Rewards Updates: Your MRT & Bus Rides Can Now Earn You Plushies, Cashback & Exclusive Rewards

Source:

https://www.moneydigest.sg/your-mrt-bus-rides-can-now-earn-you-plushies-cashback-exclusive-rewards/

ChatGPT:

SimplyGo is launching a new nationwide campaign called “SimplyGo Adventure Quest” from 1 to 26 June 2026, turning everyday MRT and bus rides into an interactive rewards game filled with cashback, collectibles, vouchers, and exclusive merchandise.

The campaign, created in collaboration with Mr. Merlion & Friends, is open to users of SimplyGo EZ-Link and concession cards through the SimplyGo mobile app. Participants progress through a digital board game by completing daily activities such as taking public transport, making SGQR payments, topping up cards, answering trivia questions, and scanning QR codes at selected ticketing offices and stations around Singapore.

Pre-registration runs from 18 to 24 May 2026. The first 5,000 users who sign up will receive limited-edition public transport acrylic keychains inspired by Singapore buses and trains, with four collectible designs available. Users who miss out will still receive two bonus in-game steps. Referral rewards are also included, with both parties receiving S$2 cashback after a successful referral.

Gameplay rewards are tiered and designed to encourage continued participation. Every two public transport rides earn one in-game step, while app transactions and station visits provide additional progress. Players who complete all 50 steps can redeem a limited-edition Mr. Merlion x SimplyGo EZ-Link Card Plushie. A separate lucky draw offers an exclusive Mr. Merlion plushie with interchangeable velcro patches worth S$39.50.

Additional prizes include cashback credits of up to S$4, merchant vouchers from brands like Dunkin' and Ottie Pancakes, plus collectible stickers, coasters, and fridge magnets.

The campaign also features a physical pop-up event at Bugis+ from 15 June to 5 July 2026, where visitors can redeem rewards, collect digital stamps, shop themed merchandise, and take photos at transport-inspired installations. The initiative aims to make daily commuting more engaging, especially during the June school holidays.

Rewards Updates: HeyMax ending Cash For Miles programme, removing 17 partners

Source:

https://milelion.com/2026/05/18/heymax-ending-cash-for-miles-programme-removing-17-partners/

ChatGPT:

HeyMax will discontinue its Cash For Miles programme from 1 June 2026, removing conversion access to 17 airline and hotel loyalty programmes. The change marks a major overhaul of the platform’s rewards ecosystem as it shifts focus toward direct transfer partnerships instead.

The affected programmes include airline schemes such as American Airlines AAdvantage, Alaska Airlines Alaska, Emirates Emirates Skywards, Virgin Australia Velocity, and hotel programmes including Hilton Hilton Honors, Marriott International Marriott Bonvoy, and Hyatt World of Hyatt. Users have until 31 May 2026 to submit final Cash For Miles redemptions.

Cash For Miles previously allowed members to convert Max Miles into external loyalty currencies through manually issued prepaid Visa debit cards, enabling access to programmes not normally available in Singapore. However, the process was operationally complex and potentially expensive for HeyMax to sustain, especially for premium programmes like AAdvantage.

The loss is especially significant for frequent flyers who relied on niche programmes such as Air Canada Aeroplan, Avianca LifeMiles, Alaska, AAdvantage, and Virgin Australia Velocity, which have limited alternative earning options in Singapore. AAdvantage was particularly valued for low-cost premium cabin redemptions, including Japan Airlines First Class flights between Singapore and Japan for 40,000 miles.

Despite the cuts, HeyMax announced three new direct transfer partners: EVA Air EVA Air Infinity MileageLands, Philippine Airlines Mabuhay Miles, and Radisson Hotel Group Radisson Rewards. The platform is also planning a 25% transfer bonus promotion to Air France-KLM Flying Blue, improving redemption value for Europe-bound business class travel.

HeyMax says more transfer partners and new features are still in development, including its upcoming “HeyMax First” service later in 2026.

Rewards Updates: 10 lucky Pelago users to receive 50,000 KrisFlyer miles each from May 15-21, 2026

Source:

https://mothership.sg/2026/05/pelago-50000-krisflyer-miles-giveaway/

ChatGPT:

Travel platform Pelago is giving away a major reward to KrisFlyer members this May, with 10 lucky users set to receive 50,000 KrisFlyer miles each between May 15 and May 21, 2026. The campaign offers travellers a chance to redeem flights ranging from regional economy trips to premium long-haul business class tickets.

To participate, users simply need to log in to Pelago using their KrisFlyer account and check whether the reward appears in their Rewards section. Winners are selected daily, and users who newly sign up during the campaign period will continue to qualify automatically for subsequent draws.

The 50,000 miles prize can cover return economy flights from Singapore to destinations such as Hong Kong or Taipei, or even contribute toward business class redemptions to places like the Maldives or London on Singapore Airlines.

Even users who do not win the giveaway can still benefit from Pelago’s ongoing promotions. From May 11 to June 15, 2026, customers can earn an additional 10 KrisFlyer miles per S$1 spent on top of the usual one to three base miles per dollar, provided they spend at least S$80 and apply the promo code “10MPDMORE” at checkout.

Pelago also announced year-round KrisFlyer Exclusive Deals, allowing members to earn up to 10 miles per dollar on selected activities while enjoying discounts of up to 25% or one-for-one offers. Additionally, KrisFlyer members can claim S$15 off a minimum S$50 spend twice, with the discount stackable alongside other promotions.

The offers could make attractions like Disneyland and Universal Studios significantly cheaper for travellers planning holidays or weekend getaways.

Travel Updates: Pelago cuts discount for Singapore Airlines passengers to 7%

Source:

https://milelion.com/2026/05/04/pelago-cuts-discount-for-singapore-airlines-passengers-to-7/

ChatGPT:

Pelago has reduced its discount for Singapore Airlines passengers from 10% to 7%, effective 29 April to 31 December 2026. The maximum discount remains capped at S$50, meaning customers now need to spend up to S$714 (previously S$500) to fully utilise the cap. This change slightly lowers the value of bookings, especially for those stacking discounts with bonus miles via Kris+.

All other terms remain unchanged. The discount can still be used up to three times per Passenger Name Record (PNR), applies to both award and paid tickets, and must be used before the last flight in the booking (though the activity itself can occur later). It is also limited to activities in the destination or layover countries listed in the PNR, despite some ambiguity in updated terms. The discount only works for confirmed bookings and excludes certain items.

Pelago offers a wide range of travel-related products, including tours, attractions, transport, and experiences. To redeem the discount, users must input their six-character PNR and last name at checkout under the airline promo section.

Historically, the Pelago-SIA partnership has seen declining benefits. The discount started at 30% (capped at S$35) in 2023, before being reduced to a S$10 cap and later adjusted to 10% with a S$50 cap in 2024. The latest cut to 7% continues this downward trend.

There is no change for Scoot passengers, who still receive a 20% discount capped at S$15, usable once per PNR.

Despite the reduction, Pelago’s PNR discount remains the only promo code compatible with Kris+, making it essential for travellers seeking to stack savings with mileage rewards.

Food Updates: Starbucks Giving Mystery Vouchers from May 4 to 8 Including 1-FOR-1, 50% OFF and $2.90 Drink Deals

Source:

https://www.greatdeals.com.sg/2026/05/03/starbucks-mystery-vouchers-may-promo-drink-deals-2026

ChatGPT:

Starbucks Singapore is offering a limited-time Mystery Vouchers promotion for its Starbucks Rewards members from May 4 to May 8, 2026. During this period, users are encouraged to check their Starbucks app to see if they have received exclusive vouchers, with each account potentially getting a different reward.

The promotion includes a range of attractive deals such as 1-for-1 drinks, 50% off selected beverages, and special $2.90 drink offers. Since the vouchers are randomly distributed, the exact reward varies by user, adding a surprise element and encouraging customers to regularly open the app.

To access the vouchers, members simply need to log in to the Starbucks app and navigate to the “Available vouchers” section. Any rewards credited will be displayed, along with details such as validity periods and redemption conditions.

There are several important terms to note. Each voucher is valid for a one-time use only and is tied to the individual Starbucks Rewards account, meaning it cannot be shared or transferred. Redemptions must be made in-store at participating Starbucks outlets across Singapore, and are not applicable for Mobile Order & Pay or delivery services.

Customers can pay using a Starbucks Card or other accepted payment methods when redeeming their vouchers. Additionally, these promotions cannot be stacked with other discounts, offers, or privileges, and specific terms may differ depending on the voucher received.

Overall, this short promotional campaign aims to reward loyal customers while driving in-store visits through personalised and time-sensitive deals.

Rewards Updates: The ShopperLink App Is Celebrating Its 5th Birthday, Play Games To Redeem Goodies & Win Prizes

Source:

https://thesmartlocal.com/read/shopperlink-5th-birthday/

ChatGPT:

The ShopperLink app is marking its 5th anniversary with a series of weekend celebrations across seven HDB malls from 9 to 24 May 2026. The events kick off at Canberra Plaza and culminate in a grand finale at Plantation Plaza in Tengah, with activities held at different malls each weekend.

The main highlight is a set of three free challenges—Birthday Bash Strike, Cake Smash, and Lucky 5 Timer—open to ShopperLink members who complete simple tasks like rating the app and following mall social pages. Participants who complete all three challenges can redeem a limited-edition ceramic plate. Top performers from each mall will advance to the finals, where they compete for a $200 supermarket voucher.

Another activity, the Guess The Cakes Challenge, invites shoppers to estimate the number of cake plushies on display for a chance to win a $100 gift bundle. Winners will be announced at the finale and on participating malls’ Facebook pages.

Families can also enjoy bouncy castles at selected locations for 50 reward points. Meanwhile, shoppers who spend at least $25 (with up to three receipts) can enter a lucky draw featuring prizes like a robot vacuum, USB fans, cakes, and retail vouchers.

From 4 to 31 May, members earn double reward points at participating malls, and existing users can redeem a multi-purpose organiser. New users who sign up at pop-up booths in community clubs will receive freebies, including a shoulder bag and items from brands like A&W and Jollibee.

Overall, the campaign blends games, rewards, and shopping perks to drive engagement and celebrate the app’s milestone.

Rewards Updates: ShopeePay offering up to S$100 vouchers for families ahead of LifeSG payouts until 31 May

Source:

https://mustsharenews.com/shopeepay-vouchers-lifesg/

ChatGPT:

ShopeePay is offering Singapore families up to S$100 in vouchers ahead of upcoming government payouts, aiming to stretch household spending amid rising costs. The promotion runs from 28 April to 31 May 2026 and targets families receiving Child LifeSG Credits (CLC) or Large Family LifeSG Credits (LFLC), including the S$1,000 payouts scheduled for 28 April.

To qualify, users must top up at least S$100 of their LifeSG credits into their ShopeePay wallet in a single transaction. This is done via PayNow by scanning or uploading a QR code through the LifeSG app. Once completed and verified, vouchers will be credited within three working days.

Eligible users can receive vouchers worth up to S$100, split between in-store and online deals. In-store vouchers (up to S$70) include discounts such as 20% off (capped at S$5), S$25 off S$250, and S$40 off S$450. These can be used at more than 50,000 merchants, including supermarkets, department stores, and hawker stalls. Online vouchers (up to S$30) include S$5 off S$60 and S$25 off S$350, usable across Shopee’s platform.

Shopee states that the initiative is part of its effort to make everyday transactions more rewarding while promoting secure and seamless digital payments. By tying the promotion to government payouts, it also aims to encourage adoption of cashless spending tools.

The offer is available while stocks last and subject to terms and conditions. Overall, the campaign provides families with additional savings opportunities when using their LifeSG credits through ShopeePay.

Rewards Updates: Chocolate Games: 4 simple games, 10 million Max Miles to be won

Source:

https://milelion.com/2026/04/22/chocolate-games-4-simple-games-10-million-max-miles-to-be-won/

ChatGPT:

Chocolate Finance is launching “The Chocolate Games,” a 10-day promotional event from April 27 to May 6, 2026, offering a total of 10 million Max Miles in prizes. Open to Singapore residents aged 18 and above, the campaign features four simple mobile games—Blink, Make It Rain, Tap, and Cash Cow—designed to be easy to play but highly rewarding.

Participants can win up to 50,000 Max Miles daily, with prizes awarded to the top 50 scorers in each game. Daily rewards range from 200 to 50,000 miles depending on ranking. There is no limit to the number of attempts per game, and only the highest score per day counts, encouraging repeated play.

Additional earning opportunities include streak bonuses for consecutive days of participation, small score boosts for sharing results on social media, and referral bonuses for inviting friends. Over the 10-day period, about 2,000 winners are expected.

The competition culminates in a live-streamed Grand Finale on May 10, where the top eight players (two from each game) will compete for a 1 million Max Miles prize pool, with the winner taking home 250,000 miles.

Max Miles are a flexible rewards currency in Singapore, offering 1:1 transfers to nearly 30 airline and hotel loyalty programmes. They can also be redeemed for cash value (around 1.8 cents per mile) or hotel stays (up to 3 cents per mile).

Participants must create a Chocolate Finance account and link it to a HeyMax account to redeem winnings. The platform also promotes its Visa debit card, which earns miles on spending, including some bill payments, and offers bonus miles based on account balances.

Overall, the campaign combines gamification with financial rewards to attract and engage users.

Rewards Updates: How to Maximise KrisFlyer Miles: Ranking the Best to Worst Redemptions

Source:

https://blog.moneysmart.sg/travel/krisflyer-miles-redemption-guide/

ChatGPT:

KrisFlyer miles can be easy for many Singaporeans to accumulate through credit cards, sign-up bonuses, and everyday spending. However, deciding how to redeem those miles effectively is often more challenging. The key issue is that not all redemption options deliver the same value. Some provide excellent returns per mile, while others offer little more than a small discount.

A useful way to evaluate redemptions is by calculating value per mile (VPM)—the dollar value received for each mile spent. As a rule of thumb, below 1 cent per mile is poor value, 1.5–2 cents is reasonable, and above 2–3 cents is considered excellent.

The best value redemptions typically involve premium flights. Business class or long-haul premium cabin tickets often cost several thousand dollars in cash but require far fewer miles than their equivalent price suggests. For example, a return business class flight from Singapore to London with Singapore Airlines can cost $4,000–$6,000 in cash but about 184,000 miles as a Saver award, giving strong value per mile. Many travellers therefore save their miles specifically for premium cabins they might not otherwise pay for.

Good value can also be found in premium economy on long routes or economy flights on expensive routes, especially during peak travel seasons when ticket prices surge. Because award charts remain fixed, miles can deliver higher value during holidays or last-minute bookings.

At the other end of the spectrum, some options deliver poor returns. Cheap short-haul economy flights, shopping or merchandise rewards, and conversions to KrisPay usually yield about 1 cent per mile or less.

Timing also matters. Saver awards, which require fewer miles but have limited availability, generally provide the best value compared to Advantage awards.

Overall, travellers can maximise their miles by targeting expensive flights—especially premium cabins—and checking the value per mile before redeeming. ✈️

Comments:

Good information on valuing miles.

Rewards Updates: Best Credit Cards to Use For Atome (2026)

Source:

https://sethisfy.com/best-credit-cards-atome/

ChatGPT:

Atome has become a popular Buy Now Pay Later (BNPL) app in Singapore, allowing users to split purchases into three interest-free monthly payments. Besides improving cash flow, it can also help users maximise credit card rewards if paired with the right cards.

One advantage of Atome is that transactions typically code as MCC 5999 (miscellaneous retail) and are processed as online transactions. This makes it easier to use credit cards that offer bonus rewards for online spending. Another benefit is that purchases are automatically split into three payments, which helps users stay within monthly spending caps on reward cards. Atome also offers discount vouchers, reward points, and competitive foreign exchange rates for overseas purchases.

Best credit cards confirmed to work with Atome

Some cards reliably earn rewards on Atome transactions:

• DBS Live Fresh Card – Up to 6% cashback (with S$800 monthly spend; cashback capped at S$50).

• HSBC Revolution Credit Card – 4 miles per dollar on online/contactless payments (up to S$1,500 spend monthly).

Other cards commonly used with Atome

These cards typically reward online spending and have been reported to work, though users must manually trigger the second and third instalment payments in the Atome app to ensure they are treated as online transactions:

• Citi Rewards Mastercard – 4 miles per dollar on up to S$1,000 spend (Visa version reportedly does not work).

• DBS Woman’s World Card – 4 miles per dollar on up to S$1,000 monthly online spend.

• KrisFlyer UOB Credit Card – 1.2–2.4 miles per dollar, depending on annual spending with Singapore Airlines.

Cards that might work

Cards such as OCBC FRANK Credit Card, DCS Flex Card, Maybank Platinum Visa Card, and SAFRA DBS Credit Card may reward Atome payments, though user reports are limited.

Cards to avoid

Several **UOB cards — including UOB EVOL, UOB One, and UOB Preferred Platinum Visa — reportedly do not give rewards, as Atome transactions may be classified as instalment plans.

Overall, Atome can help maximise miles or cashback by splitting payments, earning additional points, and enabling bonus rewards on online transactions when paired with the right credit cards.

Comments:

Good information.

Travel Updates: New: HeyMax Releases Miles Flight Search and Flight Tracking Features

Source:

https://sethisfy.com/heymax-miles-flight-search-feature/

ChatGPT:

HeyMax has launched two new in-app features: Miles Flight Search and Flight Tracking, aimed at helping users maximise miles redemptions and manage trips more easily.

The new Miles Flight Search tool allows users to search for award flights across 15 supported frequent flyer programmes (FFPs). After logging into the HeyMax mobile app and tapping the new Aeroplane tab, users can input destination, date, number of travellers, and cabin class. The app then displays available redemption options and highlights the best-value flight. For example, a Cathay Pacific flight to Hong Kong may appear, with the app suggesting better value when booked via Qatar Privilege Club using Avios.

However, the feature is currently mobile-only, with no desktop version available. Notably absent are major programmes such as Singapore Airlines KrisFlyer and EVA Air Infinity MileageLand, though HeyMax says these are being worked on.

The new Flight Tracking function lets users manually add bookings by either forwarding their confirmation email or uploading a screenshot of their ticket. Screenshot uploads work reasonably well, though the iOS process is cumbersome as users must save images to the Files app before uploading. Once added, the app can provide travel deals and push notifications for gate changes and flight updates. Still, it faces competition from Google’s automatic flight tracking and Live Notifications.

While the tool is free and useful for those exploring non-KrisFlyer redemptions, desired improvements include open-date searches, curated best-value redemption lists, desktop support, and additional FFP integrations. HeyMax has indicated more enhancements are in development.

Comments:

Awesome feature 👍

Rewards Updates: How long do credit card points transfers to KrisFlyer take?

Source:

https://milelion.com/2026/02/16/how-long-do-credit-card-points-transfers-to-krisflyer-take/

ChatGPT:

If you’re converting credit card points to KrisFlyer miles, transfer times vary widely by bank — from instant to several weeks. Unlike cobrand cards that earn miles directly, most cards award bank points that must first be converted, and delays can mean missing out on award seats.

Instant transfers are available with American Express, HSBC and DBS (for yuu Points only). These conversions are typically immediate and free, making them ideal for urgent mile top-ups. However, HSBC offers a weaker transfer ratio to KrisFlyer compared to some other airline partners.

Within one day, Maybank and OCBC usually credit miles by the next calendar day, sometimes even on the same day. Both charge conversion fees.

1–3 days is the typical timeframe for Citi, DBS (DBS Points), Standard Chartered and UOB. Transfers are commonly completed within two days but may stretch to three, especially if initiated over weekends or public holidays.

The slowest option is Bank of China, which requires a manual PDF form submission. Processing can take two to three weeks, and each transfer is capped at 100,000 miles, with a fee charged per submission.

Several factors affect timing. First-time transfers often take longer due to verification checks. Some banks require advance account linking, which can delay urgent conversions if not done early. Transfers also tend to process faster on working days. Additionally, mismatched names between bank and frequent flyer accounts may cause delays or rejection.

Overall, for speed and flexibility, keeping points with instant-transfer banks is safest. Otherwise, plan ahead — especially if transferring from slower institutions — to avoid disappointment when redeeming flights.

Comments:

Good information.

Rewards Updates: Good news: Pelago via Kris+ now supports promo code stacking

Source:

https://milelion.com/2026/02/15/good-news-pelago-via-kris-now-supports-promo-code-stacking/

ChatGPT:

Pelago bookings made via Kris+ now support promo code stacking, allowing users to combine monthly bonus miles with selected discounts. Previously, while Kris+ offered the same base earn rate of 3 miles per dollar (mpd) as Pelago’s website or app — with promotional boosts of up to 10 mpd — users could not apply promo codes when booking through Kris+. This meant popular discounts, including the year-round offer for Singapore Airlines and Scoot passengers, were excluded.

With the latest update, Kris+ now allows the use of promo codes — but currently only for SIA or Scoot passenger (PNR-based) discounts. Other promo codes remain unsupported, and it is unclear whether this limitation will be lifted.

Kris+ bookings typically offer better value. February 2026’s promotional rate stands at 5 mpd (down from 10 mpd in December 2025), suggesting lower bonuses may become the norm, partially offset by stacked discounts. Compared to Pelago’s website/app, Kris+ offers higher promotional earn rates, no explicit miles cap per booking (though daily spend is capped at S$20,000), and faster mile crediting (one day after activity completion versus seven). However, Kris+ does not support cashback platforms like HeyMax or ShopBack.

SIA passengers enjoy 10% off (capped at S$50, usable three times per PNR), while Scoot passengers receive 20% off (capped at S$15, once per PNR). Discounts are valid for bookings made by 31 December 2026.

Payments via Kris+ code as MCC 4722 (travel agencies), making select cards eligible for up to 4 mpd, though some travel-excluded cards should be avoided.

Overall, Kris+ is now usually the better option unless cashback rebates elsewhere are especially compelling.

Comments:

This is good.

Rewards Updates: Awesome: HeyMax Card Maximiser now supports UOB Preferred Platinum Visa & UOB Visa Signature

Source:

https://milelion.com/2025/12/24/awesome-heymax-card-maximiser-now-supports-uob-preferred-platinum-visa-uob-visa-signature/

ChatGPT:

The HeyMax Card Maximiser has added support for two popular UOB Visa miles cards — the UOB Preferred Platinum Visa (PPV) and UOB Visa Signature — making it easier to track their bonus caps and minimum spend requirements automatically through the app. Previously, these cards were among the simplest for earning 4 miles per dollar (mpd) on eligible spend, but recent changes such as bonus sub-caps introduced complexity in maximising rewards, requiring manual tracking of how much spend has been allocated to each bonus category.

Once linked, the Card Maximiser will monitor transactions going forward (it cannot retroactively access spend prior to linking). For the UOB Preferred Platinum Visa, this means tracking the S$600 calendar-month bonus caps for mobile contactless and selected online transactions that earn 4 mpd, helping users avoid overshooting or undershooting bonus thresholds.

For the UOB Visa Signature, the Maximiser tracks its statement-month bonus caps and minimum spend of S$1,000 per category, such as contactless & petrol and foreign currency, which both have S$1,200 caps at 4 mpd once conditions are met. Users must input their statement cycle end date so the app knows when to reset these caps.

The ability to automatically tally both bonus caps and minimum spends removes much of the manual effort that previously made optimising these cards fiddly and error-prone. While earlier workarounds — such as juggling supplementary cards — existed, the article notes that having direct support in HeyMax is a significant improvement that will reduce mistakes and save time for cardholders hunting miles.

In short, HeyMax’s update streamlines reward tracking for two widely used UOB Visa cards, helping users maximise their 4 mpd earning potential with less hassle.

Rewards Updates: Which credit card covers the most bonus MCCs?

Source:

https://milelion.com/2025/12/23/which-credit-card-covers-the-most-bonus-mccs/

ChatGPT:

Choosing a credit card with the widest range of bonus merchant category codes (MCCs) can significantly increase rewards, especially for users who rely on whitelist cards that award bonuses based on spending categories rather than payment mode. While blacklist cards like the UOB Preferred Platinum Visa (PPV) and Citi Rewards Card are popular for their simplicity, their bonus caps mean most users still need whitelist cards to maximise rewards.

Among popular rewards cards in Singapore, the UOB Preferred Platinum Visa leads with 54 bonus MCCs, followed closely by the HSBC Revolution with 51 MCCs, both offering up to 4 miles per dollar (mpd). Other notable cards include the KrisFlyer UOB Credit Card (33 MCCs, 2.4 mpd with no cap but conditions), Maybank XL Rewards (27 MCCs), and UOB Lady’s Solitaire, whose coverage varies based on selected categories. While Citi Rewards and UOB PPV are often viewed as blacklist cards, they switch to whitelist mode depending on how spending is made.

MCC quantity alone does not determine usefulness. Some cards, such as the OCBC Rewards and KrisFlyer UOB Credit Card, also award bonuses based on merchant names rather than MCCs, improving real-world usability. The article also highlights how MCC “switching” via gift card platforms like HeyMax (MCC 5311) and Wogi (MCC 5947) can unlock bonus rewards across dining, shopping, travel and entertainment, making these MCCs particularly valuable.

By category, UOB PPV offers the widest dining and entertainment coverage, while HSBC Revolution excels in shopping and travel, though its travel bonuses are currently time-limited. For transport, the UOB Lady’s Card provides the broadest coverage when configured appropriately.

Ultimately, the article concludes that HSBC Revolution and UOB Preferred Platinum Visa offer the broadest MCC coverage overall, but emphasises that quality of MCCs matters more than quantity. Cardholders should analyse their own spending patterns and prioritise cards that cover the most useful MCCs for their lifestyle.

Rewards Updates: New Kris+ Gift Box Challenge: Win up to 100 KrisPay miles daily

Source:

https://milelion.com/2025/12/01/new-kris-gift-box-challenge-win-up-to-100-krispay-miles-daily/

ChatGPT:

Kris+ has introduced a new Gift Box Challenge, replacing the long-running Check-in Challenge, which ended in November 2025 after 3.5 years. The new system allows users to open one daily digital Gift Box containing a random prize worth 1–100 KrisPay miles (equivalent to S$0.01–S$1). The Challenge resets at midnight Singapore time, and prizes must be spent within six months on Kris+ since they cannot be transferred to KrisFlyer. Gift Boxes are accessible via the Challenges section in the app.

While the reward range may seem attractive, users should expect the algorithm to favor the lower end. Early testers report receiving just 1 KrisPay mile, suggesting the odds of higher-value prizes are likely low. Nonetheless, the daily format eliminates the previous requirement of completing three weekly check-ins, which many users found easy to forget.

Comparatively, the former Check-in Challenge awarded a guaranteed 20 KrisPay miles weekly, translating to S$10.40 per year with perfect consistency. In contrast, completing the Gift Box Challenge daily for a year guarantees at least S$3.65, though users could earn more depending on luck. Without transparency on the prize distribution algorithm, it remains difficult to judge which model is more rewarding overall.

The article also highlights recommended credit cards to maximise Kris+ earn rates, such as Citi Rewards + Amaze and DBS Woman’s World Card for general spending at 4 mpd, and several dining-focused cards like HSBC Revolution and UOB Lady’s Card, which also earn 4 mpd with category conditions. Choosing the right card can significantly boost overall value, especially when spending at dining, retail, or wellness merchants.

In summary, the new Gift Box Challenge offers a simpler but potentially less lucrative way to earn daily KrisPay miles, trading predictability for a luck-based mechanic that may appeal to casual users.

Opinion:

Still worth to click daily for rewards e.g. during commutes since it's a low amount of effort 😋

Rewards Updates: Kris+ check-in challenge ending on 30 November 2025

Source:

https://milelion.com/2025/11/24/kris-check-in-challenge-ending-on-30-november-2025/

ChatGPT:

Kris+ is ending its long-running Check-In Challenge on 30 November 2025, giving users one final week to earn 20 KrisPay miles (worth S$0.20) for completing three check-ins. Launched in February 2022, the feature originally rewarded 150 KrisPay miles (S$1) weekly to encourage daily app engagement, but the incentive was gradually reduced: to S$0.50 in November 2022, then S$0.20 from May 2023 onwards. While the value diminished, the campaign remained a simple way for users to collect small rewards.

Kris+ confirmed the challenge’s closure, thanking users and hinting at a new feature launching on 1 December 2025. For those still completing check-ins, the usual rules apply: check in on any three days per week (non-consecutive), wait 24 hours between check-ins, and receive miles instantly upon the third check-in. These miles must be spent within the Kris+ app, cannot be transferred to KrisFlyer, and expire after six months.

The article calculates the maximum earnings for a user who participated diligently every week. Across the three reward phases, users could have earned approximately S$76.50, though this slightly overstates actual value due to occasional maintenance downtime. Additional value could be gained via milesback promotions, but exact amounts vary.

As a bonus, the article also highlights the best credit cards to use with Kris+, with top picks including Citi Rewards (via Amaze), DBS Woman’s World Card, and the KrisFlyer UOB Credit Card for general earn rates. Dining-specific cards like HSBC Revolution, UOB Lady’s Card, and Maybank XL Rewards can also earn 4 mpd at selected merchants.

Overall, the Kris+ check-in feature is ending after nearly four years, with users encouraged to complete one last round before the platform introduces its next update.

Rewards Updates: 2025 Edition: Best Credit Cards for Shopping

Source:

https://milelion.com/2025/11/23/2025-edition-best-credit-cards-for-shopping/

ChatGPT:

Shopping is one of the hardest categories to optimise for miles because each bank defines “shopping” differently. While many cards award bonus miles for purchases like clothes, shoes, jewellery and electronics, the crucial difference lies in how many Merchant Category Codes (MCCs) each card accepts, and how high the monthly bonus caps are.

Eight major cards offer shopping bonuses, with seven giving 4 mpd. The HSBC Revolution stands out as the strongest overall option thanks to its 38 MCC coverage and a high bonus cap of S$1,500 per calendar month until February 2026 (after which it drops to S$1,000). The UOB Preferred Platinum Visa and Citi Rewards offer 4 mpd but rely on MCC whitelists when used online or in-store respectively.

Other strong contenders include the Maybank XL Rewards Card and OCBC Rewards Card, both offering 4 mpd across 13 MCCs. OCBC Rewards is especially attractive in 2025, offering 6 mpd on Shopee, Lazada, Taobao, TikTok Shop and Watsons capped at S$1,000 monthly. High spenders may prefer the KrisFlyer UOB Credit Card, which gives uncapped 2.4 mpd on online shopping if the cardholder spends S$1,000 yearly on Singapore Airlines Group.

Across all cards, shopping can span up to 41 MCCs, but only seven core MCCs universally trigger shopping bonuses. These cover major department stores and fashion retailers. MCC 5311 (department stores) is particularly valuable because platforms like HeyMax use it, allowing users to “switch” MCCs by buying gift cards for other merchants.

OCBC Rewards also extends eligibility via its special merchant whitelist, covering Amazon, Lazada, Guardian, Watsons and more. Meanwhile, UOB Lady’s and Lady’s Solitaire require users to select “Fashion” or other categories quarterly.

Ultimately, while earn rates matter, MCC coverage and caps determine which card delivers the most miles for shopping.

Rewards Updates: UOB PRVI Miles Card offering 5 mpd on overseas shopping and dining

Source:

https://milelion.com/2025/11/17/uob-prvi-miles-card-offering-5-mpd-on-overseas-shopping-and-dining/

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UOB has relaunched its bi-annual UOB PRVI Miles Card promotion, offering 5 mpd on in-person overseas dining and shopping from 17 November to 31 December 2025. The offer applies to all PRVI Miles variants (AMEX, Visa, Mastercard), but registration via SMS is required. Cardholders must spend at least S$1,500 overseas on eligible dining or shopping to qualify.

Eligible in-person dining includes restaurants, bars, fast food, bakeries, candy stores, pharmacies, and wine shops. Eligible shopping categories cover a wide range: duty-free, department stores, fashion, shoes, children’s apparel, sportswear, toys, luggage, electronics, books, art, cosmetics, and more. UOB uses MCC codes to define these categories.

The promo awards 5 mpd via a combination of base miles and bonus miles. Regional foreign-currency (FCY) spend (Indonesia, Malaysia, Thailand, Vietnam) earns 3 mpd base + 2 mpd bonus, while non-regional FCY spend earns 2.4 mpd base + 2.6 mpd bonus. Base UNI$ is uncapped, but the bonus miles are capped at 8,000 miles total, equivalent to S$4,000 in regional FCY or S$3,080 in non-regional FCY. Mixed spending will reach the cap between these amounts. Supplementary card transactions count toward the principal cardholder’s cap.

Only in-person physical transactions qualify; online, QR-based, app-based, ride-hailing, or mobile wallet payments do not. All transactions must post by 31 December 2025, and bonus UNI$ will be credited by 28 February 2026.

The promotion can only be used once across all PRVI Miles Cards, regardless of how many the customer holds.

While the 5 mpd earn rate is high, the 3.25% FCY fee may make alternatives—such as Amaze + Citi Rewards (4 mpd at ~2% FCY fee)—more appealing for some users.

Rewards Updates: Transfer Citi credit card points to Kris+ with an 8% bonus

Source:

https://milelion.com/2025/11/14/transfer-citi-credit-card-points-to-kris-with-an-8-bonus/

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Citi cardholders can now convert Citi Miles or ThankYou (TY) points to KrisFlyer miles through Kris+ with an 8% bonus, available from 12 November 2025 to 26 February 2026. This offer mirrors last year’s promotion and slightly reduces the usual 15% “haircut” incurred when transferring via Kris+. Conversions must be at least 4,000 Citi Miles or 10,000 TY points, and the bonus is shown instantly in the Kris+ app.

A transfer of 4,000 Citi Miles normally yields 3,400 KrisPay miles, but with the bonus, users get 3,672 miles. There is no cap on the number of transfers. After converting to KrisPay miles, users must tap “transfer now” within 21 days to send them to KrisFlyer at a 1:1 ratio. Any leftover KrisPay miles become stuck, can only be spent at about 1 cent per mile, and expire after six months.

However, transferring via Kris+ still results in an effective 8.2% loss compared to the Citi app, where 10,000 Citi Miles convert directly into 10,000 KrisFlyer miles. Despite the haircut, Kris+ can be beneficial in certain situations: transfers are free, instant, and have lower minimums. In contrast, Citi app transfers cost S$27.25, require 24–48 hours, and need larger blocks of 10,000 Citi Miles or 25,000 TY points.

This makes Kris+ useful for small or “orphan” balances or for those who need miles immediately. For example, converting 10,000 Citi Miles via Kris+ yields 9,180 miles but avoids fees and delays—worth it unless you value each mile above 3.3 cents.

Citi Miles never expire, while TY points may, depending on the card. KrisFlyer miles expire after three years, so timing conversions matters. Users can delay the KrisPay-to-KrisFlyer step slightly to maximise validity, but should set reminders.

Overall, the offer is helpful but best used selectively rather than for large transfers.