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Summary: UOB Lady’s Solitaire Card Nerf – Bonus Cap Slashed from Aug 2025
Effective 1 August 2025, the UOB Lady’s Solitaire Card will undergo a significant devaluation:
π» Key Changes:
- Monthly bonus cap cut from S$2,000 to S$1,500 (equivalent to 2,700 UNI$).
- Bonus cap now split evenly: S$750 per bonus category (previously, cap could be allocated freely across two categories).
- Max effective earn rate of 4 mpd (miles per dollar) only applies to S$750 per category, i.e. total of S$1,500/month.
- This reduces annual mileage earning potential from 96,000 miles to 72,000 miles — a drop of 24,000 miles, equivalent to a one-way business class flight to Bangkok.
π¦ UOB Lady’s Savings Account Impact:
- Max card spending eligible for extra bonus miles now:
- UOB Lady’s Card: S$1,000/month (unchanged)
- UOB Lady’s Solitaire Card: S$1,500/month (was S$2,000)
- UOB Lady’s Solitaire Metal Card: S$2,000/month (unchanged)
- Depending on your average balance, the max additional annual miles earned drops from 144,000 to 108,000 miles.
π³ Comparisons:
- The regular UOB Lady’s Card now arguably offers better flexibility: 4 mpd on S$1,000 spend in a single category.
- UOB Lady’s Solitaire Metal Card remains unchanged but is invite-only, with a higher annual fee (S$589.99) and spending threshold (S$45K in 3 months).
π§ Bonus Categories (unchanged):
1. Beauty & Wellness
2. Dining
3. Entertainment
4. Family
5. Fashion
6. Transport
7. Travel
π Category Selection:
- Changeable quarterly
- Effective immediately upon first selection
- Carried over if not updated
π DBS Woman’s World Card also nerfed:
- Its bonus cap drops from S$1,500 to S$1,000/month starting 1 August 2025.
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Conclusion:
The UOB Lady’s Solitaire Card sees a 25% reduction in its bonus cap, and category-based sub-limits further reduce flexibility. Combined with a nerf to the associated Lady’s Savings Account, this weakens its appeal to miles collectors significantly — part of a broader trend of rewards card devaluations across the board.
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