Sports Updates : Do we need more robots in pro tennis? | The Break

Opinion:

I think tennis needs to follow soccer. Use a hybrid of technology and human intervention for decisions. There's no perfect system. 

Too much technologies take away the entertainment.

Too much human takes away the fairness.

Investing Updates : Revolution On Telegram: Toncoin Becomes The Only Authorized Crypto!

URL: https://www.cointribune.com/en/revolution-on-telegram-toncoin-becomes-the-only-authorized-crypto/

Gemini:

Telegram has decided to make Toncoin the only authorized cryptocurrency for its platform. This means that users will need Toncoin to pay for premium subscriptions, services, advertisements, and even payments for mini-app developers. Telegram is also looking to tokenize digital assets within its ecosystem, such as emojis, stickers, and digital gifts. This move is seen as a way to strengthen TON's presence in the global market and make Toncoin a key player in digital payments.

Some people are disappointed with Telegram's decision to centralize its platform, but others see it as a springboard for the future of Toncoin. Only time will tell how this decision will ultimately impact Telegram and Toncoin.

Opinion:

I've changed some TON previously and is staking on TONkeeper. The news could be bullish for TON. Tbh, I prefer it to be centralised too 🤔. Too many blockchains create a messy micro-managing experience.

Entertainment Updates : Singapore Has 3rd Highest Percentage Of Overweight Population In Southeast Asia

URL: https://www.8days.sg/entertainment/local/singapore-3rd-highest-percentage-overweight-population-southeast-asia-840216

BoltAI: 

Singapore ranks third in Southeast Asia for the percentage of its overweight population, with 11.6% classified as overweight, according to a recent infographic from Seasia Stats based on data from The World Factbook. The countries with higher rates are Brunei (28.2%) and Malaysia (19.7%), while Thailand follows Singapore. Other countries in the region, like the Philippines and Indonesia, have lower obesity rates.

The rising obesity levels in Singapore have sparked discussions online, with many attributing the high rates to factors such as the consumption of sugary drinks, easy access to affordable food, and a sedentary lifestyle influenced by the humid climate. Some netizens pointed out that local dishes are often high in sodium and carbohydrates, contributing to weight gain. 

While many Singaporeans expressed concern about the findings, some argued that the data is negatively framed, noting that Singapore’s rates are still lower compared to countries like the US, which has an obesity rate of 40.3%. Additionally, there are criticisms of using BMI as a sole measure of obesity, as it does not account for muscle mass or fat distribution. The conversation raises questions about the need for increased physical activity among Singaporeans.

Opinion:

We are not first? Inconceivable! 😂

We have to stay healthy!

There is no point having wealth without health! 😏

Investing Updates : S-REITs Fell in 2024: Are They Still Attractive in 2025 with Higher for Longer Rates?

URL: https://drwealth.com/s-reits-fell-in-2024-are-they-still-attractive-in-2025-with-higher-for-longer-rates/

BoltAI:

In 2024, Singapore Real Estate Investment Trusts (S-REITs) faced significant challenges, with major ETFs like the CSOP iEdge S-REIT Leaders Index ETF and Lion-Phillip S-REIT ETF declining by 11.6% and 9.9%, respectively. Despite the general downturn, some REITs, such as Cromwell European Real Estate Investment Trust, achieved remarkable growth, indicating a diverse performance landscape.

The analysis highlights that REITs with strong Net Property Income (NPI) growth and high dividend yields tended to perform better. However, outliers exist where financial performance did not correlate with market success, suggesting external macroeconomic factors also play a vital role.

Key trends indicate that REITs with lower leverage ratios (below 40%) are currently more appealing to investors. For instance, Cromwell and Keppel DC REIT outperformed due to higher occupancy rates and a focus on logistics and e-commerce, sectors benefiting from ongoing digital and supply chain growth. In contrast, REITs heavily invested in office properties, like IREIT Global, struggled due to the lingering effects of remote work and economic pressures in their primary markets.

The rising interest rates have particularly impacted US office market REITs, making debt servicing difficult, while those with proactive portfolio management strategies, like CapitaLand Integrated Commercial Trust, showed resilience through high occupancy and fixed-rate borrowings.

Looking ahead to 2025, S-REITs may recover, but investors need to be discerning. With the potential for lower interest rates, consumer spending in Southeast Asia is anticipated to grow, particularly in countries like Indonesia and Vietnam. However, caution is advised, especially regarding REITs in Europe, given slow economic growth and debt challenges.

In summary, while some S-REITs may present attractive opportunities in 2025, a careful and selective investment approach is crucial in the face of ongoing macroeconomic uncertainties and higher interest rates.

Opinion:

I see many articles being overly cautious on REITs. Let's go All In Now! 😂

Stay calm. Get your portfolio allocations right.

I think REITs will be fine at some point during Trump's second term.

Investing Updates : Nerfed: Chocolate Finance Drops Top-up Rate to 3% and 3.3% p.a. on First S$50,000 From 1st February 2025

URL: https://sethisfy.com/nerfed-chocolate-finance-drops-top-up-rate-to-3-and-3-3-p-a-on-first-s50000-from-1st-february-2025/

Apple Intelligence:

Chocolate Finance has announced a reduction in its top-up program rates, effective February 1st, 2025. The new rates, ranging from 3% to 3.3% p.a., follow a similar adjustment from a couple of months ago and are attributed to changing market conditions. While other features like instant withdrawals remain unchanged, the short notice period of less than two weeks is considered inadequate.

Opinion:

I've recently added funds to Chocolate Finance platform. And then it drops 😂. But I think it's still a good product when compared to other cash management options for first 20k.

Referral: https://share.chocolate.app/nxW9/risyvv2n

LifeStyle Updates : 24/7 Durians, Now A Reality: Durian Vending Machines Debut In S’pore

URL: https://www.8days.sg/eatanddrink/newsandreviews/durian-vending-machine-singapore-840166

Apple Intelligence:

Durian seller Kaki Kaki will install a vending machine at Tampines MRT station, selling pre-packed Mao Shan Wang durians. The company plans to expand its vending machine network and explore partnerships with malls and retail spaces.

Opinion:

Interesting. Wonder how well it will sell. Will it be as successful as iJooz?

Investing Updates : What to Expect in the Week Ahead (Earnings from NFLX and Airline Stocks; Trump Inauguration)

URL: https://www.moomoo.com/community/feed/what-to-expect-in-the-week-ahead-nflx-earnings-and-113853802479621?global_content=%7B%22promote_content%22%3A%22mm%3Afeed%3A113853802479621%22%2C%22invite%22%3A103096561%7D&futusource=news_headline_topnews

Apple Intelligence:

Investors are closely monitoring corporate earnings reports, particularly from Netflix and airline stocks, as well as the potential impact of Trump’s inauguration on market dynamics.  Economic indicators like consumer sentiment, existing home sales, and jobless claims will also be crucial in shaping market movements.

Opinion:

All focus is on Trump's inauguration. Celebrations are great for happiness 😄. I think it will be bullish this week. 

Investing Updates : Is the 1-year T-bill better than the 6-month T-bill and fixed deposits?

URL: https://growbeansprout.com/1-year-t-bill-vs-6-month-t-bill-jan-2025

Gemini:

Key Takeaways:

• Yield Comparison:
• 1-year T-bill closing yield (2.80%) is currently lower than the 6-month T-bill cut-off yield (2.99%).
• 1-year T-bill yield is higher than the best 1-year fixed deposit rate (2.60%).

• Reinvestment Risk:
• Investing in two 6-month T-bills exposes investors to the risk of lower yields on the second tranche if interest rates decline.

• CPF Considerations:
• Using CPF for 1-year T-bills involves a longer period of lost CPF interest compared to 6-month T-bills.

• Author's Opinion:
  • The author prefers the 1-year T-bill to the 6-month T-bill due to the potential for lower reinvestment risk.
  • The author also considers the 1-year T-bill more attractive than fixed deposits due to its higher yield.

In essence, the article analyzes the trade-offs between 1-year and 6-month T-bills, considering factors like current yields, reinvestment risk, and CPF implications. While the 6-month T-bill currently offers a higher yield, the author favors the 1-year T-bill to avoid potential reinvestment risks at potentially lower rates.

Gaming Updates: Nintendo Switch 2 Reveal: Here’s Everything Announced and Confirmed

URL: https://za.ign.com/nintendo-switch-2

Apple Intelligence:

Nintendo has officially revealed the Switch 2, confirming a 2025 release date and several new features. The console is larger, with a magnetic Joy-Con attachment system and a new button on the right Joy-Con.  A Nintendo Switch 2 Direct is set for April, where more details about the console and launch games will be revealed.

Opinion:

It's a safe play by Nintendo. The additional USB C is a plus point, especially if it's able to support external screens. Will consider it if the price is right.

Investing Updates : A Tale of Two Sectors: The Growing Divide Between Banks and REITs

URL: https://www.wealthfor.us/a-tale-of-two-sectors-the-growing-divide-between-banks-and-reits/

Apple Intelligence:

Singapore stocks experienced a mixed performance in 2024, with banks benefiting from higher interest rates while REITs struggled due to increased borrowing costs.  Although the Fed has initiated rate cuts, the slower pace of reductions suggests a prolonged period of higher interest rates, impacting the performance of banks and REITs differently.  While banks appear overvalued, REITs offer potential for a turnaround, but investors should exercise caution and conduct thorough due diligence before making investment decisions.

Opinion:

Nice insights. Agree with most points. Imo, REITs is a better buy than banks.