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Showing posts with label Singapore. Show all posts
Showing posts with label Singapore. Show all posts

Tuesday, 31 March 2026

Food Updates: Sunshine Launches New Mao Shan Wang Durian Milk Bun


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Sunshine Bakeries has launched a new limited-time treat, the Mao Shan Wang Durian Milk Bun, offering durian lovers an early taste of the prized fruit ahead of peak season. Priced at $2.50, the bun is now available across major supermarkets and convenience stores islandwide, though quantities are limited due to reliance on early-season harvests.

Marketed as a “First Taste” release, the bun uses real Mao Shan Wang pulp sourced from rare early-March yields. This ensures freshness and quality, while giving consumers a preview of the upcoming durian season. The product features 50% more durian filling than usual, packed into a soft, pillowy Hokkaido-style milk bun. The filling is described as smooth and custard-like, delivering the rich, bittersweet flavour profile that Mao Shan Wang is known for.

A key selling point is convenience. Unlike fresh durian, which can be messy and leave a strong lingering smell, this bun is designed to be fuss-free and portable—suitable for breakfast, snacks, or on-the-go consumption without the usual drawbacks.

This launch adds to Sunshine Bakeries’ growing range of creative bread offerings. Alongside staple flavours like Butter Sugar, Belgian Chocolate, Strawberry, and Vanilla, the brand also offers more unique options such as Dark Rye Komugi Loaf and various Shokupan loaves, including Butter, Shiro Barley, and Purple Sweet Potato. Their Poketto sandwich series further expands choices with fillings like Peanut Butter, Strawberry Cream Cheese, and Bolognese.

In related food news, other brands are also rolling out new items, highlighting a continued trend of innovative and indulgent food launches in Singapore.

Comments:

Looks good.

Will try one for lunch.

Sunday, 29 March 2026

Property Updates: Over 1,000 Condos In Singapore Are Now Over 30 Years Old — And It Could Change How Buyers Think


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https://stackedhomes.com/over-1000-condos-in-singapore-are-now-over-30-years-old-and-it-could-change-how-buyers-think/#sh.xhz2um

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Over 1,000 of Singapore’s roughly 3,750 condo developments are now over 30 years old, raising important questions about ageing properties, rising maintenance costs, and future buyer behaviour. While there has been discussion about whether the government should support struggling MCSTs, public funding for private property maintenance is unlikely, given most Singaporeans do not live in condos.

As condos age, maintenance expenses increase, placing financial strain on owners. This shifts the en bloc conversation: instead of focusing purely on windfall gains, ageing developments may face pressure where staying becomes less viable. Some may struggle to fund major repairs while also failing to reach the required consensus for collective sales, leading to gradual decline.

One theoretical solution is lowering en bloc thresholds for older developments with insufficient sinking funds, though challenges like pricing and relocation remain. Alternatively, some condos choose renewal over redevelopment. Developments like Mandarin Gardens show that failed en bloc attempts can encourage owners to invest in upgrades, improving long-term viability.

For buyers, this trend means a shift in due diligence. Beyond monthly maintenance fees, they must assess sinking funds, past and upcoming major works, and the effectiveness of estate management. These factors will become increasingly critical as more condos enter their later life stages.

The article also highlights key buying considerations. Leasehold properties often offer better short- to mid-term gains due to lower entry prices, while freehold benefits require longer holding periods. Exit strategy depends on affordability and buyer demand, with mid-sized family units typically Ψ§Ω„Ψ£ΩƒΨ«Ψ± liquid. Location—especially proximity to MRTs and amenities—remains crucial for resale demand and price support.

Comments:

Good Information.

Friday, 27 March 2026

Investing Updates: Singapore sets out plan to support gold trading amid growing interest


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Gemini:


Singapore is significantly expanding its gold ecosystem to establish itself as a premier global trading hub. On March 27, 2026, Chee Hong Tat, Deputy Chairman of the Monetary Authority of Singapore (MAS), unveiled a strategic plan focused on four key areas to capitalize on the growing investor interest in vaulting and trading gold within the region.

Core Strategic Pillars

The Gold Market Development Working Group, established in January 2026, will focus on:

  • Infrastructure Enhancement: Improving physical facilities for the storage and transportation of gold.

  • Sovereign Services: Offering specialized gold storage for foreign central banks and sovereign entities, leveraging Singapore’s reputation for safety and security.

  • Product Diversification: Broadening the range of gold-related capital market products available to investors.

  • Clearing and Settlement: Implementing a secure system for transferring assets, specifically addressing both the London-standard large bars (12.4kg) and the Asian-preferred kilobars (1kg).

Economic Impact

Mr. Chee emphasized that gold trading will serve as a new pillar for Singapore’s wealth and asset management sector. By building this ecosystem, the nation aims to attract more global assets and create high-quality jobs.

Addressing regional competition, specifically from Hong Kong, Mr. Chee noted that the global demand for a "safe haven" in an uncertain environment provides ample space for both hubs to coexist. Rather than reacting to short-term price fluctuations, Singapore is focused on long-term "environmental" growth. Detailed updates from the workgroup, which includes major banks and refineries, are expected throughout the year.

Comments:

Interesting move by government.

Tuesday, 24 March 2026

Investing Updates: The second coming of S-chips is different


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Singapore is making a renewed push to attract Chinese companies to list on the Singapore Exchange (SGX), but with a far more cautious and targeted strategy than past attempts. This marks a “second coming” of S-chips—Chinese firms listed in Singapore—following earlier waves that ultimately failed due to weak governance and regulatory gaps.

The original S-chip wave began in the late 1990s as Singapore sought to rebuild market size after losing Malaysian listings. While China’s economic rise made these companies attractive, many firms lacked transparency, had poor fundamentals, and operated with limited regulatory oversight. By 2008, numerous accounting scandals and fraud cases led to a collapse in investor confidence, tarnishing the S-chip label.

This time, regulators are taking a different approach. Instead of smaller, lesser-known firms seeking primary listings, the focus is on established Chinese companies pursuing secondary listings in Singapore. Many of these firms are already listed on major exchanges such as Hong Kong, Shanghai, or Shenzhen, meaning they are subject to stricter disclosure standards, governance requirements, and ongoing investor scrutiny.

In addition, new listing criteria introduce stronger financial discipline. Companies must have a market capitalisation of at least S$1 billion and raise at least S$200 million, or 10% of their market value. These thresholds aim to filter out weaker firms and ensure only sizable, credible businesses participate.

This more selective strategy addresses the core weaknesses of the earlier S-chip era by prioritising quality over quantity and leveraging existing regulatory frameworks. With better oversight, stronger companies, and higher entry standards, Singapore’s latest effort to attract Chinese listings stands a better chance of success in building market scale and restoring investor trust.

Comments:

I was too young to understand much during the first S-chip wave.

Would be interesting to see what comes next.

Sunday, 22 March 2026

Property Updates: Why Some Singaporeans Are Considering A Second Home In Malaysia Without Leaving Singapore — Thanks To MM2H


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Claude:


Why Singaporeans Are Eyeing Malaysia's MM2H Programme as a Second Home Option

The Malaysia My Second Home (MM2H) programme, traditionally associated with retirees, is attracting growing interest from a broader range of Singaporeans — including professionals, entrepreneurs, and families — following recent framework revisions.

The New Tiered Structure: The updated MM2H now offers three tiers:

  • Platinum – 20-year visa; RM2M property + USD$1M fixed deposit
  • Gold – 15-year visa; RM1M property + USD$500K fixed deposit
  • Silver – 5-year visa; RM600K property + USD$150K fixed deposit

Notably, MM2H is not a pathway to permanent residency.

Why It's Gaining Traction: The impending launch of the Johor Bahru-Singapore Rapid Transit System (RTS) by end-2026 is making cross-border living increasingly practical. Remote and hybrid work arrangements have also made extended stays in cities like Kuala Lumpur or Penang more feasible, without giving up Singapore as a primary home.

Lifestyle and Financial Appeal: Malaysian cities offer larger living spaces, a slower pace of life, and significantly lower property prices. Landed homes in Penang, for instance, start from RM2.96 million — a fraction of equivalent Singapore properties, where landed home prices are projected to rise at least 5% this year. Currency diversification through Ringgit-denominated assets is another draw.

Popular Locations: Johor Bahru (especially near the upcoming RTS), Kuala Lumpur's Mont Kiara and Bangsar, and Penang remain top choices among Singaporean buyers.

Key Risks to Consider: Policy changes, long-term financial commitments, tax implications, property liquidity, and varying foreign ownership rules across Malaysian states all warrant careful evaluation before committing.

For most Singaporeans, MM2H is less about relocating and more about expanding regional lifestyle flexibility.

LifeStyle Updates: You Can Earn Up To $75 In RedeemSG Supermarket Vouchers By Completing Walking Trails Around SG


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Claude:


Walking Trails@CDC: Earn Up to $75 in Supermarket Vouchers

The Community Development Council (CDC), in collaboration with GovTech Singapore, has launched five new routes under the Walking Trails@CDC initiative this March 2026. Singapore Citizens and Permanent Residents aged 15 and above with Singpass and CrowdTaskSG accounts can participate.

How it works: Participants complete physical trails around Singapore, stopping at five checkpoints to collect CDC Trail badges by completing tasks like photographing landmarks or answering trivia. Finishing all five checkpoints earns a $5 RedeemSG voucher. Spotting all six hidden digital owl mascots (Ollie) on the map during a trail adds an extra $10 voucher — bringing the total to $15 per trail.

With five new trails available, completing all of them could earn you up to $75 in vouchers.

The five new trails are:

  • Central – Peranakan Museum to Jalan Besar Stadium (4km, ~1.25 hrs)
  • North – Woodlands North MRT to Marsiling Lane Market (4.4km, ~1.5 hrs)
  • East – Siglap to Simpang Bedok (4.1km, ~1 hr)
  • East – Tampines East MRT to Tampines Central Park (4.1km, ~1.25 hrs)
  • West – Jurong Town Hall to Jurong Market (4.6km, ~1.25 hrs)

Getting started: Log in to CrowdTaskSG via Singpass, tap "Join quest," and select your trail — no app download needed. Trails are mobile-only and can be done at your own pace.

Only the first 5,000 participants per trail receive rewards, and spots are still available. Vouchers can be spent at major supermarkets including FairPrice, Giant, Cold Storage, and Sheng Siong.

Friday, 13 March 2026

Wednesday, 11 March 2026

Travel Updates: Johor proposes 12 drop-off points for Singapore cross-border taxis; includes JB Sentral, Johor Premium Outlets


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Johor’s state government has proposed 12 new drop-off points for cross-border taxis travelling from Singapore to Malaysia, aiming to make cross-border travel more convenient for commuters and tourists. Currently, taxis from Singapore can only drop passengers at Larkin Sentral in Johor Bahru. The new proposal would significantly expand the locations where passengers can alight.

Among the suggested locations are key transport and commercial hubs such as Senai International Airport, JB Sentral, Medini, Mid Valley Southkey, Mount Austin, and Eco Botanic. Six shopping malls are also included, with Johor Premium Outlets specifically mentioned as one of them. These locations were selected because they are considered major activity hubs within Johor.

Johor’s Works, Transportation and Infrastructure committee chairman Mohamad Fazli Mohamad Salleh explained that the additional drop-off points would benefit travellers, including tourists who arrive at Changi Airport and want to travel directly to Johor by taxi.

The proposal also includes possible improvements for taxis travelling in the opposite direction. Malaysian taxis may eventually be allowed to drop passengers at five locations in Singapore: Changi Airport, Kranji, Jurong, Shenton Way, and Rochor.

Singapore officials say discussions are ongoing. Sun Xueling, Senior Minister of State for Transport, said the government has held discussions with the National Taxi Association and the National Private Hire Vehicles Association to improve cross-border taxi services.

Industry representatives have also raised issues such as enforcement against illegal ride-hailing services, better holding areas for drivers, and potential fare reviews to reflect higher operating costs.

If implemented, the proposal could make cross-border taxi travel between Singapore and Johor more flexible and convenient, while also creating more earning opportunities for taxi drivers.

Comments:

Pls make this service smooth and seamless!

This service will make a meaningful impact for non-car owners with large family like me.

Investing Updates: Tiger Brokers Review (2026): My likes and dislikes of this trading platform


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The Tiger Brokers trading platform has become a popular online brokerage in Singapore since entering the market in 2020. Regulated by the Monetary Authority of Singapore, it offers investors access to multiple global markets and a wide range of investment products.

Tiger Brokers allows Singapore investors to trade in US, Singapore, Hong Kong, China A-shares, and Australian markets. Its trading fees are competitive: Singapore stock trades cost 0.03% commission plus a 0.03% platform fee (minimum about S$1.99 per trade). For US stocks, the platform charges US$0.005 per share commission and US$0.005 per share platform fee, with minimums of roughly US$1.99 per trade. The broker does not impose minimum deposit requirements, deposit or withdrawal fees, or inactivity charges.

One of Tiger Brokers’ strengths is its broad range of investment products, including stocks, ETFs, mutual funds, REITs, US Treasuries, options, and futures. The platform also supports fractional share trading, enabling investors to buy small portions of expensive stocks. Additionally, the Auto-Invest feature allows users to automate regular investments in US stocks or ETFs starting from as little as US$2, supporting dollar-cost averaging strategies.

The Tiger Trade app is designed to be user-friendly and customizable. Users can switch between simplified “Lite” and advanced “Pro” views depending on their experience level. The platform also includes tools for options trading, such as screeners, multi-leg strategies, and performance analysis.

For Singapore investors, Tiger Brokers offers additional advantages. Users can invest CPF-OA and SRS funds in eligible Singapore-listed stocks and ETFs through its Cash Boost account. It also allows investors to sell CDP-linked SGX shares via the platform and has waived SGX custody fees for inactive accounts.

However, a key limitation is that trading on the London Stock Exchange is not supported, restricting access to certain Irish-domiciled ETFs.

Overall, Tiger Brokers is considered a low-cost, versatile brokerage platform suitable for beginners and experienced investors seeking access to multiple global markets and investment tools.

Comments:

Good updated information.

Investing Updates: Moomoo Singapore Review (2026): My likes and dislikes of this trading platform


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The Moomoo Singapore trading platform, operated by Futu Holdings through its local subsidiary, has grown rapidly since launching in 2021 and is regulated by the Monetary Authority of Singapore. The review highlights its strengths, costs, and areas for improvement for investors in Singapore.

A major advantage of Moomoo SG is its low trading fees. US stock trades incur a flat US$0.99 platform fee per order, regardless of trade size. Singapore stock trades are commission-free for the first year, with only a 0.03% platform fee (minimum S$0.99). After the first year, a 0.03% commission is added, bringing the minimum cost to about S$1.98 per trade. The platform also charges no account maintenance or inactivity fees.

Opening an account is straightforward, with digital registration completed in one to three days, no minimum deposit, and no funding fees. The mobile app interface is beginner-friendly, offering charting tools, heat maps, sector views, and research data that help users analyse markets easily.

Moomoo SG also offers multiple asset classes, including stocks, ETFs, US options, and futures. Its Moomoo Cash Plus feature allows users to invest idle cash in money market funds with no subscription or redemption fees. Another major upgrade is CDP linkage, enabling investors to hold Singapore shares directly in their Central Depository account while still using the platform’s tools.

Additional features include paper trading, educational resources, financial news, and a global investor community of over 19 million users, making the platform appealing for beginners learning to trade.

However, the platform has limitations. It does not support trading on the London Stock Exchange, which prevents access to Irish-domiciled ETFs such as VWRA. It also lacks a browser-based web platform, requiring users to download the desktop application instead.

Overall, Moomoo SG is considered one of the most beginner-friendly and cost-effective brokerage platforms in Singapore, combining affordable pricing, strong tools, and educational resources, though it still has room to expand market access and platform convenience.

Comments:

Good updated information.

Monday, 9 March 2026

Finance Updates: Ringgit nears RM3 per Singapore dollar, but cross-border spending by Singaporeans holds steady


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The Malaysian ringgit has strengthened significantly against the Singapore dollar, rising from a low of about RM3.55 per SGD to around RM3.10, and analysts say it could soon approach RM3.00. Despite the stronger currency, Singaporeans continue to spend actively in Malaysia, with little sign that cross-border spending has slowed.

For individuals who regularly travel or live across the Causeway in Johor Bahru, the impact has been noticeable but manageable. For example, a Singaporean couple renting an apartment there saw their monthly expenses rise slightly as the ringgit appreciated. Their combined rent, car loan and daily expenses total about RM5,700, equivalent to roughly S$1,860, around S$200 more than when the exchange rate was more favourable. However, they say the stronger ringgit mainly requires better budgeting rather than major lifestyle changes.

Others who visit occasionally report only minor increases in costs. One Singaporean who travels monthly to Johor Bahru estimated the stronger ringgit adds roughly S$12 per outing, a relatively small increase for activities such as food, transport and entertainment.

Data from cross-border payment platforms supports these experiences. Revolut reported that conversions from Singapore dollars to ringgit increased steadily through 2025, with January 2026 transactions up nearly 42% year-on-year. Similarly, YouTrip said both transaction volumes and spending amounts have grown. According to YouTrip, Singaporeans tend to convert money quickly when the rate hits around RM3.30 per SGD, suggesting users are becoming more strategic about locking in exchange rates.

Analysts say the ringgit’s rise is driven largely by global factors, particularly expectations around US interest rates and broader currency movements, rather than major differences between the Singapore and Malaysian economies. The ringgit also had room to rebound after being previously undervalued.

Looking ahead, forecasts suggest the rate could reach RM3.00–RM3.05 per SGD by mid-2026, though currency movements remain sensitive to global economic conditions.

Comments:

Come on SGD! Be Strong! 😏

Food Updates: These instant noodles went viral on TikTok, but is it worth the hype? We find out.


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A viral instant noodle brand from China, Jin Mai Lang, has been gaining attention on TikTok after creators reviewed its wide variety of flavours. Known as one of China’s most popular noodle makers, the brand offers a “Food Tour” series inspired by regional Chinese dishes, allowing consumers to sample diverse flavours from across China in convenient instant noodle form.

One key feature that differentiates Jin Mai Lang noodles from many traditional instant noodles is its non-fried production method. Instead of deep-frying, the noodles are air-dried and heat-dried to remove moisture. This process reduces greasiness and fat content, resulting in a cleaner taste. A simple indicator of this difference is that Jin Mai Lang noodles tend to sink in water, whereas typical fried instant noodles float due to absorbed oil. The noodles also have a firmer, more elastic texture that resembles fresh handmade noodles.

Several flavours were tested by reviewers, colleagues, and family members. The Shanxi Dao Xiao Mian (classic pork flavour) stood out for its umami pork broth and tangy vinegar packet, creating a savoury yet light soup. The Shanghai Scallion Oil (dry noodles) impressed with its fragrant scallion aroma, caramelised onion notes, and soy-based seasoning, making it a favourite among dry noodle lovers.

For those who enjoy spice, Anhui Ban Mian (spicy beef) delivered a balanced heat and rich beef flavour, while Chongqing Xiao Mian (spicy mala) provided a numbing mala kick with crunchy fried soybeans. Reviewers praised the springy texture of the noodles and the lingering flavour of the broth.

The brand also offers halal-certified options, including Hot & Sour Vermicelli, Tomato and Egg, and Seafood Soup flavours. These provide lighter, tangy, or umami soups suitable for different dietary needs.

Currently available on online platforms like Shopee, TikTok Shop, and Lazada, Jin Mai Lang noodles can also be found at selected Sheng Siong and Prime supermarkets in Singapore, with FairPrice expected to stock them soon.

Comments:

Interesting instant noodles. Might try it.

Friday, 6 March 2026

Investing Updates: First home-grown gold ETF to list on SGX on Mar 26


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Singapore will soon see its first home-grown physical gold exchange-traded fund (ETF) when the Singapore Exchange lists the LionGlobal Singapore Physical Gold ETF on Mar 26, 2026. This marks the first gold ETF listing on SGX in about 20 years, reflecting renewed investor interest in gold amid global uncertainty.

The ETF is issued by Lion Global Investors, a subsidiary of Great Eastern Holdings and part of the OCBC group. It will trade in both Singapore dollars (SGD) and US dollars (USD) under tickers GLS and GLU respectively.

The initial offer period runs from Mar 6 to Mar 20, during which investors can subscribe through several brokerages. Participating dealers include DBS Vickers Securities, iFAST Financial, Lim & Tan Securities, Maybank Securities, Moomoo, OCBC Securities, Phillip Securities, and Tiger Brokers Singapore. OCBC customers can also subscribe via ATMs and its digital banking platforms.

The ETF will be backed by physical gold stored and insured in Singapore, offering investors a cost-efficient way to gain exposure to gold without directly holding bullion. It aims to closely track the London Bullion Market Association Gold Price AM benchmark and will invest in LBMA Good Delivery gold bars, which meet strict industry standards.

The launch follows the December 2025 debut of the LionGlobal Singapore Physical Gold Fund, which has already accumulated S$502.2 million in assets under management.

Gold demand has surged recently as investors seek safe-haven assets amid macroeconomic uncertainty and currency volatility. Strong central bank buying and investor demand pushed gold prices to a record US$5,597.23 per ounce on Jan 29, 2026.

Lion Global Investors said the ETF listing represents a natural step in expanding access to physical gold investments in Singapore, particularly as traditional asset allocations face increasing challenges.

Comments:

Nice to have an additional Gold ETF in SGX.

Good for Singaporean investors who are mindful on geo-political risks and estate tax.

Will be thinking through on either owning this or GSD.SI as part of portfolio.

Wednesday, 4 March 2026

Investing Updates: Singdollar weakens more than 1% against the US dollar as Iran conflict sparks safe-haven flight


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https://www.businesstimes.com.sg/companies-markets/capital-markets-currencies/singdollar-weakens-more-1-against-us-dollar-iran-conflict-sparks-safe-haven-flight

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The Singapore dollar has weakened more than 1% against the US dollar following an escalation in Middle East tensions, after US and Israeli strikes on Iran triggered a global flight to safe-haven assets. As of Mar 4, the SGD/USD pair was trading at 0.7824, down 1.1% over five days, while USD/SGD stood at 1.278.

Broad US dollar strength was driven by its safe-haven appeal and concerns that rising oil prices could stoke inflation, reducing the likelihood of US Federal Reserve rate cuts this year. The US dollar index climbed close to the psychological 100 level, peaking at 99.7 before easing slightly.

DBS economists noted that Singapore’s markets saw risk-off but contained movements, with the Straits Times Index down 1.6%. They added that Singapore enters this period of uncertainty from a relatively strong position, supported by solid growth momentum, AI-driven tailwinds and low inflation at the start of 2026.

Analysts suggest the US dollar rally may be overstretched. After encountering resistance near 100, investors pared long positions. UOB expects USD/SGD to consolidate between 1.273 and 1.281 in the near term, with a possible move towards 1.285 in the coming weeks.

Brent crude surged 15% in a week to around US$81 per barrel amid concerns over the Strait of Hormuz, which handles about 20% of global oil flows. For Singapore, higher oil prices pose risks of imported inflation and rising business costs, with about 7% of its CPI basket directly affected by sustained energy spikes.

While regional currencies like the baht and peso have been hit harder, the Singdollar may show relative resilience given its safe-haven characteristics.

Comments:

Don't think there's a need to panic yet.

SG market remains strong enough for a good growth year.

Monday, 2 March 2026

LifeStyle Updates: Why HDB Needs To Start Building Bigger Flats For “Large Families”


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https://dollarsandsense.sg/why-hdb-needs-to-start-building-bigger-flats-for-large-families/

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The article argues that Singapore should start building larger HDB flats to better support “large families” with three or more children, as part of broader efforts to address the country’s persistently low fertility rate. During Budget 2025, Prime Minister Lawrence Wong introduced the Large Families Scheme, while in Budget 2026, MP David Hoe proposed a new “jumbo BTO flat” with extra bedroom space.

Although Housing & Development Board (HDB) already offers 5-room and 3Gen flats, flat combinations, and priority schemes for families with three or more children, the average size of 5-room flats has stayed at about 110 sqm since 1997. This is despite changes in household structures and living needs. Official data shows that while average household size has declined, the absolute number of large households (five or more persons) has remained broadly stable over the past decades. The fall in average household size is mainly due to rapid growth in smaller households, not a disappearance of large families.

Census data further reveals that households with five or more members are far more likely to live in homes larger than 120 sqm, yet most newer HDB flats fall below this threshold. Large families also have significantly less living space per person. For example, a five-person household in a typical 5-room flat has around 22 sqm per person, roughly half the space enjoyed by a single person in a 2-room unit.

The article concludes that housing design matters for family formation. If Singapore is serious about encouraging larger families, policies should go beyond incentives and priorities, and include building genuinely larger flats that are more conducive to raising children.

Comments:

Agree that I need bigger flats 😏

Sunday, 1 March 2026

LifeStyle Updates: Muted demand for some Plus, Prime HDB flats as first-time buyers weigh stricter resale conditions


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Muted demand has emerged for some Build-To-Order (BTO) flats with stricter resale conditions under Singapore’s Standard, Plus and Prime classification system, particularly among first-time buyers. In the February 2026 sales exercise, three- and four-room flats at Kim Keat Crest in Toa Payoh — a Plus project — were undersubscribed, a rare outcome for a mature estate. Similar patterns were observed in other Plus and Prime projects, especially for three-room flats and developments in less central locations.

Plus and Prime flats are typically closer to transport nodes and amenities but come with tighter rules, including a 10-year minimum occupation period (MOP) and subsidy clawbacks. These measures, introduced to curb speculative “lottery effects”, appear to have made some buyers more cautious. While the policy has successfully filtered out speculative demand, it has also reduced appeal among genuine buyers weighing long-term flexibility.

Smaller flat sizes are a key factor. Three-room units, averaging 60–68 sq m, are less attractive to young families who anticipate space needs over a long stay due to the longer MOP. In contrast, four- and five-room flats remain more popular. Location also matters: analysts note that some Plus projects, such as Kim Keat Crest, lack strong locational advantages like walkable MRT access, making the stricter conditions harder to justify.

As a result, the supply of balance flats has grown. In February, over 4,300 balance flats were offered, many from Prime and Plus projects. According to the Ministry of National Development and Housing & Development Board, around 900 flats remain unselected nationwide.

Housing demand has generally moderated following a post-pandemic supply ramp-up, with application rates falling sharply since 2020 and resale prices stabilising in late 2025. Analysts from ERA Singapore and Realion (OrangeTee & ETC) Group suggest that future supply may need recalibration, particularly by reducing three-room units and increasing larger flats.

Overall, while the classification system has improved access for serious buyers, recent trends highlight mismatches between flat type, location and buyer preferences — an outcome that may prompt further policy and supply adjustments.

Comments:

Interesting development.

Pls bring back 5 rooms 😏

Tuesday, 24 February 2026

LifeStyle Updates: Taoist temple in Singapore offers blind boxes to attract young visitors


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A Taoist temple in Singapore has tapped into the popular blind box trend to attract younger visitors during Chinese New Year 2026. Following the craze for collectible toys like Labubu and Sonny Angel, the concept has made its way to places of worship, with deity-themed figurines and amulets now offered as surprise prizes.

At Hiang Tong Keng, a century-old temple now located in Tampines Link, visitors can collect “blessings” blind boxes after completing a quiz-based challenge. For a $2 donation, participants receive a foldable card with questions about Taoist deities. The answers can be found around the temple grounds, encouraging exploration and learning. For every three tasks completed, visitors can redeem one blind box, with a maximum of four boxes per person over multiple visits.

Each box contains one of 13 possible items, including figurines of Guanyin and Guan Gong, deity stickers, a phone amulet, and symbolic items such as Patriarch Lu’s wisdom brush. The initiative is part of the temple’s broader strategy, launched in 2024, to widen its appeal amid declining Taoist identification among youth. While 8.8 per cent of Singapore residents aged 15 and above identify as Taoist, the proportion drops to 4.9 per cent among those aged 15 to 24.

Temple priest Master Eugene Choy said the idea was inspired by stamp rally culture and the popularity of blind boxes, especially during festive periods when young people accompany older relatives to temples. The temple has also stepped up bilingual social media outreach.

The initiative has drawn visitors of all ages, including teenagers and first-time visitors, who describe the activity as interactive and educational, helping them learn more about Taoist deities while having fun.

Comments:

Wonder when the blind box trend will last πŸ˜—

Monday, 23 February 2026

Investing Updates: Why Retail Investors In Singapore Should Care About MAS’s Financial Sector Development Fund (FSDF)


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https://dollarsandsense.sg/mas-financial-sector-development-fund-fsdf/

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Singapore retail investors may not think much about market infrastructure, but the Monetary Authority of Singapore’s Financial Sector Development Fund (FSDF) plays a significant role in shaping their investing experience. In Budget 2026, the FSDF received a fresh $1.5 billion injection, following a $2 billion top-up in 2024. The funds are aimed at boosting participation in Singapore equities and strengthening the fund management industry.

The FSDF supports initiatives such as professional training, fintech development, bond issuance subsidies and equity market programmes. A key example is the Equity Market Development Programme, under which MAS has deployed $3.95 billion to nine asset managers to invest in Singapore-listed stocks, especially small- and mid-cap firms. This improves liquidity, narrows bid-ask spreads and increases trading activity. In Q3 2025, average daily turnover rose 16% year-on-year to $1.53 billion, while small- and mid-cap turnover surged 88% quarter-on-quarter.

Greater institutional participation also leads to better analyst coverage, improved corporate governance and more transparent valuations. MAS has funded over 900 research reports on more than 130 SGX-listed companies since 2019, giving retail investors free access to valuable insights.

FSDF initiatives have also lowered barriers to entry. Reduced board lot sizes — including 10-share lots for stocks above $10 — make investing in higher-priced shares more accessible. Improvements to IPO processes and grants such as GEMS have supported 16 new listings in 2025, expanding investment choices.

Beyond markets, FSDF backs financial literacy through MoneySense and SGX Academy events, benefiting over 21,000 participants last year. Overall, the FSDF strengthens market liquidity, accessibility, education and opportunities — indirectly improving outcomes for everyday investors.

Comments:

Good information.

Thursday, 19 February 2026

LifeStyle Updates: How to get cheaper medication & supplements in SG


Source: 


https://thesmartlocal.com/read/cheaper-medication-hacks/

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With living costs rising in Singapore, many people are looking for safe and legitimate ways to save on everyday healthcare. For minor issues like colds, coughs, or mild rashes, over-the-counter (OTC) medication and supplements can often replace a GP visit — and there are smart ways to buy them more affordably.

First, always compare prices across pharmacies and platforms. The same products — such as probiotics, lozenges, vitamins, or eye drops — can vary significantly in price between clinics, retail chains, and online stores. Online pharmacies like Glovida Pharmacy often offer prices up to 20% lower due to lower overhead costs. For example, Lactokids Probiotics may cost substantially less online than at supermarket websites. Many platforms also provide free delivery above a minimum spend.

Second, use CDC or SG60 vouchers at supermarkets such as FairPrice, Cold Storage, Sheng Siong, or Giant to offset supplement purchases. While supermarkets don’t carry prescription medication and offer limited professional advice, this method works well for household staples you regularly repurchase.

Third, buying from Johor Bahru (JB) can appear cheaper due to exchange rates. However, factor in transport costs, tolls, time, and authenticity concerns before deciding. Savings may shrink after hidden costs.

Fourth, consider bundle deals for long-term needs. Multi-box discounts can reduce per-unit prices, but check expiry dates and avoid overbuying.

Finally, consult a licensed pharmacist before stocking up. Many online pharmacies now offer free WhatsApp consultations and even affordable teleconsult options, providing convenient, professional advice without clinic queues.

Overall, smarter comparison, strategic voucher use, bulk buying (when appropriate), and professional guidance can lead to meaningful healthcare savings without compromising safety.

Comments:

Interesting information.

Monday, 16 February 2026

Entertainment Updates: Man in S’pore advertises himself as ‘boyfriend for rent’ on social media for Valentine’s Day & CNY


Source:


https://mustsharenews.com/boyfriend-for-rent-cny/

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With Valentine’s Day just past and Chinese New Year (CNY) approaching, a Singaporean man has drawn attention online by advertising himself as a “boyfriend for rent” to help singles navigate festive social pressure. On 11 Feb, an Instagram post by Instagram user @liangjishiye showcased a tongue-in-cheek poster aimed at those weary of relatives asking why they are still single.

The eye-catching advertisement featured the man dressed in a bright yellow suit and glasses, confidently pitching himself as “The Perfect Plus-One.” The post promised services such as punctuality, appropriate dressing, polite smiling, and the ability to “automatically shut down all repetitive questions” from curious aunties during reunion gatherings.

The rental service is priced at S$500 per hour and comes with humorous terms and conditions. These include surge pricing if more than three aunties are present, extra charges for pets or babies, and complimentary transport—excluding parking fees. While the poster cheekily notes that “romance is possible,” it stresses that the arrangement is “purely optics” with zero commitment involved. The man also marketed the offer as a “2-in-1 promo” for both Valentine’s Day and CNY.

The individual behind the post is 52-year-old hawker Dominic Neo, who told MS News this is the second time he has offered such a service. He said the idea came from observing that many single women still struggle to find suitable partners.

Although no CNY bookings have been confirmed so far, Mr Neo has received several enquiries. He explained that the S$500 hourly rate reflects his humorous personality and added that prices are negotiable, even offering a promotional rate covering both Valentine’s Day and CNY.

Comments:

Ho Seh Bo Uncle Neo πŸ˜‚