Investing Updates : Portfolio Strategy

• I think a lot of people's portfolios are at all time high right now.
• So the question on many people's minds might be what's next to add? 😋

• For me, I will be continuing to adjust my portfolio ratios to the targeted 30/30/30/10 percentages. (See Portfolio link)
• As Crypto goes higher, I will gradually sell to realise gains and move the crypto ratio closer to 10%

• Imo, many SG-based financial influencers have recommended either SG Banks or REITs for local market investments. I've chosen REITs as a larger percentage of portfolio allocation because it fits my investing strategy and principles. I want to enjoy a bit along the way with dividends while riding on some capital gains.

• For overseas market, I will stick with VWRA and VUAA investments for exposure to U.S. If Trump really pushes the market higher for the coming years, these 2 ETFs should do well and they are Ireland-domiciled which can avoid estate tax complications.

• On earning activities, I've re-assigned more allocations to DeFi platforms throughout the year. I see the potential upcoming altcoin season as being bullish to the DeFi space.

• I'm pondering how I can make more side income e.g. starting casual YouTube channel with AI prompts, besides the ones I am currently using. Platform referrals have worked well and I like to thank all those who read my blog and used my referral codes 👍

• Congrats to all of us investing this year 💥