Source :
Apple Intelligence :
• Minimum Income Requirement: Citi Rewards Card: S$30K p.a.; DBS Woman’s World Card: S$80K p.a.
• Points Expiry: Citi Rewards Card: Up to 5 years; DBS Woman’s World Card: 1 year.
• Points Pooling: Citi Rewards Card: No; DBS Woman’s World Card: Yes.
• Income Requirement: Citi Rewards Card: S$30,000 p.a.; DBS Woman’s World Card: S$80,000 p.a. (but not strictly enforced).
• Annual Fee: Both cards have an annual fee of S$196.20, waived for the first year.
• Bonus Points: Citi Rewards Card: 4 mpd on online spending, capped at S$1,000 per semi-monthly cycle; DBS Woman’s World Card: 4 mpd on online spending, capped at S$1,500 per calendar month.
• Online Spending Reward: Both cards offer 4 mpd on online spending with no minimum spend.
• Citi Rewards Card Restrictions: No 4 mpd on travel-related transactions and in-app or online mobile wallet payments.
• DBS Woman’s World Card Advantages: No restrictions on earning 4 mpd and a higher monthly cap of S$1,500.
• Earn Rate: 4 mpd on department stores, bags, shoes and clothes, capped at S$1,000 per statement month.
• MCC Coverage: Department stores, men’s and boy’s clothing and accessories stores, women’s ready to wear stores, women’s accessory and specialty stores, children’s and infant’s wear stores, family clothing stores, sports and riding apparel stores, shoe stores, men’s and women’s clothing stores, misc. apparel and accessory shops, and luggage and leather goods stores.
• Points Expiry: Points are valid for up to five years.
• Points Pooling: Citi does not pool points across cards, while DBS allows pooling points from all DBS cards.
• Transfer Partners: Citi Rewards Card has 11 transfer partners, while DBS Woman’s World Card has 4.
• Conversion Cost: Both cards charge a S$27.25 admin fee for points transfers.
• Points Posting Time: Citi Rewards Card awards base and bonus points at the time of transaction posting, while DBS Woman’s World Card awards base points at transaction posting and bonus points the following month.
• Amaze Pairing: Citi Rewards Card can be paired with Amaze for earning 4 mpd on almost all transactions, while DBS Woman’s World Card cannot be paired with Amaze.
• Card Comparison: Citi Rewards Card has advantages like 11 transfer partners, points valid for 5 years, and Amaze pairing, while DBS Woman’s World Card has advantages like higher monthly bonus cap and points pooling with other DBS cards.
• Citi Rewards Card Advantages: More transfer partners, longer points validity, and compatibility with Amaze.
• DBS Woman’s World Card Advantages: Higher monthly cap, fewer bonus restrictions, and pooled points across DBS cards.
• Recommendation: Citi Rewards Card for those who value flexibility and DBS Woman’s World Card for those who want simplicity.
No comments:
Post a Comment