Saturday, 5 April 2025

Investing Updates : Lots of Fear in the Market, Stay Calm and Stick to your Strategy


Source : 



Opinion : 


Lots of fear in the world markets right now.
Rightfully so, with the uncertainty caused by tariffs.
Stick to your strategy and start allocating or re-balancing as usual.

For me, I'm topping up VWRA to increase portfolio allocation as planned, link here.
I'm also executing CPF trades on Poems with 80/20 allocations to Amundi Index MSCI World A12S (C) and Amundi Prime USA AS (C).
Stay calm and stick to your strategy of Lump Sum or DCA.

Investing Updates : Surprising Upside in March Nonfarm Payrolls Fails to Halt Pre-Market Decline: Here is the Breakdown in One Chart


Source : 



Apple Intelligence :


β€’ Job Growth: The US economy added 228,000 jobs in March 2025, surpassing expectations and marking the highest increase in three months.


β€’ Unemployment Rate: The unemployment rate rose to 4.2% in March 2025, the highest since November 2024.


β€’ Stock Market Performance: Major stock indices fell despite strong job growth due to China’s tariffs on the US.

Friday, 4 April 2025

LifeStyle Updates : Delifrance S’pore Extends 2-for-$14 and 4-for-$24 Sandwiches Promotion Until 30 April 2025


Source : 



Apple Intelligence :


β€’ Sandwich Promotion Extension: Delifrance Singapore extends its sandwich promotion until 30 April 2025.


β€’ Promotion Details: 2 sandwiches for $14 or 4 sandwiches for $24, available at all Delifrance outlets in Singapore.


β€’ DΓ©li Friends Perks: Complimentary beverage with every order and access to exclusive perks and promotions.


β€’ Sandwich Promotion: Delifrance is offering a promotion on sandwiches.


β€’ Bread Options: Customers can choose from Baguette, Ciabatta, Butter Croissant, or Wholemeal Croissant.


β€’ Promotion Duration: The promotion is valid while stocks last.

LifeStyle Updates : What a New Plants Vs Zombies Game Needs to Learn From PvZ 3


Source : 



Apple Intelligence :


β€’ Franchise Status: Plants vs. Zombies, once a popular casual game, has lost momentum and could benefit from learning from its last installment.


β€’ Game Developer: PopCap, known for arcade games like Peggle and Bejeweled, created Plants vs. Zombies and was later acquired by EA.


β€’ Game Success: Plants vs. Zombies achieved massive popularity due to its charming art style, humor, and strategic gameplay.


β€’ Series Decline: The Plants vs. Zombies series has been declining since 2019, with PvZ: Battle for Neighborville failing to resonate with fans and subsequent games suffering from lack of support and power creep.


β€’ PvZ 3 Failure: The release of Plants vs. Zombies 3, intended to revive the series, has been unsuccessful, with the game being unlisted after soft launches and failing to attract players.


β€’ Back to Basics: The next Plants vs. Zombies game should return to the classic formula of PvZ and PvZ 2, focusing on strategic plant selection and gameplay mechanics that made the series popular, while avoiding excessive monetization and power creep.


β€’ Storytelling Approach: Return to the simplicity of PvZ’s story, relying on level design and minimal dialogue.


β€’ Character and World Building: Avoid complex lore, a vast universe of characters, and world-threatening stakes.


β€’ Gameplay Focus: Prioritize challenging gameplay with evolving zombie attacks and strategic level design.

LifeStyle Updates : He makes a living streaming himself opening packs of Pokemon cards


Source : 



Apple Intelligence :


β€’ Occupation: Mr. Ang Bin Xiu is a full-time live streamer who opens Pokemon card packs on TikTok.


β€’ Business Model: Mr. Ang operates on a β€œrip and ship” model, where viewers purchase packs of cards, he opens them on stream, and then ships the cards to buyers.


β€’ Success: Mr. Ang sold $1 million worth of products within the first nine months of live streaming.


β€’ Business Model: Mr. Ang’s business allows customers to buy individual packs of Pokemon cards, making it accessible to those who cannot afford to buy a whole box.


β€’ Live Streaming: Mr. Ang live streams himself opening packs of Pokemon cards, interacting with viewers and fulfilling customer orders.


β€’ Financial Success: Mr. Ang’s live streaming business has been financially successful, selling $1 million worth of products in the first nine months and earning up to $10,000 per month at its peak.


β€’ Business Model: Mr. Ang transitioned from a job at Amazon to full-time live-streaming, selling sports cards and trading cards.


β€’ Market Growth: Social commerce in Singapore is projected to grow significantly, reaching US$8.47 billion by 2029.


β€’ Social Media Advantages: Social media offers targeted advertising, customer interaction, and higher conversion rates compared to traditional digital marketing.


β€’ Career Switch Motivation: Mr. Ang switched careers to live-streaming for the personal connections and shared hobby, not just profit.


β€’ Business Model: Mr. Ang views his live-streaming audience as friends, prioritizing shared passion over profit.


β€’ Financial Challenges: Fluctuating demand for products, with income varying based on new product releases and slow periods.

LifeStyle Updates : Toy prices could jump 50% following Trump’s tariffs on China, Vietnam


Source : 


https://www.cnbc.com/2025/04/04/toy-prices-trump-tariffs-china-vietnam.html

Apple Intelligence : 


β€’ Tariff Impact on Toy Industry: Trump’s trade war, with tariffs on China and Vietnam, will lead to higher toy prices.


β€’ Manufacturing Relocation: Toy companies are scrambling to find alternative manufacturing locations due to increased tariffs.


β€’ Retaliatory Measures: China plans to impose a 34% tariff on all U.S. products in response to the U.S. tariffs.


β€’ Tariff Impact on Toy Industry: Toy companies like Hasbro and Mattel are facing challenges due to tariffs on imports from China and other countries.


β€’ Production Relocation Challenges: Relocating production to countries like Vietnam, Indonesia, and India may not be financially viable due to tariffs on those countries as well.


β€’ Consumer Price Increases: Consumers can expect price increases on toys to offset the impact of tariffs.


β€’ Stock Market Impact: Toy companies’ stocks plummeted following the tariff announcement.


β€’ Consumer Impact: Consumers are expected to bear the brunt of the tariffs through price increases.


β€’ Price Increase Magnitude: Price hikes are projected to range from 35% to 50%, potentially coinciding with the back-to-school season.

Tuesday, 1 April 2025

Investing Updates : April's Must-See Financial Events: US Tariffs, Non-Farm Payrolls, CPI, and More

Source : 

https://www.moomoo.com/community/feed/114256962453510?global_content=%7B%22promote_content%22%3A%22mm%3Afeed%3A114256962453510%22%2C%22invite%22%3A103096561%7D&is_recommendation=0&is_recommend_pos=0&futusource=news_headline_list

Apple Intelligence : 

β€’ Key Economic Indicators: ISM Manufacturing Index (PMI) for March and ADP employment report will be released in early April.


β€’ Trade Policy: US will implement reciprocal tariffs on all countries and a 25% tariff on imported automobiles on April 2.


β€’ Labor Market Report: Non-farm payrolls and the unemployment rate will be announced on April 4.


β€’ Federal Reserve Chair Powell’s Speech: Scheduled after the release of non-farm payroll and unemployment rate data, focusing on the American economy, inflation, and the impact of Trump’s tariff policies.


β€’ FOMC Minutes Release: Scheduled for April 9 at 3 AM, providing details of the last Federal Open Market Committee meeting and potential future monetary policy directions.


β€’ Key Economic Indicators: March’s CPI release on April 10 and April’s ADP employment numbers and March’s PCE deflator release on April 30, providing insights into inflation trends and the economic landscape.

Saturday, 29 March 2025

Technology Updates : Apple's AI Crisis: Explained!


Investing Updates : STI's Historic Highs: 4000 Just a Pitstop?


Source : 



Apple Intelligence : 


β€’ STI Performance: The FTSE Singapore Straits Time Index reached a historic high of 4,005.18, marking a 12-day winning streak.


β€’ Contributing Factors: Above-trend GDP growth in 2024 and a cautiously optimistic market outlook for 2025 contributed to the index’s surge.


β€’ Sectoral Performance: The industrial sector saw the most net institutional inflows, with ST Engineering and Sembcorp Industries leading the gains.


β€’ STI Performance: The STI breaching 4,000 indicates robust investor confidence and a favorable economic climate, driven by banking and telecommunications sectors.


β€’ Future Outlook: The STI may continue its upward trajectory, driven by banking, real estate, and consumer stocks, making Singapore a potentially defensive investment market.


β€’ Historical Performance: The STI has yielded impressive returns since its inception in 1966, with a total return of 40% over the past three years (CAGR of 11.9%).