Investing Updates : U.S. Entry into Israel-Iran Conflict: Which Industries Stand to Be Affected?

Source : 

https://www.moomoo.com/community/feed/u-s-entry-into-israel-iran-conflict-which-industries-stand-114731808129029

Apple Intelligence : 

• Oil Price Impact: Oil prices surged by over 4% following the US entry into the Israel-Iran conflict, with WTI crude nearing $77 per barrel and Brent crude futures exceeding $80 per barrel.

• Potential Oil Disruption: Iran’s parliament voted to close the Strait of Hormuz, a crucial oil passageway, potentially leading to oil prices reaching $100 per barrel.

• Historical Market Resilience: Stock markets have historically recovered from geopolitical conflicts, indicating potential resilience in the face of the current situation.

• Stock Market Performance: Remained relatively stable during the initial stages of the Israel-Iran conflict.

• Impact of Geopolitical Events: Historical examples, like the Russia-Ukraine conflict, show that markets can recover from initial shocks.

• Short-Term Industry Effects: Oil and defense stocks saw increases due to potential impacts of the conflict.

• Safe-Haven Asset: Spot gold is near its record high as investors seek safe-haven assets.

• Gold Mining Companies: Newmont, Agnico Eagle, Wheaton Precious Metals, and Barrick Mining.

• Uranium Mining Companies: Cameco, NexGen Energy, Centrus Energy, and Uranium Energy.

Investing Updates : What to Expect in the Week Ahead (Micron, Carnival, and Nike Earnings; PCE Inflation)

Source : 

https://www.moomoo.com/community/feed/114726078775302?global_content=%7B%22promote_content%22%3A%22mm%3Afeed%3A114726078775302%22%2C%22invite%22%3A103096561%7D&futusource=news_hotnews_list&client_hour_clock=24&clientlang=2&clienttype=121&clientver=15.18.11708&is_visitor=0&main_broker=WwoJMTAwOApdCg%3D%3D&my_cid=103096561&sg_cid=103096561&skintype=3&us_cid=103096561&user_id=103096561&user_id_type=3

Apple Intelligence : 

• Earnings Reporting: Carnival, FedEx, Micron Technology, and Nike will report quarterly earnings.

• Micron Technology Earnings: Micron Technology is expected to report EPS of $1.438 and revenue of $8.83 billion for the third fiscal quarter of 2025.

• Micron Technology Growth Drivers: Strong demand for Micron’s products, particularly in data centers and AI applications, and robust sales of HBM offerings.

• Micron’s Gross Margin Trend: Declining non-GAAP gross margin, potentially due to competitive pricing or product mix changes.

• Housing Market Outlook: Declining new-home sales volumes and downward pressure on prices due to rising mortgage rates and excess inventory.

• Inflation Projection: Modest increase in core PCE price index, with year-on-year inflation rates expected to rise due to base effects.

Investing Updates : “Equity”, “ETF”, and “GDP” are the top financial terms Singaporeans don’t understand

Source : 

https://theindependent.sg/equity-etf-and-gdp-are-the-top-financial-terms-singaporeans-dont-understand/

Apple Intelligence : 

• Most Confusing Financial Term: “Equity” is the most confusing financial term for Singaporeans, referring to the value an owner truly owns after settling debts.

• Second Most Confusing Term: “ETF” is the second most confusing term, referring to a ready-made investment portfolio that trades on the market.

• Financial Literacy in Singapore: More younger adults in Singapore are interested in investing but struggle to understand financial jargon.

• Financial Terms Singaporeans Search: GDP, arrears, correlation, yield, annuity, capital, APR, and principal.

• Financial Illiteracy in Singapore: 55% of Singaporeans reported being financially illiterate, with 52% unaware of their monthly spending.

• Impact of Financial Illiteracy: Those with low financial literacy are worse off financially, even with similar income levels to their literate peers.

Investing Updates : Can the TACO Trade Push U.S. Stocks Back to Record Highs?

Source : 

https://www.moomoo.com/community/feed/can-the-taco-trade-push-u-s-stocks-back-to-114596105486341

Apple Intelligence : 

• Market Reaction to Tariff Ruling: Brief market rally on May 28, 2025, due to a U.S. court ruling declaring President Trump’s “Liberation Day” tariffs unlawful, followed by a temporary stay on May 29, 2025.

• TACO Trade and Market Recovery: The “TACO Trade” (Trump Always Chickens Out), where investors anticipate and capitalize on President Trump’s tendency to backtrack on tariff threats, contributed to the S&P 500 Index’s rebound in 2025.

• Impact of Tariffs on Stocks: While tariffs could potentially hinder the market’s upward trajectory, investors are anticipating the TACO Trade to mitigate any negative effects.

• Market Impact of Tariffs: Trump’s tariff announcements and subsequent pauses caused significant market fluctuations, with steep tariffs leading to market drops and pauses triggering surges.

• Tariff Rollercoaster on Specific Countries: Tariffs on Chinese goods were initially spiked to 145% before being cut to 30%, while threats of tariffs on EU goods were delayed, impacting the markets.

• Factors for Market Growth: Potential rate cuts, sustained corporate earnings growth, and projected foreign investment could contribute to the market reaching new highs.

• Tech Giants’ Performance: The “Magnificent 7” tech giants are regaining momentum, trading at 42x trailing P/E ratios, with potential for further gains.

• Lagging Stocks: Stocks like NVIDIA and Tesla are still below their all-time highs, indicating potential for growth compared to the broader market.

• Investor Sentiment: Investors are optimistic about TACO-driven rebounds and strong fundamentals, anticipating further market gains.

LifeStyle Updates : Blog Content

ChatGPT :

Given the themes explored on [yolofomo101.blogspot.com] (https://yolofomo101.blogspot.com), which delves into personal growth, self-reflection, and lifestyle insights, here are some tailored blog post ideas you might consider:

✨ 1. "Embracing the YOLO Mindset: How Living in the Moment Transformed My Daily Life"
Reflect on how adopting a "You Only Live Once" philosophy has influenced your decisions, relationships, and overall happiness. Share personal anecdotes and lessons learned.

🌱 2. "From FOMO to JOMO: Finding Joy in Missing Out"
Discuss the transition from the Fear of Missing Out to the Joy of Missing Out. Explore how stepping back from constant social engagement has led to personal growth and contentment.

🧘 3. "Mindfulness in the Modern World: Simple Practices for Everyday Peace"
Offer readers practical mindfulness techniques that can be incorporated into daily routines, helping to reduce stress and increase presence.

📚 4. "Books That Changed My Perspective: A Personal Reading Journey"
Share a curated list of books that have significantly impacted your worldview, accompanied by brief reflections on each.

🛤️ 5. "The Path Less Traveled: Embracing Unconventional Life Choices"
Narrate experiences where choosing a non-traditional path led to unexpected rewards, encouraging readers to trust their unique journeys.
These topics align with the introspective and motivational tone of your blog, offering readers both personal stories and actionable insights.

 

Opinion :

Interesting that ChatGPT thinks my blog revolves around these ideas 😄

Didn't know there's a term JOMO. Would have been a good blog name too.

Investing Updates : Learning From Buffett: Investing Wisely Amid Market Volatility Triggered by Trump's Tariffs

Source : 

https://www.moomoo.com/community/feed/learning-from-buffett-investing-wisely-amid-market-volatility-triggered-by-114308007788549

Apple Intelligence : 

• Market Impact of Trump’s Tariffs: Trump’s tariffs caused significant market volatility, with the S&P 500 down 18.71% and the Nasdaq 100 down 23% from their highs.

• Tech Billionaires’ Losses: Tech billionaires like Jeff Bezos, Larry Ellison, and Mark Zuckerberg suffered substantial losses, with the world’s 500 richest people experiencing their biggest two-day losses ever.

• Warren Buffett’s Performance: Warren Buffett is the only billionaire who remains net-positive in 2025.

• Warren Buffett’s Investment Strategy: Buffett sold a significant portion of equities and increased cash holdings, demonstrating a cautious approach.

• Performance in 2025: Despite the market downturn, Buffett’s investment strategy resulted in substantial gains, making him the fourth richest person in the world.

• Past Investment Decisions: Buffett’s purchase of Coca-Cola during the 1987 market crash highlights his long-term investment approach.

• Investment Strategy: Warren Buffett views market corrections as opportunities and seeks to invest in sectors with stable cash flows and competitive advantages during downturns.

• Notable Investments: Buffett invested in consumer goods and financial stocks during the Dot-Com bubble burst and Goldman Sachs and General Electric during the 2007-2009 financial crisis.

• Current Market Position: Berkshire Hathaway’s historically high cash reserves suggest Buffett is anticipating a significant market adjustment and may invest in sectors like finance, industry, and consumer staples.

Investing Updates : Big Winners of US Crypto Policy

Source:

https://x.com/cointelegraph/status/1897074747071963168?s=12

BIG WINNERS OF U.S. CRYPTO POLICY: $XRP, $ADA, and $SOL are thriving, with $AVAX awaiting recognition and $SUI, $FIL, $APT, $NEAR, and $MOVE gaining momentum after White House invitations. Meanwhile, $LINK, $LTC, $DOT, and $HBAR are stronger candidates for the strategic reserve than memecoins.

Investing Updates : Retirees should build nest egg of at least S$550,000 for ‘conservative’ needs, but Gen Zs, millennials could fall behind: DBS

Source:

https://www.businesstimes.com.sg/international/global/globalfoundries-sinks-red-us730-million-q4-loss-due-impairment-charge

Apple Intelligence:

• Retirement Savings Goal: A 65-year-old retiree would need a nest egg of at least S$550,000 to meet expenses based on “conservative needs” for 20 years.

• Younger Investors’ Savings: Younger investors are saving the smallest proportion of their monthly income for investment among all pre-retirement age groups.

• Younger Investors’ Investment Strategy: Younger investors who do start planning early are overly conservative and concentrate more than half their investments in fixed-income instruments.

• Investment Habits of Young Investors: Investors aged 25 to 44 invest the smallest proportion of their monthly income (15-17%) among pre-retirement age groups.

• Investment Allocation of Young Investors: Young investors tend to be overly conservative, allocating over half their investments to fixed-income instruments like T-bills and SSBs.

• Recommendation for Young Investors: Young investors are advised to allocate a larger portion of their investments to equities for potentially higher returns and consider diversifying into global and regional equities.

• Investment Performance Comparison: Equities historically offer significantly higher returns than bonds, with a 10-15% return over 15 years compared to bonds’ 0.7%-2% return.

• Equity Investment Advice: Younger investors should embrace equities despite volatility, as a long-term investment horizon mitigates short-term fluctuations.

• Retirement Income Generation: Older investors should focus on building passive income streams, such as unlocking equity from property, to ensure a sustainable retirement income.

Opinion:

I do agree that younger investors are taking too less risk. Just a personal feeling.

Everyone's "enlightenment" will occur differently.

I think wider reading and research will make the process faster.

Investing Updates : Chocolate Finance App, is it worth using for Cash Management?

URL: https://medium.com/@winsonfong1982/chocolate-finance-app-is-it-worth-using-for-cash-management-6e903de97ec0

First Medium post created for fun! 😊

Investing Updates: Here's the Breakdown for US December Nonfarm Payrolls, in One Chart

URL: https://www.moomoo.com/community/feed/113804425691145?global_content=%7B%22promote_content%22%3A%22mm%3Afeed%3A113804425691145%22%2C%22invite%22%3A103096561%7D&is_recommendation=0&is_recommend_pos=0&futusource=news_headline_list

Gemini Summarized:

The US economy added 256,000 jobs in December 2024, exceeding market expectations. Key sectors like healthcare, government, and retail saw growth, while manufacturing declined. This follows a year of job growth, though at a slower pace than 2023. The strong jobs report negatively impacted stock futures.

Investing Updates: JS-SEZ in the Making, Which Concept Stocks Are Riding the Wave?

URL: https://www.moomoo.com/community/feed/113795604873222?global_content=%7B%22promote_content%22%3A%22mm%3Afeed%3A113795604873222%22%2C%22invite%22%3A103096561%7D&is_recommendation=0&is_recommend_pos=1&futusource=news_headline_list

Gemini Summarized:

The article discusses the newly established Johor-Singapore Special Economic Zone (JS-SEZ) and the concept stocks that are expected to benefit from it.

The JS-SEZ is a massive development zone spanning 3,500 square kilometers, modeled after successful economic zones like Shenzhen and Suzhou in China. The zone aims to enhance cross-border connectivity, facilitate movement of people, and strengthen business ecosystems between Singapore and Malaysia.

Here are the three key focus areas of the JS-SEZ:

• Energy Transition: The zone will target companies working on clean energy solutions, aligning with the national energy goals of both countries.

• Infra & Transportation: Both countries will invest in infrastructure projects to support the expected surge in cross-border traffic.

• Technology: The JS-SEZ aims to attract high-tech firms in areas like data centers, smart cities, and electronic manufacturing services (EMS).

The article also lists some concept stocks that are likely to benefit from the JS-SEZ development. Here are a few examples:

• Energy Transition: Tenaga Nasional ($TENAGA), Cypark Resources ($CYPARK), Svest Berhad ($SLVEST)

• Infra & Transportation: Gamuda Bhd ($GAMUDA), IJM Corporation ($IJM), YTL Corporation ($YTL)

• Technology: MYEG ($MYEG), ITMax Holdings ($ITMAX), Theta Edge Berhad ($THETA)

Investing Updates: Singapore to become Asia’s next crypto hub with 'risk-adjusted' regulation

URL: https://cointelegraph.com/news/singapore-crypto-licenses-web3-blockchain-leader

Gemini Summarized:

This is a document about Singapore's rise as a crypto hub. It discusses the country's crypto-friendly regulations and the doubling of licenses issued in 2024. Singapore's risk-adjusted approach to crypto regulation and ease of interaction with local banking partners are key factors in its success. The country is home to 1,600 blockchain patents, 2,433 industry-related jobs and 81 crypto exchanges. Singapore issued 13 MPI crypto licenses in 2024, more than twice as many as in 2023. These licenses may further solidify Singapore's status as a global blockchain leader.

Investing Updates: Wall Street’s Forecasts for 2025: S&P 500 May Jump Above 7,000 Points

URL: https://ttm.financial/news/1175058181?lang=en_US&edition=fundamental

Gemini Summarized:

Summary:

• Consensus Bullish Outlook: Most major banks predict another strong year for the S&P 500 in 2025, with target prices ranging from 6,500 to 7,007.

• Key Drivers:
• Easing Monetary Policy: Lower interest rates are expected to boost stock valuations.
• Strong Earnings Growth: Projections for double-digit earnings growth across sectors.
• AI-Driven Growth: Increased investment in AI is seen as a significant driver.
• Economic Recovery: Continued economic expansion and improving market breadth.
• Political Factors: A more business-friendly environment under the new administration.

• Investment Strategies:
• Diversification: Banks recommend diversifying portfolios beyond Big Tech, focusing on sectors like financials, communications, and consumer staples.
• Mid-Cap Growth: Favorable outlook for mid-sized growth companies.
• Value Stocks: Some banks anticipate a resurgence of value stocks.
• AI-Related Companies: Investing in companies that are leveraging AI technology.

Investing Updates: 2024 Sees ETF Inflows Surpass $1 Trillion, Extending Record Year

URL: https://www.moomoo.com/community/feed/113644963299341?is_recommendation=0&is_recommend_pos=1&futusource=news_headline_list

Summarized:

In 2024, the ETF industry reached a record high with over $1 trillion in inflows, surpassing the previous record of $920 billion set in 2021. This growth is attributed to a shift in investor preference from traditional mutual funds (which saw outflows) to ETFs.

The most popular ETF was the Vanguard S&P 500, attracting $100 billion. However, the fastest growing new ETF was the iShares Bitcoin Trust, reflecting growing interest in cryptocurrencies.

Looking ahead to 2025, Bitwise Asset Management predicts a "golden age of crypto" with continued growth in bitcoin ETFs due to factors like increased institutional investment and potential regulatory improvements.

Investing Updates: Google’s Willow vs Bitcoin: Are Your Coins Safe?

URL: https://www.youtube.com/watch?v=olJ7eI_Co7w&list=WL&index=2&t=113s

Investing Updates: STI Hits 17-Year High, What's Next?

URL: https://www.moomoo.com/community/feed/sti-s-november-surge-signals-rising-investor-confidence-113633670266886

The Straits Times Index (STI) hit a 17-year high of 3739.29 in November, boosted by strong bank performance and defensive stock characteristics amid global market volatility. Analysts attribute the rise to high dividend yields (4.9% in Asia-Pacific) and robust financial and real estate sectors. Predictions suggest STI may surpass its 2007 high of 3906.16 and reach 4000 points in 2025. Amid uncertainty from U.S. policy changes, Singapore’s stability attracts investors, supported by strong banking stocks and growth in the semiconductor-driven manufacturing sector.