Estimates from Yahoo Finance tracker
It's been a while since my last portfolio updates.
Well... it's targeted to be simple so there shouldn't be many updates to begin with π
The goal is always the same. To achieve 1m - 1.5m from 55++ and convert most to dividends/interest payments in late life to fund retirement.
Let's brief through what's happened so far.
Portfolio Updates :
On equities market, I've continued to DCA into VWRA bringing it closer to the target 60% allocation. But market has been hitting ATH frequently since liberation day, and so the logical steps were to top up allocations to "decent valued" CFA, CLR which I did a few times.
On crypto market, I've exchanged my remaining DOT to ETH when Altseason had a mini bull run. Turned out it was a wise move π. I'm left with BTC (70%), ETH (20%), ADA (5%), USDC (5%). I transferred more to Aave for USDC staking as the rates got better.
On cpf updates, I've added more into POEMs Amundi world etf. Endowus has not responded to POEMs entry into CPF OA investing. Perhaps the client shift is not significant.
On T-bills, bonds and cash mgt, I'm still replacing the expired T-bills monthly. The interest low is pretty low and so there's no need to add additional funds.
Overall, this portfolio is performing closely to the average S&P500 returns. Looking to streamline further over time (45, 50, 55, 60 age) to < 12 holdings.
Rewards Updates :
On referrals, I've received more referrals from MooMoo, Interactive Brokers, etc. Thanks everyone for your contributions π. I'm still using mainly seedly, reddits for spamming referrals and social engagements to get referrals. This is the best setup for now as my time is in a balanced manner between family, hobbies and money making.
LifeStyle Updates :
Nothing ground-breaking happening π
Same old 3 kids.
Same old football, tennis, video games and jogging hobbies.
Perhaps the biggest change is I've started refreshing the wardrobe due to wear and tear issues. There's many clothing that are worn from 5 to 10 years. Very loose, dropping all the time, etc. π
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