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Toto Match is a new fixed-payout lottery game introduced by Singapore Pools to complement the classic Toto. Unlike the jackpot-style classic Toto, Toto Match offers four bet types (Match Additional Number, Match 2, Match 3, and Match 4) with fixed odds and payouts. While odds vary—from 1 in 49 (Match AN) to 1 in 14,125 (Match 4)—the Net Present Value (NPV) per $1 bet ranges from $0.50 to $0.64. This means you still lose money on average, but potentially less than with a classic Toto ticket, which has an NPV of $0.51
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