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Friday, 11 April 2025

Entertainment Updates : ‘Can she please take IPPT for me?’: S’pore woman in her 60s does parkour in playground, receives both praise & criticism

Source : 

https://mustsharenews.com/woman-parkour/

Apple Intelligence : 

Parkour Skills: A Singaporean woman in her 60s showcased impressive parkour skills in a playground.


Online Reaction: The video went viral, receiving both praise and criticism online.


Athleticism: The woman demonstrated flexibility and athleticism with moves like climbing, jumping, and a forward roll.


Public Reaction to Parkour: Netizens were impressed by the woman’s athleticism but also criticized her for stepping on playground equipment with shoes on.


Positive Feedback: Many praised the woman’s agility and strength, finding it refreshing to see an older woman engaging in parkour.


Negative Feedback: Some criticized the woman’s actions as unhygienic, disrespectful to the playground, and potentially dangerous for someone her age.

Wednesday, 9 April 2025

Investing Updates : Learning From Buffett: Investing Wisely Amid Market Volatility Triggered by Trump's Tariffs


Source : 



Apple Intelligence : 


Market Impact of Trump’s Tariffs: Trump’s tariffs caused significant market volatility, with the S&P 500 down 18.71% and the Nasdaq 100 down 23% from their highs.


Tech Billionaires’ Losses: Tech billionaires like Jeff Bezos, Larry Ellison, and Mark Zuckerberg suffered substantial losses, with the world’s 500 richest people experiencing their biggest two-day losses ever.


Warren Buffett’s Performance: Warren Buffett is the only billionaire who remains net-positive in 2025.


Warren Buffett’s Investment Strategy: Buffett sold a significant portion of equities and increased cash holdings, demonstrating a cautious approach.


Performance in 2025: Despite the market downturn, Buffett’s investment strategy resulted in substantial gains, making him the fourth richest person in the world.


Past Investment Decisions: Buffett’s purchase of Coca-Cola during the 1987 market crash highlights his long-term investment approach.


Investment Strategy: Warren Buffett views market corrections as opportunities and seeks to invest in sectors with stable cash flows and competitive advantages during downturns.


Notable Investments: Buffett invested in consumer goods and financial stocks during the Dot-Com bubble burst and Goldman Sachs and General Electric during the 2007-2009 financial crisis.


Current Market Position: Berkshire Hathaway’s historically high cash reserves suggest Buffett is anticipating a significant market adjustment and may invest in sectors like finance, industry, and consumer staples.

LifeStyle Updates : Long Weekends In Malaysia: Dates You May Want To Avoid Traveling To Malaysia


Source : 



Grok : 


The article "Long Weekends In Malaysia: Dates You May Want To Avoid Traveling To Malaysia" by Jo-Ey Chee, published on April 9, 2025, highlights six upcoming long weekends in Malaysia in 2025 that may lead to overcrowding and travel disruptions, particularly for Singaporeans planning short getaways. 


Malaysia’s favorable exchange rate makes it a popular destination for affordable dining, shopping, and exploration, but the article advises travelers to be mindful of Malaysia’s public holidays to avoid congestion on roads, public transport, and tourist hotspots.


In 2025, Malaysia will have 16 major public holidays, several of which fall on Mondays or Fridays, creating long weekends. If a holiday falls on a Sunday, the following Monday becomes a paid substitute holiday per Malaysian employment law. The six long weekends identified as potentially busy travel periods are:


1. Wesak Day (May 10–12): A shared holiday with Singapore, expect heavy crowds as both locals and Singaporean tourists travel, with historical data showing 1.5 million crossings at checkpoints in 2023.


2. Birthday of the Yang di-Pertuan Agong (May 31–June 2): Coincides with Malaysia’s June school break, likely increasing family travel.


3. Awal Muharram (June 27–29): A shorter holiday, prompting domestic travel or family visits.


4. National Day (August 31–September 1): Falls on a Sunday, with a replacement holiday on Monday, featuring a parade in Kuala Lumpur.


5. Prophet Muhammad’s Birthday (September 5–7): Aligns with Singapore’s September school vacation, potentially crowding roads.


6. Deepavali (October 18–20): Another shared holiday with Singapore, leading to a busy long weekend.


The article notes that while holidays offer a chance to experience cultural events, they also bring congested roads, longer queues, and possible shop closures, advising travelers to plan accordingly for smoother trips.

Gaming Updates : Apple Arcade adds five new games soon, here’s what’s coming


Source : 



Apple Intelligence : 


New Game Releases: Five new games are coming to Apple Arcade on May 1st.


Featured Game: WHAT THE CLASH?, a new party game from Triband, the creators of WHAT THE GOLF? and WHAT THE CAR?.


Other Games: with My Buddy, LEGO Friends Heartlake Rush+, Words of Wonders: Search+, and SUMI SUMI : Matching Puzzle+.


Gameplay: Players can play solo or challenge friends in hilarious party game battles with absurd combos.


Game Features: Players can climb leaderboards, enter tournaments, and customize their character with unlockable items.


Game Availability: Available on Apple Arcade for $6.99/month or included in the Apple One bundle.

Investing Updates : Time vs. Timing: 60 Years of S&P 500 Bull and Bear Market Insights


Source : 



Apple Intelligence :


Market Pullback Frequency: The S&P 500 experiences pullbacks of 5% or more about 3.4 times a year, corrections of over 10% about 1.1 times a year, and adjustments of over 15% about 0.5 times a year.


Market Recovery: The market always recovers from dips, regardless of the cause.


Importance of Time in the Market: Staying invested for the long term is crucial, as missing just the best 1% of weeks can significantly impact returns.


Bear Market Definition: A market decline of 20% lasting over two months.


Market Recovery: Recovery speed varies depending on the economic backdrop, with some markets rebounding quickly after interest rate cuts and others taking years to recover from recessions and crises.


Market Timing vs. Time in the Market: Staying invested for the long term is generally more beneficial than trying to time the market, as missing the best days can significantly reduce returns.


Investment Strategy: Shift focus from short-term metrics to long-term growth.


Market Timing: Emphasize time spent in the market over attempting to time market entry and exit points.


Market Downturns: Maintain a long-term perspective and avoid panic selling to benefit from market recoveries.

Tuesday, 8 April 2025

Rewards Updates : HeyMax announces major overhaul of Max Miles redemptions


Source : 



Apple Intelligence : 


Loyalty Program Update: HeyMax announced major updates to its Max Miles loyalty program, including changes to FlyAnywhere and conversion requirements.


FlyAnywhere Changes: Effective immediately, Max Miles can be redeemed via FlyAnywhere at a higher value of S$0.02 each, and partial redemptions are now allowed starting from 1,000 Max Miles.


Conversion Requirements: HeyMax is introducing a temporary minimum conversion requirement of 10,000 Max Miles and suspending instant points transfers.


Currency Conversion: Tickets in foreign currency are converted to SGD using the current spot rate for Max Miles deduction.


Non-Cash Payment: Max Miles can only be redeemed for the cash component of a commercial ticket.


Trial Measures: Boosted value and partial redemptions are trial measures from 7 April to 7 July 2025.


Conversion Options: HeyMax offers two models: direct points transfers and cash-for-miles.


Conversion Ratio: Both models have a 1:1 conversion ratio with no conversion fees.


Conversion Time: Direct points transfers are instant, while cash-for-miles conversions take up to five business days plus processing time.


Points Transfer Method Change: HeyMax is shifting from direct points transfers to a cash-for-miles model.


Minimum Conversion Amount Increase: The minimum conversion amount will be increased to 10,000 Max Miles from 21 April 2025.


Future Plan: HeyMax aims to migrate all partners back to direct transfers within 2-3 months, restoring 1,000 miles minimums and instant redemptions.


Max Miles Conversion Change: Instant conversions are suspended, requiring a multi-step manual process involving a virtual Visa debit card and purchasing miles/points from the airline/hotel.


Minimum Conversion Block Increase: The minimum conversion block is increased from 1,000 to 10,000, potentially leading to orphaned points.


Accor Live Limitless (ALL) Redemption: Instead of direct conversion, users need to complete a stay at an Accor hotel and submit the invoice for reimbursement of room rate, taxes, and incidentals.


Redemption Rate: 2,000 ALL points = €40, calculated using the day’s spot rate.


Program Changes: Adding transfers to EVA Air and Garuda, suspending transfers to Air Asia and JAL.


Devaluation Plan: Aiming to maintain a 1:1 ratio for Max Miles and no plans to devalue.


Max Miles Value Proposition: The 1:1 transfer ratio to airline and hotel programs is crucial for maintaining the value of Max Miles.


Program Expansion: HeyMax plans to expand the Max Miles program to 50 airline and hotel partners by 2027.


Transition Disruptions: Temporary disruptions, including the suspension of instant transfers and a new minimum transfer amount of 10,000 Max Miles, will occur during the transition.

Monday, 7 April 2025

Investing Updates : What to Expect in the Week Ahead (Tariffs Take Effect, Big Bank Earnings, and CPI)


Source : 



Apple Intelligence : 


Earnings Focus: Companies like Delta, CarMax, and Constellation Brands will discuss the impact of new U.S. tariffs.


Financial Sector Earnings: Morgan Stanley and JPMorgan are expected to report a decline in investment banking activity but potentially higher trading revenues.


Upcoming Economic Events: The U.S. stock market will face challenges including higher tariffs on April 9th, economic data releases, and Fed officials’ speeches.


Fed’s Inflation Concern: FOMC participants were more concerned about persistent inflation than Fed Chair Jerome Powell.


Tariff Impact on Inflation: March CPI and PPI data will show the effects of tariffs on Chinese imports, steel, and aluminum.


PPI Expectation: PPI is expected to reflect a rise, especially in producer prices linked to commodities.

Saturday, 5 April 2025

LifeStyle Updates : Nintendo Switch 2 will not change the industry this time?


Opinion : 


The price points for Nintendo Switch 2 and games are disappointing.
It's getting real expensive to be a gamer that supports games.
From a costs point of view, it makes more sense to play free gacha games, mobile-based and retro emulators. They are not console quality for sure but it is wallet friendly πŸ˜…

Personally, I'm continuing my Apple Arcade subscription, free gacha games and retro emulators.
If there's a thirst for console gaming, I'm leaning towards Nvidia GeForce Now cloud gaming service. Although that service has challenges on its own as linked here.

Investing Updates : Lots of Fear in the Market, Stay Calm and Stick to your Strategy


Source : 



Opinion : 


Lots of fear in the world markets right now.
Rightfully so, with the uncertainty caused by tariffs.
Stick to your strategy and start allocating or re-balancing as usual.

For me, I'm topping up VWRA to increase portfolio allocation as planned, link here.
I'm also executing CPF trades on Poems with 80/20 allocations to Amundi Index MSCI World A12S (C) and Amundi Prime USA AS (C).
Stay calm and stick to your strategy of Lump Sum or DCA.

Investing Updates : Surprising Upside in March Nonfarm Payrolls Fails to Halt Pre-Market Decline: Here is the Breakdown in One Chart


Source : 



Apple Intelligence :


Job Growth: The US economy added 228,000 jobs in March 2025, surpassing expectations and marking the highest increase in three months.


Unemployment Rate: The unemployment rate rose to 4.2% in March 2025, the highest since November 2024.


Stock Market Performance: Major stock indices fell despite strong job growth due to China’s tariffs on the US.