Rewards Updates: Transfer Citi credit card points to Kris+ with an 8% bonus

Source:

https://milelion.com/2025/11/14/transfer-citi-credit-card-points-to-kris-with-an-8-bonus/

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Citi cardholders can now convert Citi Miles or ThankYou (TY) points to KrisFlyer miles through Kris+ with an 8% bonus, available from 12 November 2025 to 26 February 2026. This offer mirrors last year’s promotion and slightly reduces the usual 15% “haircut” incurred when transferring via Kris+. Conversions must be at least 4,000 Citi Miles or 10,000 TY points, and the bonus is shown instantly in the Kris+ app.

A transfer of 4,000 Citi Miles normally yields 3,400 KrisPay miles, but with the bonus, users get 3,672 miles. There is no cap on the number of transfers. After converting to KrisPay miles, users must tap “transfer now” within 21 days to send them to KrisFlyer at a 1:1 ratio. Any leftover KrisPay miles become stuck, can only be spent at about 1 cent per mile, and expire after six months.

However, transferring via Kris+ still results in an effective 8.2% loss compared to the Citi app, where 10,000 Citi Miles convert directly into 10,000 KrisFlyer miles. Despite the haircut, Kris+ can be beneficial in certain situations: transfers are free, instant, and have lower minimums. In contrast, Citi app transfers cost S$27.25, require 24–48 hours, and need larger blocks of 10,000 Citi Miles or 25,000 TY points.

This makes Kris+ useful for small or “orphan” balances or for those who need miles immediately. For example, converting 10,000 Citi Miles via Kris+ yields 9,180 miles but avoids fees and delays—worth it unless you value each mile above 3.3 cents.

Citi Miles never expire, while TY points may, depending on the card. KrisFlyer miles expire after three years, so timing conversions matters. Users can delay the KrisPay-to-KrisFlyer step slightly to maximise validity, but should set reminders.

Overall, the offer is helpful but best used selectively rather than for large transfers.