on the merchant. There is no limit to the milesback one can earn, but the KrisPay miles received must be used within six months and cannot be converted into KrisFlyer miles.

For payments not fully covered by the vouchers, users can use credit cards, potentially earning additional miles. The article also highlights some of the best credit cards to use with Kris+ for maximum rewards. Overall, the promotion is a good option for those looking to use expiring miles at participating merchants.

Rewards Updates : Which cards have no foreign currency transaction fees?

Source : 

https://milelion.com/2025/06/28/which-cards-have-no-foreign-currency-transaction-fees/

Apple Intelligence : 

Several credit cards offer zero foreign currency transaction fees, but this doesn’t mean you’ll get mid-market rates. While these cards may be better than miles cards, it’s important to consider the trade-offs, such as potential rewards exclusions and the need to meet minimum spend requirements.

Debit cards with zero foreign currency (FCY) transaction fees, such as the Chocolate Visa Debit Card, are a cost-effective option for overseas spending. Multi-currency debit cards, like YouTrip and Revolut, allow users to hold and spend in multiple currencies, locking in exchange rates for future use. While these cards offer competitive rates and increased spending limits, users should be aware of the immediate deduction of funds for transactions and potential delays in recovering funds from fraudulent activity.

Multi-currency debit cards are cheaper for supported currencies but offer mediocre rewards. A 3.25% FCY fee is acceptable if earning 3-4 mpd.

Rewards Updates : Kris+ will cut earn rates at more than 250 merchants from July

Source : 

https://milelion.com/2025/06/26/kris-will-cut-earn-rates-at-more-than-250-merchants-from-july/

Apple Intelligence : 

Starting July 1, 2025, Kris+ earn rates will decrease at over 250 merchants, following the standardization of KrisFlyer mile value to 1 cent per mile. This change will result in a 40% reduction in average earn rates, impacting the overall generosity of the Kris+ program. The updated list of merchants and earn rates is available for reference.

Kris+ merchants are rebasing their earn rates, with many moving from 9 mpd to 6 mpd, reflecting the 50% increase in KrisPay mile value. This change will impact those who convert Kris+ miles to KrisFlyer, as the number of high-earning merchants has decreased significantly. While some merchants have maintained their rates, it is expected that more adjustments will occur.

Kris+ allows users to transfer miles earned from Kris+ to their KrisFlyer account. The DBS Woman’s World Card, Citi Rewards + Amaze, and KrisFlyer UOB Card are recommended for earning 3-4 miles per dollar.

Rewards Updates : Is a KrisFlyer devaluation coming soon?

Source : 

https://milelion.com/2025/06/24/is-a-krisflyer-devaluation-coming-soon/

Apple Intelligence : 

• KrisFlyer Devaluation Rumor: Rumors suggest Singapore Airlines plans to adjust its award redemption charts soon.

• Official Announcement: Nothing has been officially announced by Singapore Airlines yet.

• Standardized Mile Value: From July 2025, the value of a KrisFlyer mile will be standardized at 1 cent for spending on Singapore Airlines and Scoot commercial flights, Kris+ transactions, KrisShop purchases and Pelago bookings.

• Mile Value Increase: The value of a mile in Kris+ increased to 1.35 cents.

• Potential Devaluation: Singapore Airlines hinted at changes to the KrisFlyer program, suggesting a potential devaluation this summer.

• Fuel Surcharge Consideration: The airline is considering bringing back fuel surcharges on award tickets, but no decision has been made.

• KrisFlyer Award Chart Updates: Six updates since 1999, with the latest in July 2022.

• Notable Changes: Introduction of fuel surcharges, expansion and consolidation of award zones, changes in award redemption options, and removal of certain perks.

• Recent Restrictions: Removal of the “stopover trick” and capping of complimentary stopovers at 30 days.

• Frequent Devaluation: KrisFlyer award chart devaluations are happening more frequently, every 2-3 years instead of 4-5 years.

• Potential Devaluation in 2025: Another award chart adjustment is likely in 2025, given the last one was in July 2022.

• Aircraft Delivery Delays: Singapore Airlines’ expansion plans are impacted by Boeing’s delivery delays, particularly for the B777-9s.

• Aircraft Fleet Status: Singapore Airlines is replacing aging B737-800s and retiring A380-800s, leading to a reduction in premium cabin seats.

• Impact on Award Chart: High demand and limited award seat availability due to fleet changes are putting pressure on Singapore Airlines to adjust its award charts.

• Future Cabin Product and Devaluation: New First and Business Class seats will be introduced in early 2026, and historically, new seats have been linked to award chart devaluations.

• KrisFlyer Devaluation History: Singapore Airlines has devalued its KrisFlyer program multiple times, including in 2003, 2007, 2013, and 2017, often before introducing new cabin products.

• KrisFlyer Mile Value Standardization: Singapore Airlines is standardizing the value of KrisFlyer miles to 1 cent each, potentially leading to adjustments in award chart prices and potentially dynamic award pricing.

• Devaluation Response Strategies: Recommendations for KrisFlyer members during devaluations include booking trips at current prices if increases are mild or redeeming miles if the devaluation is significant.

• KrisFlyer Devaluation Prediction: Singapore Airlines hinted at changes to the KrisFlyer program, suggesting a potential award chart devaluation in the coming months.

• Award Booking Window: Award tickets can be booked up to 355 days in advance, with new inventory loaded daily at 8 a.m. (all destinations except USA), 1 p.m. (EWR/JFK), and 4 p.m. (LAX/SEA/SFO) SGT.

• Impact of Devaluation: Waitlists cleared after the devaluation and award ticket changes requiring reissuance will be subject to new prices.