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Here’s a concise summary of “No Woman No Cry (Part 2)” by Aaron Wong:
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From 1 August 2025, both the DBS Woman’s World Card and UOB Lady’s Solitaire Card will reduce their 4 mpd bonus caps, impacting miles chasers:
π» What’s Changing:
- DBS Woman’s World Card:
- Bonus cap drops from S$1,500 → S$1,000/month for online spend.
- Max 48,000 bonus miles/year (down from 72,000).
- Flexible online bonus still applies (except blacklisted MCCs).
- UOB Lady’s Solitaire Card:
- Bonus cap drops from S$2,000 → S$1,500/month, split into S$750/category.
- No flexibility to reallocate between categories.
- Max 72,000 bonus miles/year (down from 96,000).
- Mid-quarter nerf; next category change only allowed on 1 Oct 2025.
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π§ Recommended Strategies:
- For DBS Woman’s World Card:
- Use for non-whitelisted online spend like HealthHub, phone bills, furniture.
- Use other cards (e.g. HSBC Revolution, OCBC Rewards, Maybank Horizon) for known bonus categories to preserve DBS cap.
- For UOB Lady’s Solitaire:
- Avoid Travel as S$750 cap is too restrictive.
- Consider Dining and Fashion (buy gift cards via HeyMax).
- May not be worth paying for Solitaire tier; downgrade to regular Lady’s Card if using only one category.
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π³ Alternative Cards (4 mpd unless stated):
- Citi Rewards: S$1K/month cap (excl. travel & wallets)
- HSBC Revolution: S$1.5K/month (till Oct 2025)
- OCBC Rewards: S$1.1K/month
- UOB Preferred Platinum: S$1.1K/month (dining, grocery, shopping, etc.)
- UOB Visa Signature: 4 mpd FCY & petrol, S$1K min, S$2K cap
- KrisFlyer UOB: 3 mpd uncapped for SIA group
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⚠️ Conclusion:
These nerfs mean less flexibility and lower caps on two key miles cards. However, alternative cards still offer strong 4 mpd potential. With careful management, savvy users can still maximize miles — just with more effort and tracking.
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