Property Updates: Why The Singapore Property Market Will Be Different In 2026 — And It’s Not Just About Prices

Source:

https://stackedhomes.com/2026-singapore-private-residential-market-outlook/#sh.2u1ou1

ChatGPT:

Singapore’s private residential property market in 2026 is expected to look markedly different from the frenzied post-pandemic years, not because of falling prices, but due to a return to greater balance and normalcy. After sharp price increases and buyer anxiety in 2022–2024, the market is shifting toward calmer conditions, giving buyers more breathing room.

One major change is the pivot in new launches away from the Core Central Region (CCR) and back to the heartlands. While around 23 per cent of launches in 2025 were in the CCR, an estimated 65 per cent of 2026 launches will be in the Outside Central Region (OCR), including areas such as Tengah, Tampines and Bayshore. This matters not just for affordability, but also for liveability. OCR projects are more likely to offer family-sized three-bedroom units within the upgrader “sweet spot” of roughly $1.8 million to $2 million, something that was harder to find in CCR-heavy years.

Second, buyers face less urgency to purchase immediately. Private home completions are expected to rise from about 5,200 units in 2025 to around 7,000 units in 2026, as projects launched during the post-Covid boom reach completion. At the same time, new launches and overall new supply are set to fall. This combination eases supply pressure, encourages a more patient “wait-and-negotiate” mindset, and should help moderate price growth. It may also soften the rental market as more owners move into completed homes.

Third, the return of more executive condominium (EC) launches provides an important affordability bridge for buyers priced out of private homes. At least five ECs are expected in 2026, compared with just two in 2025, and demand is likely to be strong.

Finally, while interest rates have fallen to three-year lows, financing rules remain strict due to TDSR floor rates. Overall, 2026 points to a steadier, more rational market — a welcome change after years of excess excitement.

Comments:

Interesting insights.

Data Updates: Singapore's economy grows 5.7% in Q4 2025, beating forecasts

Source:

https://www.asiaone.com/singapore/singapores-economy-grows-57-q4-2025-beating-forecasts

ChatGPT:

Singapore’s economy expanded by a robust 5.7 per cent year-on-year in the fourth quarter of 2025, beating market expectations and marking its fastest quarterly growth for the year, according to advance estimates released by the Ministry of Trade and Industry (MTI) on Jan 2. This was also stronger than the 5.0 per cent growth recorded in the same period a year earlier. For the full year, gross domestic product grew by 4.8 per cent, exceeding both the 4.4 per cent expansion in 2024 and the official forecast of “around 4 per cent” that had been upgraded in November.

Prime Minister Lawrence Wong had earlier disclosed the full-year growth figure in his New Year’s Day message, describing the performance as “stronger-than-expected growth”. However, he cautioned that maintaining such momentum would be difficult, citing persistent global challenges including fractured trade relations and geopolitical tensions that are likely to remain long-term features of the global landscape.

Looking ahead, MTI expects Singapore’s economy to grow between one and three per cent in 2026. The ministry warned that slowing growth in major economies could moderate export demand across Southeast Asia, posing headwinds for trade-dependent economies like Singapore.

The manufacturing sector was a key driver of the strong fourth-quarter performance, surging 15 per cent year-on-year, a sharp acceleration from the 4.9 per cent growth recorded in the previous quarter. This was largely driven by significant output expansions in the biomedical manufacturing and electronics clusters. Pharmaceutical production underpinned biomedical growth, while electronics benefited from sustained global demand for AI-related semiconductors, servers and related equipment.

The construction sector also expanded, growing 4.2 per cent year-on-year in the fourth quarter, though this represented a moderation from the 5.1 per cent growth seen previously. Meanwhile, all services-producing sectors recorded growth, with wholesale trade supported by strong sales of electronic components, telecommunications equipment and computer hardware amid the ongoing artificial intelligence boom.

Comments:

Huat Huat Singapore!

Happy New Year 2026!

Source:

https://www.marinabaycountdown.gov.sg/about/one-countdown-2026/

Food Updates: Restaurant offers buffet for S$7, was forced to change terms after ‘overwhelming response’ from diners

Source:

https://theindependent.sg/restaurant-offers-buffet-for-s7-was-forced-to-change-terms-after-overwhelming-response-from-diners/

ChatGPT:

A restaurant on Cavan Road, Dragon’s Bite by Our Dining Place, recently found itself overwhelmed after launching an ultra-affordable S$7 nett unlimited lunch buffet, prompting it to revise its dining terms due to unexpectedly high demand. Announced on Instagram on Dec 9, the buffet was offered daily from Tuesday to Sunday, including weekends and public holidays, and quickly attracted attention for its unusually low price point. The restaurant, which seats about 70 diners, promoted the buffet as an affordable and satisfying dining option.

Interest surged further after the deal was highlighted on Dec 20 by the popular Instagram account @singaporebeauty, which labelled it a “value for money buffet” and showcased a wide variety of dishes. The video featured items such as sambal sotong, stir-fried pork collar, seafood tofu, pepper chicken soup, bitter gourd omelette, braised chicken feet, Hokkien mee, and desserts like cake and fruit. Many commenters expressed eagerness to try the buffet, fuelling even larger crowds.

However, the overwhelming response soon created operational challenges. On Dec 22, the restaurant issued an apology and announced updated terms and conditions. It cited full occupancy that prevented some diners with reservations from being seated and admitted it had underestimated demand, particularly for popular items like shell prawns. As a result, prawns were limited to five pieces per diner until stocks ran out.

To manage crowds better, Dragon’s Bite scrapped reservations in favour of walk-ins only, imposed a 45-minute dining limit, required table-sharing, and restricted diners to one plate and one bowl each, moving away from a traditional buffet format. The restaurant also stated it reserves the right to change dishes and portion sizes. Despite the changes, the S$7 buffet remains attractive, and the eatery now posts its daily menu online, though it is closed on Mondays and Dec 30.

My Comments:

Singaporeans are great "deal breakers" 😂

Food Updates: Battle of the expensive cai fans: 666 Cai Fan Porridge ($21) vs Cafe&Meal MUJI ($20.80)

Source:

https://sethlui.com/expensive-cai-fan-battle-singapore/

ChatGPT:

As food prices rise across Singapore, even humble cai fan can deliver sticker shock. Curious about premium versions of this everyday meal, the writer deliberately spends over S$20 at two places: Cafe&Meal MUJI and 666 Cai Fan • Porridge, to see which justifies the splurge.

Cafe&Meal MUJI, available at only three outlets islandwide, offers a sit-down, Japanese-style experience focused on simple, healthy food. The writer orders the 3 Deli Set (S$20.80), discounted to S$18.80 due to a weekday promotion. The set includes one hot deli, two cold delis, a side, soup, and a choice of carbs. Portions are modest, but execution stands out. Highlights include the Golden Sesame Crusted Salmon, which is tender and moist, though lacking the promised hojicha aroma. The butternut mash with pulled pork and kale impresses with layered textures and flavours, resembling an elevated Japanese potato salad. The thick omelette is soft yet textural, enhanced by an umami-rich mushroom sauce. The 16-grain rice and hijiki seaweed add depth, while the carrot cumin soup proves rich and comforting, outperforming standard miso.

In contrast, 666 Cai Fan • Porridge, a newer stall in Toa Payoh, looks like a typical cai fan stall but clearly labels premium items to avoid price disputes. A loaded plate costs S$21, featuring salmon, braised beef, lamb rendang, chilli prawns, and vegetables. While the braised beef and lamb rendang are tender and flavourful, portions are small. The fried salmon is large but dry, feeling overpriced. The tau kwa with minced pork and chilli prawns are more satisfying value-wise.

Overall, despite similar prices, the writer feels Cafe&Meal MUJI delivers better consistency, refinement, and overall quality, making its high price easier to justify than the upscale kopitiam-style cai fan.

My Comments:

Interesting comparisons!

Will consider trying them in future.

Investing Updates: Commentary: Singapore’s stock market is waking up and the hard part starts now

Source:

https://www.channelnewsasia.com/commentary/singapore-stock-market-sgx-review-group-5709421

ChatGPT:

Singapore’s long-sleepy stock market has shown clear signs of revival in 2025, with the Straits Times Index reaching multiple record highs. The rally has been driven mainly by banks and blue-chip stocks, while mid-cap companies have also begun to attract stronger interest. However, the key question is whether this momentum represents a sustainable resurgence or merely a short-term rebound.

A major boost to sentiment has come from the Monetary Authority of Singapore’s S$5 billion Equity Market Development Programme (EQDP), designed to inject liquidity into small and mid-cap stocks. Nearly S$4 billion has already been allocated to fund managers, and the launch of the iEdge Singapore Next 50 Index has provided greater visibility to mid-cap companies. Increased confidence has also translated into a strong IPO year: Singapore led Southeast Asia in IPO proceeds, raising about US$1.6 billion across nine deals, largely driven by two major REIT listings.

Despite these positives, liquidity remains the critical challenge. Sustained trading volume is essential to attract IPOs and support higher valuations. Market turnover has recently declined, raising concerns that EQDP funds alone may be insufficient. Compared with regional peers such as Malaysia, Thailand and Australia, Singapore still lacks a steady flow of domestic institutional funds.

The commentary argues that more initiatives are needed. These include expanding broker custodial services, encouraging margin financing, aligning practices with global norms, and attracting Singapore-based companies listed overseas to return home. The creation of mid-cap ETFs could also provide stable investment vehicles, though this depends on sufficient underlying liquidity.

Ultimately, while Singapore’s market has revived, revival is not reinvention. The next phase requires a multi-pronged strategy to deepen liquidity, diversify sectors, and convince both institutional and retail investors that a rejuvenated SGX offers long-term value.

Investing Updates: Has Singapore’s stablecoin surge peaked, or is 2026 just the start?

Source:

https://www.businesstimes.com.sg/wealth/crypto-alternative-assets/has-singapores-stablecoin-surge-peaked-or-2026-just-start

ChatGPT:

Stablecoins surged globally in 2025, and Singapore has emerged as a leading hub rather than a late adopter. Singapore dollar-backed stablecoin XSGD grew to about S$17 million in market capitalisation by December, up from S$10 million a year earlier. While modest in absolute terms, this growth reflects strong institutional confidence driven by regulatory clarity rather than retail speculation.

A key advantage is Singapore’s early regulatory groundwork. The Monetary Authority of Singapore (MAS) finalised its Single-Currency Stablecoin (SCS) framework in 2023, ahead of similar moves in the US such as the Genius Act. This proactive stance has positioned Singapore as a global benchmark for crypto regulation, earning top ranking for regulatory clarity in Bybit’s 2025 World Crypto Rankings. Industry leaders from Coinbase, Crypto.com and Ryder credit MAS for evolving regulation without chasing hype, attracting serious builders and institutional players.

Globally, stablecoins are a US$300 billion market today and could reach US$4 trillion by 2030 in a bullish scenario. Singapore aims not to dominate issuance, but to become Asia’s most trusted institutional hub for compliant stablecoins. Initiatives such as Project Orchid and the newly announced BLOOM framework signal a shift from experimentation toward real-world settlement using tokenised bank liabilities and regulated stablecoins. Industry leaders expect 2026 to see broader commercial deployment across banks, asset managers and payment systems.

However, challenges remain. Over 98% of global stablecoin value is still US dollar-denominated, creating concentration risk and dependence on US monetary policy. Developing liquid, trusted local-currency alternatives like XSGD will take time. Fragmentation is another concern, with users potentially holding multiple stablecoins; this may be solved through “invisible” software that abstracts complexity.

Looking ahead, growth is likely to come from institutional use cases such as tokenised payables, supply-chain finance and cross-border settlement. The ultimate sign of success in 2026 will be when users benefit from faster, cheaper transactions—without even realising they are using stablecoins at all.

Holiday Updates: Merry Christmas 2025!

Source:

https://secretsingapore.co/christmas-on-a-great-street-orchard-road-singapore-returns-for-2025-key-details/

LifeStyle Updates: Singapore’s core, headline inflation hold steady at 1.2% in November

Source:

https://www.businesstimes.com.sg/singapore/singapores-core-headline-inflation-hold-steady-1-2-november

ChatGPT:

Singapore’s core and headline inflation remained unchanged at 1.2% year on year in November, according to the Monetary Authority of Singapore (MAS) and the Ministry of Trade and Industry (MTI). Both readings came in slightly below market expectations of 1.3%, reinforcing signs that inflation pressures remain contained.

Core inflation, which excludes accommodation and private transport, was steady as higher services inflation was offset by weaker retail and other goods prices, alongside a sharper fall in electricity and gas costs. On a month-on-month basis, core prices edged down 0.1%, while the all-items consumer price index rose 0.2%.

Headline inflation also held at 1.2%, reflecting unchanged accommodation and core inflation. Accommodation costs continued to rise modestly at 0.3%, in line with stable rental growth. Food inflation was unchanged at 1.2%, as prices for both cooked and non-cooked food rose at the same pace as in October.

Across CPI categories, price movements were mixed. Private transport inflation eased to 3.5%, down from 3.8%, due to a smaller increase in car prices. Retail and other goods inflation dipped to 0.3% as clothing, footwear and personal care appliance prices fell. Electricity and gas prices declined more sharply by 4.1%, reflecting lower electricity costs.

The main upward pressure came from services inflation, which rose to 1.9% from 1.8% in October, driven by higher costs for point-to-point transport services and health insurance.

MAS and MTI maintained their full-year 2025 forecasts, projecting core inflation at 0.5% and headline inflation at 0.5% to 1%. Forecasts for 2026 were also unchanged at 0.5% to 1.5% for both measures. Authorities highlighted ongoing uncertainties, noting that while imported cost pressures are easing, supply shocks or weaker global demand could alter the inflation outlook.

Travel Updates: Cross-border taxis more attractive with flexible drop-offs but concerns remain on scheme’s viability

Source:

https://www.straitstimes.com/singapore/cross-border-taxis-more-attractive-with-flexible-drop-offs-but-concerns-remain-on-schemes-viability

ChatGPT:

Singapore and Malaysia’s decision on Dec 5, 2025, to allow cross-border taxis to drop off passengers anywhere in the destination country—and to raise taxi quotas from 200 to 500 per side—has sparked optimism but also lingering concerns about the scheme’s long-term viability. Drivers and passengers on both sides welcomed the added convenience, hoping it will shift demand away from illegal operators who have long provided door-to-door services that licensed taxis were not allowed to offer.

Previously, taxis could only perform flexible drop-offs if they were registered in the destination country. Otherwise, passengers were limited to Larkin Sentral in Johor Bahru or Ban San Street Terminal in Singapore, forcing many travellers to take a second trip. Some Singaporeans said the new flexibility makes them more inclined to consider cross-border taxis when trains are unavailable. Malaysians echoed similar sentiments, saying the update removes hassle and confusion.

Licensed drivers, however, stressed that the real appeal has always been door-to-door service—a feature illegal operators once provided and legal taxis could not. Many hope the new rules will finally allow them to compete fairly and earn more. Older and mobility-impaired passengers also said the move would greatly ease their journeys.

Still, observers and cabbies flagged issues: worsening Causeway congestion, limited parking at terminals, unpredictable demand, and long waits that already make the route unattractive for some drivers. Transport economists noted that while the rule changes improve convenience, fixed pricing and current regulations still constrain the scheme. They warned of supply-demand imbalances, competition concerns between Singapore- and Malaysia-registered taxis, and the need for deeper liberalisation—possibly including true door-to-door service.

Experts added that a better-functioning cross-border taxi ecosystem could deliver wider benefits, such as making Singapore’s airports more accessible for Johor residents, ultimately strengthening cross-border economic ties.

Opinion:

Pls make this service work people!

I need it! 😄

Entertainment Updates: Are Singaporean Chinese Men “Least Attractive”? Viral Chinese Sketches Stir Unnecessary Debate

Source:

https://www.8days.sg/entertainment/asian/singaporean-chinese-men-least-attractive-851141

ChatGPT:

A set of colourful sketches comparing the “typical” appearances of men from different regions of China unexpectedly triggered a wave of online debate involving Singaporeans — even though the drawings had nothing to do with Singapore. The illustrations, which depict men from China’s Northwest, Northeast, Southwest, Southeast and Xinjiang, went viral on social media for their exaggerated differences. The Southeast Chinese man was drawn with a flatter nose and a more rounded, protruding jawline, while the others were given sharper features resembling C-drama heartthrobs.

When the South China Morning Post (SCMP) highlighted the sketches, it posed a provocative question: Are Singaporean Chinese men the “least attractive”? The leap occurred because many early Chinese immigrants in Singapore historically came from China’s Southeast region. Singaporeans reacted almost instantly, flooding the comment section to reject the premise and roast the comparison.

One netizen questioned how Singapore was dragged into the conversation at all, noting that the sketches represent Chinese men from China, not Singapore’s diverse, multicultural population. Others responded with humour, taking playful jabs — including one referencing Hong Kong’s recent football loss to Singapore. Some Hong Kong commenters even defended Singaporean men, saying they encountered more attractive men in Singapore than back home, and reminding critics that both places share similar ancestral roots.

Still, opinions varied. While many dismissed the comparison as unnecessary and silly, a few commenters leaned into old stereotypes. One revived the familiar “prawn” insult — that Singaporean men have good bodies but less attractive faces.

Ultimately, reactions across both regions show the debate is less about objective looks and more about online culture, humour, and how easily viral content sparks cross-border chatter over subjective beauty standards.

Technology Updates: Apple Launches Tap to Pay on iPhone in Singapore

Source:

https://www.macrumors.com/2025/12/02/apple-launches-tap-to-pay-iphone-singapore/

ChatGPT:

Apple has officially launched Tap to Pay on iPhone in Singapore, enabling individuals, small businesses, and large merchants to accept contactless payments directly on an iPhone without needing additional hardware. The feature, first introduced in the United States in February 2022, transforms compatible iPhones into secure payment terminals, supporting Apple Pay, contactless credit and debit cards, and digital wallets.

All Tap to Pay transactions are encrypted, and Apple does not collect information about purchases or buyers, maintaining user privacy. The system uses the iPhone’s built-in NFC technology to authenticate contactless payments and also supports PIN entry, with accessibility features included to accommodate different user needs.

At launch, Tap to Pay in Singapore supports several major payment platforms and providers, including Adyen, Fiuu, HitPay, Revolut, Stripe, and Zoho. Apple also announced that Grab will integrate Tap to Pay on iPhone early next year, expanding its reach into one of Singapore’s most widely used payment ecosystems.

To use Tap to Pay on iPhone, merchants simply open a participating app, key in the transaction details, and present their iPhone to the customer, who then completes the payment using Apple Pay or any other supported contactless method. The feature works on iPhone XS or newer, making it broadly accessible to most modern iPhone users in Singapore.

With this rollout, Singapore becomes one of the markets where Tap to Pay on iPhone is available, joining a growing list of 50 countries and regions worldwide. Apple continues to maintain an updated list of supported countries on its website as the service expands globally.

Technology Updates: HWZ SG60 Tech Special: The best of local tech

Source:

https://www.hardwarezone.com.sg/lifestyle/sg60-local-tech-brands-spotlight-singapore

ChatGPT:

Singapore’s 60th anniversary is a moment to reflect on how far the nation has advanced, especially in technology. In just six decades, Singapore transformed from a vulnerable young country into a global hub for aviation, finance, and shipping. This rapid rise was powered by continuous investment in technology and innovation, supported by homegrown companies that helped shape national progress.

HardwareZone’s SG60 Tech Special highlights the local tech brands that have contributed to Singapore’s development and are now driving its future growth. These stories honour pioneers and innovators across various fields, from defence to fintech, AI, gaming, and consumer technology.

In lifestyle tech, companies like Razer — led by Tan Min-Liang — have elevated Singapore’s global presence, with initiatives such as its AI Centre of Excellence. The gaming sector also showcases homegrown successes that have expanded internationally.

Tech giants with operations in Singapore have also bolstered the country’s growth, contributing expertise and infrastructure to sectors like defence and engineering. ST Engineering, for example, plays a major role through projects like the Republic of Singapore Navy’s Multi-Role Combat Vessel, designed as a modular drone-capable platform.

Other local innovators include Aztech Global, focused on engineering advancements; smart-home and broadband companies shaping everyday convenience; fintech and e-commerce players such as YouTrip and Ijooz, which have redefined digital payments and automated retail; and platforms like Grab, which are now essential to daily life.

Singapore’s technology ecosystem continues to evolve, built on the contributions of these companies and many others. The SG60 tribute underscores how local tech brands not only supported nation-building but also position Singapore for its next era of innovation-driven growth.

Opinion:

Singapore companies are the best! 😁

Investing Updates: Could Renting Out An HDB Flat To “Retire” Overseas Be The Singapore Dream For Some?

Source:

https://dollarsandsense.sg/could-renting-out-an-hdb-flat-to-retire-overseas-be-the-singapore-dream-for-some/

ChatGPT:

Some Singaporeans seeking early financial freedom are exploring an unconventional FIRE strategy: renting out their HDB flat and “retiring” overseas through geoarbitrage. Instead of aggressively investing or maximising income, this approach turns their existing flat into a passive-income asset that funds a lower-cost lifestyle abroad. This is particularly appealing to couples without children.

The article models a typical scenario: a 35-year-old couple that bought a four-room HDB five years earlier and has just met the MOP. Their outstanding mortgage is about $200,000, costing $1,070 per month on a HDB loan. A Punggol four-room flat can rent for around $3,200 monthly. After deducting agent fees, maintenance and vacancy, net rental income is roughly $32,000 a year, or $2,666 per month. Combined with $100,000 invested in blue-chip stocks and REITs yielding 4% annually, the couple earns about $3,000 per month in passive income.

While this is insufficient for Singapore, it allows a comfortable lifestyle in lower-cost Southeast Asian cities. In Thailand (Chiang Mai, Hua Hin), a couple can live on $1,500–$2,000 monthly. Malaysia (Penang, Ipoh) offers good quality of life for $2,000–$2,500. Vietnam’s Da Nang or Ho Chi Minh City ranges $2,000–$2,500, while parts of Indonesia can be below $2,000.

However, the strategy comes with trade-offs. Renting out the flat leaves the couple without a home base in Singapore, making return trips expensive unless they can stay with family. Healthcare abroad may lack subsidies, and private insurance varies in coverage. Families with children face schooling challenges, and this geoarbitrage model only works in lower-cost countries. Higher-cost regions like Europe, Japan or Australia would require much greater assets.

Overall, renting out an HDB flat to “retire” overseas is possible for some, but it requires sacrifices, realistic budgeting, and acceptance of lifestyle constraints.

Investing Updates: More than 6 in 10 retail investors in Singapore hold crypto, but allocation size conservative: survey

Source:

https://www.businesstimes.com.sg/companies-markets/more-6-10-retail-investors-singapore-hold-crypto-allocation-size-conservative-survey

ChatGPT:

A new joint study by SingSaver and Coinbase shows that 61% of retail investors in Singapore hold cryptocurrency, but their exposure remains cautious. Most crypto holders keep allocations small: 74% allocate less than 10% of their total assets to crypto, while only 8% invest more than 25%. The median investor portfolio is between S$3,000 and S$5,000, and the average holder owns about three cryptocurrencies, with diversification common but still concentrated in major coins.

The report describes investors as “ambitious but cautious,” noting that over half identify as HODLers, signalling long-term conviction in crypto’s value. Meanwhile, 20% trade actively and 22% trade occasionally. This aligns with diverging perceptions of crypto: 44% view it as an asset, while 29% see it as a speculative tool, highlighting crypto’s dual identity in the market.

Crypto adoption is driven heavily by younger investors. Over 70% of holders are aged 18 to 34, with equal representation between the 18–25 and 25–34 age groups. Only 12% of holders are above 45, reinforcing crypto’s appeal among digital-native demographics.

Education remains a challenge. Social media is the dominant source of crypto learning, cited by 62% of respondents, followed by friends, family, and online media or exchange blogs. However, volatility (68%) and knowledge gaps (57%) remain key barriers preventing wider adoption.

Despite these concerns, interest persists: 27% of non-holders plan to invest in the next year, while 33% are undecided. The report concludes that future growth in Singapore’s crypto market depends on improved education, transparency, security, and reliability. Clarifying crypto’s role—whether investment or speculation—will be essential for long-term integration into the financial landscape.

Investing Updates: Are Singaporeans Moving Away From Property As A Retirement Strategy?

Source:

https://stackedhomes.com/are-singaporeans-moving-away-from-property-as-a-retirement-strategy/#sh.y9lnms

ChatGPT:

Polls claiming that Singaporeans are abandoning property as a retirement strategy are misleading because they often reflect the agenda of the organisations funding them rather than true public sentiment. A Manulife survey suggests only 35% now view property as a key retirement tool—down from 65% previously—while ERA and PropNex polls show strong continued preference for real estate, with many still seeing property as a retirement nest egg. These contradictions arise largely from how survey questions are framed, how samples are selected, and where respondents are sourced.

Younger Singaporeans responding to online surveys—often priced out of the market or unable to buy—naturally show less enthusiasm for property investing. Older respondents in offline polls, who benefited from past appreciation or already own homes, tend to be more positive. Question phrasing also heavily influences responses: highlighting costs pushes people away from property, while emphasising tangibility steers them toward it.

Insurers have incentives to downplay property’s importance in retirement planning because money committed to real estate is money not invested in policies like annuities or ILPs. Conversely, property agencies have reasons to promote real estate despite rising prices, cooling measures, and higher capital requirements.

Ultimately, these surveys reveal more about the motivations of insurers and property agencies than about Singaporeans’ genuine retirement preferences. Many “polls” function as disguised marketing, and the author argues they may as well be straightforward ads. Ads can be repeated, while publications rarely run the same poll editorial twice, making these survey-based promotions less efficient and no more persuasive.

The article then continues with broader property news, such as sales rankings, price trends, and notable gainers and losers in the market.

Investing Updates: SGX to reduce board lot sizes to 10 units for securities above $10

Source:

https://www.theedgesingapore.com/news/eqdp/sgx-reduce-board-lot-sizes-10-units-securities-above-10

ChatGPT:

The Singapore Exchange (SGX) will reduce the board lot size for securities priced above $10 from the current 100 units to 10 units, according to an announcement made on Nov 19 as part of the Monetary Authority of Singapore’s (MAS) equities market review. The change aims to make higher-priced stocks more accessible to retail investors and to stimulate overall trading activity. This is the first adjustment since January 2015, when board lots were reduced from 1,000 to 100 units to lower the investment threshold for blue-chip and other large-cap counters.

MAS says the smaller board lot size will allow investors to buy into a wider range of equities with lower capital outlay, helping broaden market participation. Alongside this change, SGX will introduce measures to expand the offering of investment products linked to SGX-listed securities. These include enabling portfolio management services, fractional trading, and robo-investing for SGX counters, potentially aligning Singapore’s market practices more closely with those seen in major global exchanges. Fractional trading, in particular, is expected to appeal to younger or smaller-scale investors seeking greater flexibility in position sizing.

Additionally, SGX plans to adopt a broker custody account model, which MAS notes is consistent with international norms and may attract more globally active asset managers. Despite the shift, retail investors can continue using their traditional CDP (Central Depository) direct accounts if preferred, ensuring continuity for those accustomed to existing arrangements.

SGX will conduct a public consultation in 1Q2026 before implementing the rule changes, giving market participants the opportunity to provide feedback. Overall, the adjustments are intended to modernise Singapore’s equity market structure, enhance accessibility and competitiveness, and support long-term investor engagement across retail and institutional segments.

Technology Updates: ‘Excuse me, are you S’porean?’: Lions Befrienders’ upgraded AI agent calls seniors in familiar voice

Source:

https://www.straitstimes.com/singapore/health/excuse-me-are-you-sporean-lions-befrienders-upgraded-voice-ai-calls-seniors-in-familiar-voice

ChatGPT:

Lions Befrienders has upgraded its Singlish-speaking AI voice agent to better support Singapore’s rapidly ageing population, using it to automate daily check-ins with seniors living alone. The enhanced system, tested by 100 seniors including 69-year-old Mr Tan Hwee Leng, now responds almost instantly and sounds far more natural than the earlier 2024 version, which many users found mechanical. The AI asks about availability, interests and volunteering, and adapts when seniors say they are busy, helping reduce loneliness through familiar, human-like conversation.

The social service agency plans to officially launch the upgraded agent by March 2026, enabling outreach to scale significantly despite manpower limits. Lions Befrienders currently supports more than 10,000 seniors and operates 10 active ageing centres. The new system helps automate missed-check-in callbacks and flags urgent cases—such as seniors feeling unwell—so staff can respond quickly. It aims to minimise social isolation and complement staff who typically make 15-minute personal calls.

Developed with Seasalt.ai and Twilio, the agent is linked to a senior database, allowing hundreds of personalised conversations daily, with plans to increase capacity into the thousands. Twilio also enables SMS/WhatsApp interactions and provides transcripts for case files. The AI is being trained to understand more local languages and dialects including Malay, Tamil, Hokkien and Cantonese, with support from A*Star’s MERaLion model. Future upgrades will include emotion detection, enabling the system to sense changes in tone or distress.

Voice AI is gaining traction in healthcare, and Twilio notes growing interest in patient engagement and virtual assistant use cases. Seniors like Mr Tan are enthusiastic, anticipating a future where the AI can inform them about activities without needing to visit a centre, making support more accessible and personalised.

Gaming Updates: Nintendo eShop finally arrives in Singapore with Switch Online from S$4.90

Source:

https://www.hardwarezone.com.sg/entertainment/gaming/nintendo-eshop-singapore-malaysia-thailand-switch-online-pricing

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Nintendo has officially launched the Nintendo eShop and Nintendo Switch Online service in Singapore, alongside Malaysia and Thailand, marking a long-awaited expansion of its digital ecosystem in Southeast Asia. The move brings full local support, including Singapore-priced games, local currency payments and access to Nintendo’s online subscription tiers.

Switch Online in Singapore now offers multiple membership options. Prices start from S$4.90 per month for the basic Nintendo Switch Online plan, while the full Switch Online + Expansion Pack tier costs S$69.90 per year for individuals. A 12-month Family Membership, supporting up to eight accounts, is priced at S$119.90. The Expansion Pack provides access to classic Nintendo game libraries and online multiplayer features, including titles like Mario Kart World. For many players, the annual Expansion Pack membership offers the best value.

Existing Nintendo Switch users who previously switched their eShop regions can easily migrate to the Singapore storefront. By logging into their Nintendo Account and selecting “Singapore” under country/region settings, users gain access to the local eShop while still being able to update previously downloaded games from other regions.

To celebrate the regional launch, major publishers such as Square Enix are offering limited-time discounts across select titles. Games like Dragon Quest III HD-2D Remake and Octopath Traveller II are currently discounted between 35% and 60%, making this an ideal moment for players who were waiting for deals.

Overall, Nintendo’s entry into Singapore’s digital gaming market brings greater convenience, better pricing transparency and full access to online services that were previously limited or unavailable. The launch also signals Nintendo’s growing commitment to Southeast Asian gamers, who can now tap into the complete Switch ecosystem more seamlessly than ever.

Investing Updates: Singapore’s SGX to launch Bitcoin and Ether perps as institutional demand climbs

Source:

https://cointelegraph.com/news/singapore-exchange-bitcoin-ether-perpetual-futures-institutional-demand

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Singapore Exchange (SGX) is expanding its crypto derivatives suite with the launch of Bitcoin and Ether perpetual futures on Nov. 24, targeting rising institutional demand for regulated digital asset products. The new offerings from SGX Derivatives enable accredited and expert investors to take leveraged positions on BTC and ETH without contract expiration, a feature that has made perpetuals one of the most actively traded crypto instruments worldwide.

SGX said the products address increasing interest from institutional players and the growing convergence between traditional finance and crypto-native markets. The perpetual contracts will operate under oversight from the Monetary Authority of Singapore (MAS), aligning with the country’s cautious but progressive regulatory approach.

This rollout marks Singapore’s second set of BTC and ETH perpetual futures, following EDXM International’s introduction of similar products on July 23, which also included futures for Solana and XRP among its 44 listed crypto contracts.

Despite the expansion of trading offerings, Singapore maintains tight regulatory controls. Under the Financial Services and Markets Act (FSM) passed in April 2022, MAS gained broader powers to supervise crypto firms headquartered in Singapore but serving overseas markets. MAS also required local digital token service providers to stop offering services abroad by June 30 unless they secured proper licenses. Violations may incur fines of up to SG$250,000 and jail terms of up to three years.

Cryptocurrencies are legal in Singapore but are not considered legal tender. They are regulated as digital payment tokens, securities or utilities, depending on their characteristics. According to Chainalysis, Singapore ranks 15th globally in crypto adoption, reflecting steady but measured growth in the sector.