LifeStyle Updates : Delifrance S’pore Extends 2-for-$14 and 4-for-$24 Sandwiches Promotion Until 30 April 2025

Source : 

https://singpromos.com/dining-restaurants-food/delifrance-spore-extends-2-for-14-and-4-for-24-sandwiches-promotion-until-30-april-2025-288775/

Apple Intelligence :

• Sandwich Promotion Extension: Delifrance Singapore extends its sandwich promotion until 30 April 2025.

• Promotion Details: 2 sandwiches for $14 or 4 sandwiches for $24, available at all Delifrance outlets in Singapore.

• Déli Friends Perks: Complimentary beverage with every order and access to exclusive perks and promotions.

• Sandwich Promotion: Delifrance is offering a promotion on sandwiches.

• Bread Options: Customers can choose from Baguette, Ciabatta, Butter Croissant, or Wholemeal Croissant.

• Promotion Duration: The promotion is valid while stocks last.

LifeStyle Updates : What a New Plants Vs Zombies Game Needs to Learn From PvZ 3

Source : 

https://gamerant.com/plants-vs-zombies-new-game-lessons-pvz-3-improve-how-simple/

Apple Intelligence :

• Franchise Status: Plants vs. Zombies, once a popular casual game, has lost momentum and could benefit from learning from its last installment.

• Game Developer: PopCap, known for arcade games like Peggle and Bejeweled, created Plants vs. Zombies and was later acquired by EA.

• Game Success: Plants vs. Zombies achieved massive popularity due to its charming art style, humor, and strategic gameplay.

• Series Decline: The Plants vs. Zombies series has been declining since 2019, with PvZ: Battle for Neighborville failing to resonate with fans and subsequent games suffering from lack of support and power creep.

• PvZ 3 Failure: The release of Plants vs. Zombies 3, intended to revive the series, has been unsuccessful, with the game being unlisted after soft launches and failing to attract players.

• Back to Basics: The next Plants vs. Zombies game should return to the classic formula of PvZ and PvZ 2, focusing on strategic plant selection and gameplay mechanics that made the series popular, while avoiding excessive monetization and power creep.

• Storytelling Approach: Return to the simplicity of PvZ’s story, relying on level design and minimal dialogue.

• Character and World Building: Avoid complex lore, a vast universe of characters, and world-threatening stakes.

• Gameplay Focus: Prioritize challenging gameplay with evolving zombie attacks and strategic level design.

LifeStyle Updates : He makes a living streaming himself opening packs of Pokemon cards

Source : 

https://www.straitstimes.com/singapore/he-makes-a-living-streaming-himself-opening-packs-of-pokemon-cards

Apple Intelligence :

• Occupation: Mr. Ang Bin Xiu is a full-time live streamer who opens Pokemon card packs on TikTok.

• Business Model: Mr. Ang operates on a “rip and ship” model, where viewers purchase packs of cards, he opens them on stream, and then ships the cards to buyers.

• Success: Mr. Ang sold $1 million worth of products within the first nine months of live streaming.

• Business Model: Mr. Ang’s business allows customers to buy individual packs of Pokemon cards, making it accessible to those who cannot afford to buy a whole box.

• Live Streaming: Mr. Ang live streams himself opening packs of Pokemon cards, interacting with viewers and fulfilling customer orders.

• Financial Success: Mr. Ang’s live streaming business has been financially successful, selling $1 million worth of products in the first nine months and earning up to $10,000 per month at its peak.

• Business Model: Mr. Ang transitioned from a job at Amazon to full-time live-streaming, selling sports cards and trading cards.

• Market Growth: Social commerce in Singapore is projected to grow significantly, reaching US$8.47 billion by 2029.

• Social Media Advantages: Social media offers targeted advertising, customer interaction, and higher conversion rates compared to traditional digital marketing.

• Career Switch Motivation: Mr. Ang switched careers to live-streaming for the personal connections and shared hobby, not just profit.

• Business Model: Mr. Ang views his live-streaming audience as friends, prioritizing shared passion over profit.

• Financial Challenges: Fluctuating demand for products, with income varying based on new product releases and slow periods.

LifeStyle Updates : Toy prices could jump 50% following Trump’s tariffs on China, Vietnam

Source : 

https://www.cnbc.com/2025/04/04/toy-prices-trump-tariffs-china-vietnam.html

Apple Intelligence : 

• Tariff Impact on Toy Industry: Trump’s trade war, with tariffs on China and Vietnam, will lead to higher toy prices.

• Manufacturing Relocation: Toy companies are scrambling to find alternative manufacturing locations due to increased tariffs.

• Retaliatory Measures: China plans to impose a 34% tariff on all U.S. products in response to the U.S. tariffs.

• Tariff Impact on Toy Industry: Toy companies like Hasbro and Mattel are facing challenges due to tariffs on imports from China and other countries.

• Production Relocation Challenges: Relocating production to countries like Vietnam, Indonesia, and India may not be financially viable due to tariffs on those countries as well.

• Consumer Price Increases: Consumers can expect price increases on toys to offset the impact of tariffs.

• Stock Market Impact: Toy companies’ stocks plummeted following the tariff announcement.

• Consumer Impact: Consumers are expected to bear the brunt of the tariffs through price increases.

• Price Increase Magnitude: Price hikes are projected to range from 35% to 50%, potentially coinciding with the back-to-school season.

Investing Updates : April's Must-See Financial Events: US Tariffs, Non-Farm Payrolls, CPI, and More

Source : 

https://www.moomoo.com/community/feed/114256962453510?global_content=%7B%22promote_content%22%3A%22mm%3Afeed%3A114256962453510%22%2C%22invite%22%3A103096561%7D&is_recommendation=0&is_recommend_pos=0&futusource=news_headline_list

Apple Intelligence : 

• Key Economic Indicators: ISM Manufacturing Index (PMI) for March and ADP employment report will be released in early April.

• Trade Policy: US will implement reciprocal tariffs on all countries and a 25% tariff on imported automobiles on April 2.

• Labor Market Report: Non-farm payrolls and the unemployment rate will be announced on April 4.

• Federal Reserve Chair Powell’s Speech: Scheduled after the release of non-farm payroll and unemployment rate data, focusing on the American economy, inflation, and the impact of Trump’s tariff policies.

• FOMC Minutes Release: Scheduled for April 9 at 3 AM, providing details of the last Federal Open Market Committee meeting and potential future monetary policy directions.

• Key Economic Indicators: March’s CPI release on April 10 and April’s ADP employment numbers and March’s PCE deflator release on April 30, providing insights into inflation trends and the economic landscape.

LifeStyle Updates : KFC Promotion: 2 Two-Pcs Chicken Meals for $10 on 1 April

Source : 

https://www.allsgpromo.com/kfc-promotion/

Technology Updates : Apple's AI Crisis: Explained!

Investing Updates : STI's Historic Highs: 4000 Just a Pitstop?

Source : 

https://www.moomoo.com/community/feed/sti-s-historic-highs-4000-just-a-pitstop-114239116541958?global_content=%7B%22promote_content%22%3A%22mm%3Afeed%3A114239116541958%22%2C%22invite%22%3A103096561%7D&futusource=news_headline_topnews

Apple Intelligence : 

• STI Performance: The FTSE Singapore Straits Time Index reached a historic high of 4,005.18, marking a 12-day winning streak.

• Contributing Factors: Above-trend GDP growth in 2024 and a cautiously optimistic market outlook for 2025 contributed to the index’s surge.

• Sectoral Performance: The industrial sector saw the most net institutional inflows, with ST Engineering and Sembcorp Industries leading the gains.

• STI Performance: The STI breaching 4,000 indicates robust investor confidence and a favorable economic climate, driven by banking and telecommunications sectors.

• Future Outlook: The STI may continue its upward trajectory, driven by banking, real estate, and consumer stocks, making Singapore a potentially defensive investment market.

• Historical Performance: The STI has yielded impressive returns since its inception in 1966, with a total return of 40% over the past three years (CAGR of 11.9%).

Investing Updates : T-bill yield rebounds to 2.73% as demand dives

Source : 

https://growbeansprout.com/t-bill-allotment-26-mar-2025

Apple Intelligence : 

• T-bill Yield Change: The cut-off yield for the 6-month Singapore T-bill auction on 26 March rebounded to 2.73%.

• T-bill Application Change: Total applications for the 6-month Singapore T-bill declined S$15.8 billion from the previous auction.

• Competitive Bid Change: The amount of competitive bids decreased to S$14.4 billion from the previous auction.

• T-bill Allocation: Competitive bids below 2.73% received full allocation, while non-competitive bids totaling S$1.4 billion were also fully allocated.

• T-bill Applications and Issuance: Total applications decreased to S$15.8 billion, resulting in a lower application-to-issuance ratio (2.14x) compared to the previous auction (2.64x).

• SSB Applications: Applications for the Singapore Savings Bond (SSB) increased to S$678 million, the highest since September 2024, driven by its higher 10-year average interest rate.

• T-bill Yield Rebound: The T-bill yield rebounded to 2.73%, driven by a fall in demand and a shift towards other safe options like SSB.

• Comparison with Other Investments: The T-bill yield is now above the best 6-month fixed deposit rate but below the break-even yield for CPF OA applications.

• Alternative Investment Options: Higher yield options include the UOB Stash account, bond funds like the United SGD Fund, and selected high-quality Singapore REITs.

Lifestyle Updates : Online tool helps S’poreans see if their health coverage meets needs, financial ability

Source : 

https://www.straitstimes.com/singapore/health/online-tool-to-help-sporeans-navigate-health-insurance-landscape

Apple Intelligence : 

• Tool Functionality: The Health Insurance Planner helps Singaporeans understand their long-term MediSave savings and health insurance premiums, compare Integrated Shield Plans, and project premiums for riders.

• Tool Accessibility: The Health Insurance Planner is available on the CPF website.

• Tool Purpose: The planner aims to help users assess the suitability of their current insurance plans.

• Purpose of the Planner: To help Singaporeans visualize and compare premiums for MediShield Life, IPs, and riders, and their impact on MediSave and CPF savings.

• How to Use the Planner: Users input details like IP and rider names, and years left to pay for CareShield Life and ElderShield supplements.

• Data Refresh: MOH and CPFB will refresh premium and benefit data annually in January.