Saturday, 25 March 2023

What eWallets and ePayments to use for Cost Savings

https://www.dbs.com.sg/personal/deposits/pay-with-ease/paylah-5-million-hawker-meals

Today I experienced the dreaded error from trying to claim my $3 rebate from on-going DBS Paylah promotion during lunchtime.

Over the years, there have been various ePayment and eWallet promotions via different means. 
When it works, you feel great. When it fails, you frustrate and will resist to use again.

But Patience and Perseverance will save you $$ in the long run.
Trying out the different promotions is a guarantee way to save money especially when technology is simply getting better and better each year. 
Cash is the worst choice.

My usual payment workflow is:

Option 1. ShopeePay or ShopBack

In many shops, these 2 payment methods will offer the most points or dollar cash back offers.

Option 2. XNAP


XNAP is great way to utilise credit card using SGQR.

Option 3. POSB Everyday Credit Card and PayLah


I use this because of DBS Multiplier and POSB Sheng Siong discount. Credit cards from different banks all give different ways to earn.

Option 4. Trust Bank, FavePay, GrabPay, AtomePay, Nestia UnionPay, CapitaStar, etc.


In cases where all the above are not available, I try to find all other ePayments.

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