- Just got rewarded $2 into EZ-Link e-Wallet.
- Fastest finger first survey. One of the reasons to turn on all notifications for mobile applications.
π½ππππππ, ππππππ ππ ππͺ πππ πΌππ₯ππ£π₯πππππππ₯ πΉππ π
Monday 22 January 2024
LifeStyle Updates : First 1000 EZ Link Wallet Rewards
Sunday 14 January 2024
LifeStyle Updates : KFC Whack A Chicken
- $8 off e-Voucher is good. It's applicable for all types of purchases (Online, Takeaway, Delivery) too.
- But it's hard to get the required points. At least 1000 points to have a chance.
- Games also seem to be random with the chicks' types. (Blue chick awards the most points) So sometimes it feels like 1000 points is not doable.
Monday 1 January 2024
Rewards Updates : Kopitiam Rewards
- Kopitiam has a good reward system especially when you use Trust Card as payment.
- There is free hot kopi when you scan the QR Code for surveys. It expires within 1 month. Use of Trust Card with 4 transactions gives you free kopi too. It expires within 3 months.
- When purchases are > $10, scan with ShopperLink app to get points.
Sunday 10 December 2023
Rewards Updates : CrowdTask
- New Government platform to answer questions, submit budget meals and claim points for NETs QR discounts.
- The questions are usually simple. Although you could be identified since it is via SingPass login, some people may provide "fake" responses.
- Budget meal submissions are cool. Needs more people to do submissions and verifications.
https://www.crowdtask.gov.sg/
Friday 27 October 2023
Lifestyle Updates : Apple Subscriptions Increase
Bad news on the savings front for casual gamers to play different variety games.
Arguably the cheapest gaming package for casual gamers, Apple Arcade has increased its price by 42%. Ouch.
I subscribed to the annual deal at $69.98. The new annual deal will likely be $99.98.
Will monitor its closest competitor Netflix games to see if it gets better value there.
But I enjoy playing on the Mac with 8bitdo controller which Netflix games currently do not support =/
Monday 11 September 2023
Rewards & Referrals Updates
---Current Rewards Activities---
https://www.singaporepools.com.sg/ (ToTo & Football Betting)
https://www.lifepointspanel.com/
https://sg.yougov.com/en-sg/results/
https://script.tv/
https://labs.zetachain.com/
https://scroll.io/bridge
https://zealy.io/
https://galxe.com/explore#campaign
https://taskon.xyz/explore
---Referrals---
MooMoo
ZAWZ2BXM
Tiger Brokers
KDXR9K
WeBull
https://www.webull.com.sg/s/uIYsgpFjuEAY9jmksN
Syfe
SRPTUW33H
https://www.syfe.com/invite/trade/SRPTUW33H
EndowUs
NPERD
https://endowus.com/invite?code=NPERD
uSMART
UUEA
https://m.usmartsg.com/promo/overseas/bonus-dec.html?ICode=uuea&langType=3&Id=
Coinhako
Gs52LE6
https://www.coinhako.com/affiliations/sign_up/Gs52LE6
Crypto.com
vkmtstj959
https://crypto.com/app/vkmtstj959
Bake (Previously CakeDefi)
011465
https://cakedefi.com/?ref=011465
Ledger
https://shop.ledger.com/?referral_code=KT5ZJ1JDC61QY
Trust Bank
YTKNCJWS
Interactive Brokers
https://ibkr.com/referral/szewei952
KuCoin
QBSAG9MC
https://www.kucoin.com/r/rf/QBSAG9MC
Nexo
https://nexo.com/ref/0cgktfmbxo?src=web-link
Independent Reserve
WGAZDY
https://www.independentreserve.com/invite/WGAZDY
SwagBucks
https://www.swagbucks.com/p/register?rb=128107398
Cointiply
Faucetcrypto.com
https://faucetcrypto.com/ref/3089558
ShopBack
qg5mp5
https://app.shopback.com/vMqHzbB9Gxb
DBS Paylah
WINMWM398
FavePay
FAVEWINSON4
https://m.myfave.com/singapore/invite/FAVEWINSON4
Grab
YouTrip
https://youtrip.onelink.me/3xWB/ua0ad5pv
FoodPanda
https://www.foodpanda.sg/referral?code=2b80d3de15f1db5d91e4d0ea9b489380&geid=FP_SG
Atome
https://app.atome.sg/s/8WrLOepMT
BitReFill
https://www.bitrefill.com/signup?code=h6zjgdg6
Revolut
https://revolut.com/referral/szewei70ll!MAR1-23-AR
ZetaLabs
https://labs.zetachain.com/leaderboard?code=tR-rcLX8yIMDnfDTJsQrF
Script Network
lYyBCO5D6a
https://zealy.io/c/scriptnetwork/invite/dYiKlToq0T_l99aPKeitt
Ethermail
https://ethermail.io/?afid=644bae79639cb1f4d230b483
BlueMove
https://zealy.io/c/bluemove/invite/x_GtUitP_ddK8xI7nelT_
Dobin
https://www.dobin.io/?kid=2WRV8M
EZ-Link Para Dash Game
41F78D
Wednesday 19 July 2023
Budget Tracking : Manual vs Using Apps
I love and support new tech. It's part of the reason why I'm still in IT field.
When it comes to tech's application to Personal Finance, it's tricky.
Started to use MS Excel many years ago along with usage of Yahoo Finance, moved to Google Finance but back to Yahoo Finance when Google Finance temporarily ceased...
Moved on from MS Excel to Apple iCloud Numbers in recent years.
Tried many FinTech apps along the way e.g. Wally, Seedly, DBS NAV Planner, etc. At the end of day, nothing really beats excel-like apps.
Saturday 15 April 2023
What Centralised Cryptocurrency Exchanges to use for Cost Savings
https://www.finder.com/sg/cryptocurrency/exchanges
I started my crypto journey using centralised exchanges such as CoinHako, Gemini and Independent Reserve. Since the crypto centralised exchange crisis, the perks of using these services are getting lesser and lesser.
To some extent, direct purchases via hardware wallets like Ledger saves the hassle of transferring here and there. The blockchain network fees for each exchange keeps changing just like bank credit card terms and conditions.
Bottom line is fewer and fewer promotions are available now in crypto exchanges due to crypto winter making it not worth the time to bother about it.
For Lending Centralised Platforms, I've lost some crypto in Celsius bankruptcy. Pulled out all holdings from Nexo, CoinLoan, CoinHako and Hodlnaut earn programmes.
I still have some crypto left in CakeDefi, technically still considered centralised, but centralised exchanges are no longer the focus.
Strategy right now is to have majority in Ledger, some in altcoin blockchain's default defi staking services and some in other defi platforms.
Sunday 9 April 2023
What Brokerage to use for Cost Savings
https://www.singsaver.com.sg/blog/best-brokerage-account-singapore
https://blog.moneysmart.sg/invest/investment-brokerage-singapore-guide/
https://blog.seedly.sg/cheapest-brokerage-singapore-comparison/
It's hard to say which brokerage is best to use for all your trades. Tons of blogs will show you their differences.
In my opinion, just like how you would diversify your portfolio. It's best you spread your holdings across several brokerage services in case any of them collapse and you need to perform a transfer.
Also, global digitalisation introduce many brokerages into Singapore. Most of them will come with welcome bonus with specific criteria which are usually easy to complete.
Currently I'm using the below,
- DBS Vickers
- Standard Chartered
- MooMoo
- Tiger Brokers
- Syfe
- uSmart
- WeBull
- EndowUS
- Interactive Brokers
I log in MooMoo and Tiger Brokers daily to get reward points to redeem gifts.
Tiger Brokers Stock Vouchers are particularly attractive rewards. But they get redeemed very fast, you have to stalk the page around 10am to get them.
An issue with using multiple brokerages is the hassle of tracking and updating your dividends. But it's easy once you figure out how for each app. Just do it once per month to save time.
https://yolofomo101.blogspot.com/2023/03/referral-codes.html
Would greatly appreciate to use my referrals should you decide to use any of the brokerage services.
Thanks!
Saturday 25 March 2023
What eWallets and ePayments to use for Cost Savings
Sunday 12 March 2023
How to use Mcdonald's, Shopperlink & Malls Apps for Cost Savings
https://www.allsgpromo.com/mcdelivery-promotion/
https://www.sgdtips.com/mcdonalds-singapore-latest-meal-coupons/
Most parents go McDonalds frequently for their children.
There's a few ways to get some savings.
1. Look at promotion websites for promo codes.
https://apps.apple.com/sg/app/mcdonalds/id1217507712
2. Use McDonalds mobile application.
Enter promo codes, if any, from promotion websites.
Play the game daily to get new deal. Game resets daily at 12am SG Time.
Give feedback and get 1 reward. There's a limit of rewards you can get per month. Currently 5 times.
Most McDonalds deals require you to tie with a purchase. So, split up your purchases using the self-service kiosk.
For each purchase, you need to manipulate the amount based on where you are buying McDonalds from.
https://apps.apple.com/sg/app/shopperlink/id1533952133
https://apps.apple.com/sg/app/capitastar-app/id1058746494
https://apps.apple.com/sg/app/frasers-experience-frx/id6443769620
3. Use the relevant shopping mobile application based on which McDonalds you are at.
For heartland malls, use shopperlink.
For established malls, use the real estate company's mobile application. Some big players' links above.
Every mall has their own terms and conditions. So, you have to find and read the sometimes long-winded text π .
Unfortunately, ChatGPT https://chat.openai.com/chat is unable to provide this information yet.
Friday 10 March 2023
How to use Shopee Trick with Trust Bank for Additional Interest
https://yolofomo101.blogspot.com/2023/03/trust-bank-shopee-hack.html
https://thefinance.sg/2023/03/06/trust-bank-bonus-interest-shopee-1-cent-voucher-hack/