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Tuesday, 1 July 2025

Rewards Updates : Nerfed: UOB Lady’s Solitaire Card cuts monthly bonus cap to S$1,500


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Summary: UOB Lady’s Solitaire Card Nerf – Bonus Cap Slashed from Aug 2025


Effective 1 August 2025, the UOB Lady’s Solitaire Card will undergo a significant devaluation:


πŸ”» Key Changes:


- Monthly bonus cap cut from S$2,000 to S$1,500 (equivalent to 2,700 UNI$).

- Bonus cap now split evenly: S$750 per bonus category (previously, cap could be allocated freely across two categories).

- Max effective earn rate of 4 mpd (miles per dollar) only applies to S$750 per category, i.e. total of S$1,500/month.

- This reduces annual mileage earning potential from 96,000 miles to 72,000 miles — a drop of 24,000 miles, equivalent to a one-way business class flight to Bangkok.


🏦 UOB Lady’s Savings Account Impact:


- Max card spending eligible for extra bonus miles now:


- UOB Lady’s Card: S$1,000/month (unchanged)

- UOB Lady’s Solitaire Card: S$1,500/month (was S$2,000)

- UOB Lady’s Solitaire Metal Card: S$2,000/month (unchanged)

- Depending on your average balance, the max additional annual miles earned drops from 144,000 to 108,000 miles.


πŸ’³ Comparisons:


- The regular UOB Lady’s Card now arguably offers better flexibility: 4 mpd on S$1,000 spend in a single category.

- UOB Lady’s Solitaire Metal Card remains unchanged but is invite-only, with a higher annual fee (S$589.99) and spending threshold (S$45K in 3 months).


🧭 Bonus Categories (unchanged):


1. Beauty & Wellness

2. Dining

3. Entertainment

4. Family

5. Fashion

6. Transport

7. Travel


πŸ”„ Category Selection:


- Changeable quarterly

- Effective immediately upon first selection

- Carried over if not updated


πŸ›‘ DBS Woman’s World Card also nerfed:


- Its bonus cap drops from S$1,500 to S$1,000/month starting 1 August 2025.


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Conclusion:


The UOB Lady’s Solitaire Card sees a 25% reduction in its bonus cap, and category-based sub-limits further reduce flexibility. Combined with a nerf to the associated Lady’s Savings Account, this weakens its appeal to miles collectors significantly — part of a broader trend of rewards card devaluations across the board.

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