Wednesday, 19 July 2023

Budget Tracking : Manual vs Using Apps

I love and support new tech. It's part of the reason why I'm still in IT field.

When it comes to tech's application to Personal Finance, it's tricky.

Started to use MS Excel many years ago along with usage of Yahoo Finance, moved to Google Finance but back to Yahoo Finance when Google Finance temporarily ceased...

Moved on from MS Excel to Apple iCloud Numbers in recent years.

Tried many FinTech apps along the way e.g. Wally, Seedly, DBS NAV Planner, etc. At the end of day, nothing really beats excel-like apps.


Recently, a Singapore start-up created Dobin app, https://www.dobin.io/
Loaded bank transactions and noticed that the app recognise my T-Bill application as a transfer. Tried to change it to investment but there's no such option... My guess it will be fixed sometime in future.

The app does look promising. It recommends you deals, etc based on your spendings.
All these innovations are great. But there's still a need to browse through the data and manually make sense of your income & expenditure.

No comments:

Post a Comment