Sunday, 22 June 2025

Technology Updates : Polyclinic patients to trial AI tool that reads heart rate and blood pressure with just a phone camera


Source : 



Apple Intelligence : 


AI Tool Functionality: DeepHealthVision uses a phone camera to measure heart rate and blood pressure by analyzing blood flow in the face.


Trial Details: The tool will be tested by polyclinic patients in Singapore in collaboration with SingHealth Polyclinics.


Measurement Accuracy: The tool provides accurate readings regardless of skin color and can be used with various devices like phones, laptops, and tablets.


Healthcare Monitoring Advancement: DeepHealthVision, a wearable device, enables continuous remote health monitoring, potentially reducing hospitalizations.


DeepHealthVision Accuracy: Demonstrated 96% accuracy in heart rate and blood pressure readings compared to established devices.


Pilot Test in Singapore: Around 60 polyclinic patients will participate in a pilot test of DeepHealthVision in the coming months.


Pilot Test Objective: To assess patient confidence, acceptance, and concerns regarding the use of AI in healthcare.


Pilot Test Duration and Data Analysis: The pilot test will run for at least a year, with collected data analyzed and peer-reviewed.


Potential Future Integration: DeepHealthVision, if successful, may be integrated into healthcare apps like Health Buddy.

Sunday, 15 June 2025

Happy Father's Day


Rewards Updates : PSA: Activate Kris+ auto-transfer feature


Source : 



Apple Intelligence : 


Kris+ Auto-Transfer Feature: Kris+ now allows users to automatically transfer KrisPay miles to KrisFlyer.


Activation: Users can activate the feature by going to Wallet > Transfer to KrisFlyer and turning on the “auto-transfer to KrisFlyer” switch.


Transferable Miles: Only KrisPay miles earned through purchases or converted from partner reward points can be transferred to KrisFlyer.


Kris+ Miles Transfer: Kris+ now automatically transfers earned miles to KrisFlyer, eliminating the need for manual transfer.


Earning Miles with Kris+: Earn miles by scanning the merchant’s QR code and paying with Apple/Google Pay.


Best Cards for Kris+: DBS Woman’s World Card, Citi Rewards + Amaze, and KrisFlyer UOB Card are recommended for their high earn rates.

Friday, 13 June 2025

LifeStyle Updates : Everything You Need To Know About The Upcoming RTS Link Between SG & JB


Source : 



Apple Intelligence : 


Project Overview: A 4km train line connecting Singapore’s Woodlands North Station to Malaysia’s Bukit Chagar RTS Station.


Project Goal: To ease the travel between Singapore and Johor Bahru.


Project Capacity: Estimated to carry up to 10,000 passengers per hour in each direction.


RTS Link Advantages: Seamless transfer, frequent trains, and single immigration clearance.


RTS Link Ticket: Competitive pricing with off-peak fares and season passes.


RTS Link Completion: Construction and testing to be finished by Q3 2026, with passenger service by the end of 2026.


Current Commuting Situation: Traffic jams, crowded buses, and lack of space.


Future Commuting Vision: A one-stop journey to JB by 2026.

Entertainment Updates : Steam finally goes native on Apple Silicon, here’s how to try it


Source : 



Apple Intelligence : 


Steam Update: Steam for Mac is now a native Apple Silicon app.


Performance Improvement: The update brings faster launch times, smoother scrolling and navigation, and improved access to Store and Community pages.


How to Try: Users can opt into the beta by going to Steam > Settings > Interface.


Steam Update: Steam released a beta update for macOS, addressing the upcoming deprecation of Rosetta 2.


Rosetta 2 Deprecation: Apple announced that Rosetta 2, which allows Intel-based apps to run on Apple silicon, will be deprecated in a future macOS version.


Future Support: Apple will continue to provide security updates for Intel-based Macs for three years and will keep a subset of Rosetta functionality for older, unmaintained games.

Thursday, 12 June 2025

Rewards Updates : Crypto Exchanges Referral Rewards Ending?


Opinion : 


I've noticed recently many crypto exchanges in SG stopping their referral program rewards.

That's bad news. Not sure why they aren't allowed to give incentives like traditional brokerages.

Markets are around all time high right now. Personally, I'm waiting for some pullback to DCA. Meantime, let's enjoy the remaining school holidays.

Rewards Updates : Chocolate Visa Card nerf: What now?


Source : 



Apple Intelligence : 


Earn Rate Reduction: Earn rate for the first S$1,000 spent will be reduced from 2 mpd to 1 mpd.


Bill Payment Cap: Maximum miles earnable from bill payments will be capped at 100 miles per month.


Effective Date: Changes will take effect on 1 July 2025.


Miles Multiplier Tiers: 0% for MAB below S$5K, increasing by 5% for every S$5K increment up to S$100K.


Miles Multiplier Cap: Capped at 100% for MAB of S$100K and above.


Miles Multiplier Calculation: Bonus miles are calculated as a percentage of the total miles earned, based on the MAB tier.


Miles Multiplier Effectiveness: Not lucrative enough to incentivize deposits, offering only S$1 to S$20 in rewards.


Deposit Decision Factor: Primarily based on the attractiveness of base returns rather than the Miles Multiplier.


Chocolate Finance Returns: Guaranteed returns of 3% p.a. (SGD) and 4.3% p.a. (USD) on the first S$20K/US$20K, followed by 2.7% p.a. (SGD) and 4% p.a. (USD) on the next S$30K/US$30K, with non-guaranteed rates for amounts above S$50K/US$50K.


Card Security: Freeze the Chocolate Visa Card when not in use to prevent unauthorized transactions.


Miles Earning Limitation: Government services, healthcare, insurance, and utilities are capped at 100 miles per month.


Miles Earning on Specific Categories: Charitable donations and education are still eligible for miles earning.

LifeStyle Updates : New Toto Match Game: Are The Odds Better Than Classic Toto


Source : 



ChatGPT : 

Toto Match is a new fixed-payout lottery game introduced by Singapore Pools to complement the classic Toto. Unlike the jackpot-style classic Toto, Toto Match offers four bet types (Match Additional Number, Match 2, Match 3, and Match 4) with fixed odds and payouts. While odds vary—from 1 in 49 (Match AN) to 1 in 14,125 (Match 4)—the Net Present Value (NPV) per $1 bet ranges from $0.50 to $0.64. This means you still lose money on average, but potentially less than with a classic Toto ticket, which has an NPV of $0.51

Wednesday, 11 June 2025

Investing Updates : “Equity”, “ETF”, and “GDP” are the top financial terms Singaporeans don’t understand


Source : 



Apple Intelligence : 


Most Confusing Financial Term: “Equity” is the most confusing financial term for Singaporeans, referring to the value an owner truly owns after settling debts.


Second Most Confusing Term: “ETF” is the second most confusing term, referring to a ready-made investment portfolio that trades on the market.


Financial Literacy in Singapore: More younger adults in Singapore are interested in investing but struggle to understand financial jargon.


Financial Terms Singaporeans Search: GDP, arrears, correlation, yield, annuity, capital, APR, and principal.


Financial Illiteracy in Singapore: 55% of Singaporeans reported being financially illiterate, with 52% unaware of their monthly spending.


Impact of Financial Illiteracy: Those with low financial literacy are worse off financially, even with similar income levels to their literate peers.

Rewards Updates : DBS First to Accept CPF LIFE Payouts for Credit Card Applications

Source : 



Apple Intelligence : 


Financial Inclusion Initiative: DBS becomes the first bank in Singapore to accept CPF LIFE payouts as income for credit card applications.


Target Audience: The initiative aims to expand access to financial products for retirees and seniors receiving CPF LIFE payouts.


Application Process: CPF LIFE recipients can apply for entry-level DBS and POSB credit cards using their CPF LIFE Annual Statement, with a simplified application process.