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Monday, 11 August 2025

Rewards Updates : UOB Lady’s Cards: Which bonus categories should you choose?


Source : 



ChatGPT : 


UOB Lady’s Cards give 4 mpd on selected bonus categories (Dining, Family, Fashion, Transport, Travel, Entertainment, Beauty/Wellness) but only 1 category for Lady’s Card (S$1K/month cap) or 2 for Lady’s Solitaire (S$750/category cap, S$1.5K total). Categories can be changed quarterly.


Best picks depend on spend patterns and other cards you own. Dining is broad but has MCC gaps; Family is mainly supermarkets; Transport suits high taxi/petrol spend; Travel caps limit big-ticket use; Entertainment/Beauty are niche. Fashion is powerful via HeyMax vouchers (MCC 5311), covering many merchant types indirectly.


Author’s choice: Dining + Fashion, splitting across principal/supplementary cards to manage caps.


Opinion : 


UOB Lady's Card for the win!
Shopee purchases are included too.

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